Vinay Kumar M M
Bengaluru
Summary
To leverage 7 years of extensive experience in AML compliance, customer due diligence, and financial crime risk assessment to contribute to a dynamic organizations regulatory integrity and operational excellence. Aiming to drive process efficiency, ensure adherence to global standards, and support strategic decision-making through accurate analysis, enhanced due diligence practices, and cross-functional collaboration within a fast-paced compliance environment.
Overview
5
5
Languages
7
7
years of professional experience
Work History
Business Process Lead
Tata Consultancy Services Ltd
Bengaluru
12.2025 - Current
- Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes, including detailed risk assessments, beneficial ownership identification, and ownership structuring analysis to ensure accurate customer profiling and alignment with global compliance standards.
- Politically Exposed Persons (PEP) screening, checks by leveraging screening tools, evaluating risk indicators, and ensuring appropriate escalation, documentation, and mitigation of high-risk relationships in line with regulatory requirements.
Regulatory Compliance Analyst
Accenture Solutions Pvt Ltd
Bengaluru
11.2023 - 12.2025
- Conducted comprehensive KYC reviews for complex trust structures including family trusts and regulated superannuation funds, ensuring full compliance with AML/CTF regulations.
- Acted as Subject Matter Expert (SME) for CDD reviews, providing guidance on complex cases involving trust entities.
- Performing quality checks of analyst-completed profiles to ensure adherence to internal policies and regulatory procedures.
- Performed internal quality checks (QC) on completed CDD cases to ensure accuracy, completeness, and compliance with internal policies and AML/CTF regulations.
- Analyze trust deeds and legal documents to understand the nature, purpose, and structure of the Family Trusts and Superannuation Fund Trusts.
- Liaised with relationship managers and legal teams to resolve documentation gaps and clarify trust structures.
- Reviewing the case End to End identifying the Errors regarding Ownership structure, Full Name Capturing according to IDV.
KYC Analyst
KPMG Global Services
Bengaluru
12.2022 - 02.2023
- Performed Global End to End AML KYC Reviews and EDD reviews for financial institutions, ensuring AML/CTF compliance.
- Delivered high-quality outputs within strict deadlines, utilising strong analytical skills to review ownership structures, conduct adverse media screenings, and document risk mitigation strategies aligned with global KYC/AML frameworks.
- Analyzing client transactions and account activities to identify unusual or suspicious patterns, escalating potential money laundering or illicit activities for further investigation.
- Reviewed triggered payments to identify reasons for events and analysed prior payment history for both customers and beneficiaries.
Associate L1 (KYC Analyst)
Wells Fargo EGS (India) Private Ltd
Bengaluru
10.2019 - 12.2022
- Performed periodic and event-driven KYC reviews in accordance with regulatory requirements and internal policies.
- Performed periodic CDD and EDD reviews for individuals and entities, ensuring AML/CTF and internal compliance.
- Verified customer identity through review of KYC documents including passports and IDs.
- Maintained accurate and up-to-date records in internal systems and ensured audit readiness for all CDD files.
Education
Master of Commerce -
SSMRV College (Bangalore University)
Bengaluru, India01-2019
Bachelor of Commerce -
Pragathi College of Science and Management Studies College (Bangalore University)
Bengaluru, India01-2017
Skills
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- KYC review
- Politically Exposed Persons (PEP) Screening
- Beneficial Ownership Identification
- KYC Documentation Verification
- Client Onboarding and Periodic Reviews
- KYC/AML Platforms: World-Check, LexisNexis, Equifax, Dow Jones
- Office Tools: MS Excel, MS Word, MS PowerPoint, MS Outlook
- Problem-solving
- Adaptability
- Leadership
- Communication
Languages
English
Proficient
C2
Kannada
Proficient
C2
Telugu
Advanced
C1
Tamil
Upper Intermediate
B2
Hindi
Intermediate
B1
Awards
Recognized with the Accenture Encore Award for consistently delivering exceptional performance and exceeding expectations, Recognized as a top performer for six consecutive months, consistently exceeding performance expectations and delivery targets.
Timeline
Business Process Lead
Tata Consultancy Services Ltd
12.2025 - Current
Regulatory Compliance Analyst
Accenture Solutions Pvt Ltd
11.2023 - 12.2025
KYC Analyst
KPMG Global Services
12.2022 - 02.2023
Associate L1 (KYC Analyst)
Wells Fargo EGS (India) Private Ltd
10.2019 - 12.2022
Master of Commerce -
SSMRV College (Bangalore University)
Bachelor of Commerce -
Pragathi College of Science and Management Studies College (Bangalore University)