Nagendra Singh Tomar
JAIPUR
Summary
Seasoned Credit Manager with a proven track record at Tata Capital Limited, adept in underwriting and risk analysis. Excelled in reducing Used Car Loan CAM process TAT by over 45%, showcasing strong SAP and mentoring skills. Renowned for identifying fraudulent documents, enhancing portfolio management and credit risk assessments across Rajasthan and beyond.
Overview
3
3
years of professional experience
Work History
CREDIT MANAGER
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED
JAIPUR
10.2024 - Current
- Underwriting the case of Vehicle Loans used and New Vehicles.
CREDIT MANAGER
TATA CAPITAL LIMITED
Jodhpur
06.2022 - 09.2024
- Previously Worked in TCL, serving as a Credit Manager for Used Car Loans in Jodhpur, Rajasthan, and I handle the underwriting of cases in various locations where we operate in Rajasthan, including Jaipur, Barmer, Bikaner, Udaipur, Kota, Dausa, Jhunjhunu, Pali, etc.
- Additionally, when there is an increased workload in the North region, I also underwrite cases for PCH, Delhi, Uttar Pradesh (UP), and Uttarakhand (UK).
- In this capacity, I am actively involved in implementing and upholding several company-certified policies.
- My skill set includes a proficient understanding of SFDC (Salesforce, Finnone), internal audit processes, and a strong grasp of credit underwriting
- A notable achievement includes achieving a significant reduction of approximately 45 to 50 minutes in TAT within the Used Car Loan CAM process
- Presently, Used Car loan 2+ Year Exp Cont
- Credit underwriting for car loans, focusing on Jodhpur and Udaipur regions
- Authorized for sanctioning loans up to 15 Lakhs and appraising the cases upto 75 L
- Proficient in conducting monthly channel visits alongside Sales Managers, as well as customer PD visits
- Skilled in managing relationships with FI vendors and valuation vendors, ensuring timely and accurate tracking
- Specialize in overseeing PAN India FI waiver portfolios for various products
- Responsible for monthly MIS publication, presenting reports to the Managing Director
- Efficient in SAP processes, including raising CPC billing and tracking for effective management
- Found the highest number of loss aversion in Rajasthan location cases
- I have extensive experience in meticulously checking documents to identify potential forgeries
- I have successfully identified numerous such cases
- Additionally, I have trained the Pan India Auto Credit team on how to detect fraudulent documents
Education
MBA - FINANCE AND BANKING
Amity University
Mumbai06.2022
Skills
- Turnaround Time
- Underwriting
- SAP
- CRM
- Competitive Analysis
- Research
- Billing
- Reduction
- SalesforceCom
- Financial Services
- Cooking
- Coordinating
- Loans
- Credit evaluations
- Credit risk management
- Risk assessments
- Underwriting expertise
- Risk analysis
- Loan reviews
- Portfolio management
- Credit analysis
- Policy development
- Mentoring and training
Languages
- English
- Hindi
- Marwari
- French
Timeline
CREDIT MANAGER
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED
10.2024 - Current
CREDIT MANAGER
TATA CAPITAL LIMITED
06.2022 - 09.2024
MBA - FINANCE AND BANKING
Amity University
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