Vinu Josy

Responsible for driving the design and development of innovative solutions in the payments space, focusing on real-time visibility, liquidity management, and multi-currency transaction processing.

• Liquidity Portal: Led the development of a liquidity portal providing real-time visibility into Nostro account balances, enabling efficient monitoring and management of liquidity positions across global accounts.
• Real-Time USD Payment Engine: Transitioned to the Real-Time Payments team to build a high-performance payment engine for same-day processing and settling of USD payments, improving straight-through processing rates and ensuring compliance with cut-off times.
• Multi-Currency FX Payment Engine: Joined a cross-functional team to architect and develop a scalable multi-currency payment engine for FX clients, supporting seamless processing and settlement of transactions across multiple currencies, and ensuring accurate conversions and regulatory compliance.
• Application Ownership: Since April 2024, has been the technical owner of the FX Payment Engine application, overseeing its architecture, delivery, maintenance, and roadmap planning, managing a team of developers and collaborating with business stakeholders to enhance system functionality and performance.

Played a key role in implementing Payments Investigation, an exception management solution for ensuring accurate and timely payment settlements in financial institutions.

• Developed and integrated an automated exception handling system to support payment investigations.
• Streamlined the conversion of payment inquiries into investigation cases for faster resolution.
• Enabled financial institutions to improve settlement accuracy and reduce turnaround time for issue resolution.

Following the successful public release of the Payments Investigation solution, I transitioned to the Intellimatch Onboarding-Transaction Match Rule Analyzer project.

• Intellimatch OnBoarding - Transaction Match Rule Analyzer: This tool is designed to assist Intellimatch developers in analyzing datasets containing financial transactions. It provides insights into how transactions in two different datasets are related, evaluates their matchability, and identifies potential matching rules.
• Developed a data analysis framework to examine relationships between transactional datasets.
• Enabled developers to identify and define transaction matching rules with precision.
• Supported faster onboarding of new datasets by providing matchability insights upfront.

Worked as a project Engineer in building The Distributed Health Store (DHS) project, which focuses on building a scalable, distributed, and reliable healthcare information framework designed to support a unified Electronic Health Record (EHR) system at a national level.

• The objective is to create a robust infrastructure capable of maintaining a single, comprehensive EHR for every individual, ensuring secure access to accurate medical data across healthcare providers and institutions.
• Design and implement a distributed architecture to support nationwide healthcare data storage and access.
• Ensure scalability, fault tolerance, and high availability to handle large volumes of sensitive medical information.

Consortia Management(http://tdil-dc.in/consortia)

• A project management application developed to handle/perform all the activities that are done in a project.
• A project management application developed to handle/perform all the activities that are done in a project.

CMS for Patent Analysis Management System. (http://ict-ipr.cdac.in)

• A Content Management System for an existing website that was designed in java(jsp/Servlet) & then used PHP framework (joomla) for creating the CMS. Used Apache Server as a Load Balancer to redirecting the jsp request to Tomcat server & a PHP request to Web server. Maintained the session while redirecting the request.