Vikash Kumar

Role:Application owner of EazyPay mobile app, Api & App Merchant dashboard, , Pos Portal.

Responsibilities: As an application owner, my primary responsibility is ensuring smooth application performance and fostering an eco-friendly experience for merchants and customers, while also aligning with market demands and meeting the needs of merchants and customers through the development of new functionalities.

• Review and test all changes in UAT and CUG environments before deployment.
• Ensure Ontime MIS delivery to PSP Merchants daily, monthly, and quarterly.
• Fix live issues and bugs promptly, without financial penalties.
• Close reported application vulnerabilities from compliance and security teams.
• Implement 24/7 monitoring for servers and databases.

PROJECTS:

1. HSM integration in ERupi Prepaid Voucher 2.0: HSM is used to provide dule encryption decryption of Erupi upi pins. Currently, various state government (J&k Karnataka, Jharkhand, etc.) use this, and around 5000 vouchers are issued every month, with a volume of more than 8 crores per month.

2. Automation of MDR collection for UPI Rupay CC transactions and Report Generation based on SGST, CGST, and IGST: ICICI is the first bank to automate the MDR collection process based on MCC and GST. 4CR MDR was collected by an automated process after the first month of deployment, and it is still increasing.

3. Customized MIS for Stocks and SIP Merchants: In this project, we start stock broker merchant onboarding who are accepting UPI based transactions. it is generating a transaction volume of more than 3500 cr per month, and still, new merchant onboarding is in progress.

4. Two factor authentication implementations in Eazypay modules.

5. VPA whitelisting and de-whitelisting at NPCI logic implementation.

6. Google chargeback automation transactions.

7. NPCI U Series error code handling at EazyPay.

8. Merchant onboarding does not allow for restricted MCC in Eazypay.

9. Single credit settlement and merchant on-demand settlement:

10. Merchant individual and net settlement MIS automation.

Projects:

o Design and verification of S-RAM using Verilog.

o Design and verification of FIFO using Verilog.

o Design and verification of a CRC generator using Verilog.

o Use of the AMBA-APB protocol in designing of interrupt controller using Verilog.