ANISHA KOLATE
www.linkedin.com/in/anisha-kolate-07200009
Summary
Dynamic Credit Manager with a proven track record at Poonawalla Fincorp Ltd, excelling in credit analysis and risk assessment. Achieved a 95% accuracy rate in underwriting while enhancing vendor processes by 30%. Skilled in financial modeling and reconciliation, I bring a detail-oriented approach and strong collaboration skills to drive efficiency and accuracy.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Credit Manager
Poonawalla Fincorp Ltd
07.2023 - Current
- Executed end-to-end underwriting for Loan Against Property cases valued between ₹50 Lakhs and ₹5 Crores.
- Reviewed 60 to 90 credit underwriting files per month, achieving a 95% accuracy rate.
- Developed Credit Appraisal Memorandum by analyzing financial data, bank statements, and salary slips for credit assessments.
- Streamlined onboarding processes for valuation, legal, and field investigation vendors, enhancing efficiency by 30%.
- Addressed vendor billing and GST invoice discrepancies in collaboration with Finance, cutting billing errors by 25%.
Education
Master of Business Administration - Finance
Savitribai Phule Pune University
Pune07-2023
Bachelor of Business Administration - Financial Management
Savitribai Phule Pune University |
Pune01.2021
Skills
- Credit analysis and underwriting
- Financial and ratio analysis
- Risk assessment and compliance
- Income assessment and eligibility
- Bank statement and bureau analysis
- Financial modeling
- Excel Power BI Oracle
- Reconciliation and process improvement
- Bill processing
Certification
- Embark on Financial Analysis by CRISIL
- MS -CIT
- Tally ERP + GST
- Corporate Finance Fundamentals
Accomplishments
Ancora Vendor Onboarding Automation – Led the end-to-end implementation of the Ancora platform, reducing vendor onboarding TAT from 2 months to 2–3 weeks, and delivering major cost efficiencies through workflow automation and improved compliance processes.
Languages
- English
- Hindi
- Marathi
Timeline
Credit Manager
Poonawalla Fincorp Ltd
07.2023 - Current
Master of Business Administration - Finance
Savitribai Phule Pune University
Bachelor of Business Administration - Financial Management
Savitribai Phule Pune University |