Vineet Kumar Menon
Bengaluru
Summary
Risk Intelligence & Control professional with 3+ years of experience in credit intelligence, fraud risk management, customer screening, sampling, prevention, and detection. Skilled in KYC/CDD, transaction monitoring, EWS analysis, fraud investigation, and risk-based assessment. Strong analytical and critical-thinking abilities with experience in investigating exceptions, identifying suspicious activities and control gaps, maintaining audit trails, and supporting RBI regulatory compliance. Proven ability to prioritize tasks, collaborate with stakeholders, and deliver accurate risk assessments, case escalations, and reporting.
Overview
2
2
Languages
1
1
Certification
5
5
years of professional experience
Work History
Credit Intelligence and Control
HDFC Bank
Bengaluru
05.2023 - Current
- Conducted risk investigations by analyzing customer data and evidence in case management systems, ensuring strict adherence to internal policies and data confidentiality.
- Resolved end-user concerns and tracked issues efficiently to deliver timely support while safeguarding sensitive investigation materials.
- Assessed fraud risks and profiled customer accounts in compliance with RBI guidelines, leveraging KYC/CDD and Early Warning Signals (EWS) to detect suspicious behavior and transaction anomalies.
- Analyzed risk intelligence data to pinpoint emerging fraud trends, identify control gaps, and enhance overall detection mechanisms.
- Handled end-to-end fraud case assessments, documentation, and mandatory RBI regulatory reporting while maintaining strict adherence to internal policies.
- Executed customer profile screening and risk-based sampling to detect potential fraud, compliance risks, and transaction anomalies.
- Conducted sample-based quality checks on customer data and documentation to uncover process gaps and policy violations.
- Analyzed screening findings and sampling trends to identify emerging fraud patterns and strengthen internal control mechanisms.
- Investigated exceptions, escalated high-risk cases to key stakeholders, and maintained detailed audit trails and regulatory compliance reports.
Internship
BOCO TAX
Bengaluru
02.2023 - 05.2023
- Performed bank reconciliation by matching bank statements with company books to identify and resolve discrepancies, unmatched transactions, and accounting errors.
- Created and maintained accounting ledgers in Tally and ensured accurate recording of financial transactions.
- Recorded and verified purchase transactions in Tally, ensuring accurate documentation and account classification as well as updated bank transactions in Tally and assisted with regular bank reconciliation to maintain accurate financial records.
- Performed physical stock verification and inventory audits for Ascent Decor Pvt. Ltd., reconciling actual quantities against system records to identify discrepancies.
- Evaluated inventory logs, stock movement workflows, and supporting documentation to enforce robust internal controls and maintain record accuracy.
Internship
Traczen Consulting Services LLP
Bengaluru
02.2022 - 05.2022
- Performed reconciliation of bank statements, GSTR-3B, and GSTR-2B, identifying discrepancies and ensuring accuracy of financial and GST records.
- Conducted inventory audits for two companies, verifying physical stock against records, identifying discrepancies, and ensuring accuracy of inventory balances.
- Gained practical experience in TDS calculation based on applicable transaction data and tax provisions.
- Gained hands-on exposure to Tally, Zoho Books, ClearTax, Microsoft Dynamics, and Octa GST for accounting, taxation, GST, and financial record management.
- Received a Pre-Placement Offer (PPO) from the firm based on performance and contribution during the internship.
Education
MBA - Finance
ICFAI Business School
Bengaluru03-2023
B.com - Finance
Veer Kunwar Singh University
Sasaram03-2019
12th -
S T Paul’s School
Sasaram06-2015
10th -
Don Bosco Academy
Patna05-2013
Skills
- Fraud investigation
- KYC screening
- CDD review
- Risk intelligence
- Regulatory reporting
- Case management
- Problem solving
- Critical thinking
- Attention to detail
- Task management
- Team collaboration
- Flexible and adaptable
Languages
English
Advanced (C1)
C1
Hindi
Native
Native
Certification
- U.S. Taxation
- TALLY ERP 9
- Data Visualization with Power BI
Timeline
Credit Intelligence and Control
HDFC Bank
05.2023 - Current
Internship
BOCO TAX
02.2023 - 05.2023
Internship
Traczen Consulting Services LLP
02.2022 - 05.2022
MBA - Finance
ICFAI Business School
B.com - Finance
Veer Kunwar Singh University
12th -
S T Paul’s School
10th -
Don Bosco Academy