VISHAL DILIP OHOL
Business Banking Relationship Manager
Nashik
Summary
RM BBG managing business banking portfolios across branches with ticket sizes from ₹1 crore to ₹500 crore. Conducts financial analysis, prepares CAMs and documentation, and supports underwriting for 5–8 new borrowing relationships per quarter. Improves portfolio hygiene while building credit-backed relationships in the SME and mid-corporate space.
Overview
11
11
years of professional experience
2
2
years of post-secondary education
Work History
RM BBG
HDFC Bank Ltd.
06.2022 - Current
- Manage branches and existing portfolios.
- Ticket size 1 Cr to-500 Cr
- Conduct financial analysis, prepare CAMs and documentation.
- Develop new borrowing relationships and ensure portfolio hygiene.
Relationship Manager
AU Small Finance Bank
02.2021 - 04.2022
- Handled SME & Mid Corporate clients with 1–50 Cr exposure.
- Managed acquisition and portfolio growth across Pune, Solapur & Baramati.
Sales Manager
Axis Bank
05.2020 - 10.2020
- Led 5 branches for Small Business Banking.
- Handled fund and non-fund-based products.
Relationship Manager
IndusInd Bank
02.2018 - 05.2020
- Worked on Agriculture SME proposals like Dal Mill, Oil Mill & APMC Traders.
- Managed CC, OD, TL, DLOD portfolios.
Relationship Manager
Kotak Bank
10.2017 - 02.2018
- Managed NTB and existing Agri-SME portfolio with 50L–20Cr tickets.
Relationship Manager
DCB Bank, Sangli
01.2016 - 09.2017
- Awarded Star Performer FY 2016-17.
- Handled Agri & Inclusive banking - working capital loans.
- Ticket size 1 Cr to 25 Cr
Education
Agriculture Business Management -
MITCON Institute of Management, Pune
Pune 2014 - 2016
Skills
Business Banking
Credit Analysis
SME Lending
Financial Analysis
Working Capital Assessment
Portfolio Management
Client Acquisition
Relationship Management
CAM Preparation
Documentation & Compliance
Timeline
RM BBG
HDFC Bank Ltd.
06.2022 - Current
Relationship Manager
AU Small Finance Bank
02.2021 - 04.2022
Sales Manager
Axis Bank
05.2020 - 10.2020
Relationship Manager
IndusInd Bank
02.2018 - 05.2020
Relationship Manager
Kotak Bank
10.2017 - 02.2018
Relationship Manager
DCB Bank, Sangli
01.2016 - 09.2017
Agriculture Business Management -
MITCON Institute of Management, Pune
2014 - 2016