VIKASH KUMAR
Navi Mumbai
Summary
Accomplished IT professional with expertise in core banking solutions and SQL query execution. At INDUSIND BANK, led successful audit compliance initiatives, enhancing production stability. Demonstrated strong team collaboration and vendor coordination skills, driving seamless project lifecycle management. Proficient in Finacle and TCS BaNCS, ensuring efficient retail banking operations and robust data validation.
Overview
18
18
years of professional experience
Work History
Senior Manager IT
INDUSIND BANK
11.2024 - Current
- Managed Core Banking functional support activities for Retail Branch Banking operations, ensuring seamless operation of TCS Banc and FINACLE 10.2.25.
- Handled CASA, Loan, CIF, User Access Management, and operational banking modules, prioritizing production stability and minimizing disruptions.
- Monitoring accounting entries generated during online and batch processing activities and coordinating issue resolution with support teams.
- Supporting CPU and Operations teams in bulk upload processing and transaction handling activities.
- Executing SQL queries for issue analysis, data validation and backend troubleshooting in Oracle database environment.
- Coordinated end-to-end change management, testing, deployment, and post-production validation, enhancing system reliability and user satisfaction.
- Working closely with business, operations and vendor teams for requirement analysis, issue resolution and audit compliance.
- Owns Loan Module and AADHAR VAULT application support activities.
- Successfully addressed and closed audit observations within defined timelines.
Senior Manager IT
RBL BANK
09.2023 - 11.2024
- Conducted functional analysis, gathered requirements, documented specifications, and coordinated with development teams to enhance CBS functionalities.
- Participated in complete project lifecycle activities including requirement analysis, testing, UAT support and production rollout.
- Coordinated with Infosys and internal stakeholders to resolve major production issues and secure deployment approvals.
- Executed SQL-based data validation and performed backend analysis to troubleshoot issues and support production operations.
- Supported batch operations, accounting validations and production issue management within SLA timelines.
- Worked extensively on Retail Banking modules including CASA, Loan, KYC, Clearing, TD/RD and operational banking processes.
- Conducted PSP 23 & PSP 27 testing on FINACLE Version 10.2.25 for Assets Products.
Manager Information Technology
IDFC FIRST BANK
11.2021 - 09.2023
- Specialized in Loan module testing, feasibility analysis and requirement gathering for Core Banking enhancements.
- Worked on CASA, Loan, KYC, Clearing and Retail Banking operational modules.
- Writing Test Scenarios, Test Cases and execution of UAT for Loan Product Life Cycle.
- Monitored batch jobs, interest application reports and identified root cause for failures.
- Executed SQL queries and coordinated with development teams for issue fixing and backend validation.
- Managed production support activities and responded to queries raised by Retail Liabilities, Assets and Central Operations teams.
- Participated in parameterization, documentation, testing and deployment activities for Core Banking applications.
- Worked closely with business users and technical teams for successful project delivery and production implementation.
Senior Associate Consultant (BFSI)
WIPRO LIMITED
04.2013 - 11.2021
- Functional testing, Retesting and User Acceptance Testing for FINACLE applications.
- Gathering business requirements and providing functional support for NABARD Umbrella Banks.
- Handling production support and resolving issues across Loan, CASA, TD, CC/OD, NEFT/RTGS, Clearing and Inventory modules.
- Responsible for bug reporting, validation of functional documents and coordination with technical teams.
- Writing test scenarios and supporting implementation activities for various banking customizations.
- Participating in stakeholder meetings with Infosys and cross-functional teams for issue resolution and deployment activities.
- Responsible for identifying and resolving interest application related issues and batch processing failures.
Engineer Application Support
WIPRO LIMITED
04.2011 - 04.2013
- Provided L1 Application Support for FINACLE environment of Uttar Bihar Gramin Bank.
- Managed incident registration, classification, resolution and closure within SLA timelines using HP Service Manager Tool.
- Supported end users for Loan, CASA, TD, NEFT/RTGS, Clearing, Inventory and Debit Card modules.
- Played bridge role between client and customization team for issue resolution and enhancement activities.
- Responsible for post migration issue resolution and end-user support.
Senior Executive Project Implementation
NELITO SYSTEMS LTD.
08.2008 - 04.2011
- Participated in FINACLE migration and implementation activities for multiple banks.
- Involved in data extraction, validation and bulk data upload during migration activities.
- Provided support across Loan, CASA, TD, Clearing, Trade Finance, Inventory and Debit Card modules.
- Responsible for deployment of FINACLE at client sites and end-user training.
- Identified and resolved migration and implementation issues during project execution.
Education
MBA - Banking & Finance
Jaipur National University
01-2021
B.Com -
Patna University
Patna01-2004
12th -
B.I.E.C
Patna10th -
B.S.E.B
PatnaSkills
- Core banking solutions
- SQL query execution
- Retail banking operations
- Functional analysis
- Retail branch banking
- Oracle database expertise
- Requirement gathering and documentation
- Functional testing and UAT coordination
- Unix and Windows proficiency
- Finacle 7, Finacle 10, TCS BaNCS, Bancmate-TBA expertise
Accomplishments
- Appreciation from Madhya Bihar Gramin Bank for successful CBS migration of 450 branches.
- Appreciation from IDFC FIRST BANK Operations Lead for contribution and support activities.
- Appreciation from INDUSIND BANK CBS Head for successful execution of CNTRL-M batch jobs related to AADHAR VAULT Application.
- Wipro recognition for contribution towards quality improvement and successful completion of empowerment program.
Personal Information
Nationality: Indian
Languages
- Hindi
- English
Timeline
Senior Manager IT
INDUSIND BANK
11.2024 - Current
Senior Manager IT
RBL BANK
09.2023 - 11.2024
Manager Information Technology
IDFC FIRST BANK
11.2021 - 09.2023
Senior Associate Consultant (BFSI)
WIPRO LIMITED
04.2013 - 11.2021
Engineer Application Support
WIPRO LIMITED
04.2011 - 04.2013
Senior Executive Project Implementation
NELITO SYSTEMS LTD.
08.2008 - 04.2011
MBA - Banking & Finance
Jaipur National University
B.Com -
Patna University
12th -
B.I.E.C
10th -
B.S.E.B