Summary
Overview
Work History
Education
Skills
Timeline
Hi, I’m

Vishal Pawar

Bank
Bathinda
Vishal  Pawar

Summary

Dynamic Collections Manager with a proven track record at Au Small Finance Bank Ltd, excelling in negotiation and relationship management. Successfully increased recoveries through tailored repayment strategies and trained new staff. Fluent in Punjabi, Hindi, and English, with strong skills in MS Excel and a commitment to achieving outstanding results.

Overview

2
years of professional experience

Work History

Au Small Finance Bank Ltd

Collections Manager
11.2024 - 12.2025

Job overview

  • Accessed credit records to evaluate customer credit histories.
  • Increased recoveries by negotiating favorable repayment terms for clients and customers.
  • Trained and mentored new employees on collection methods, documentation requirements and performance strategies.
  • Contacted clients with past-due payments and actively monitored payments due from clients.

Excell Agencies

Collections Agent
10.2023 - 10.2024

Job overview

  • Achieved successful debt collection results by utilizing negotiation skills and developing customized payment plans.
  • Counseled debtors on payment options and arranged installment agreements.
  • Worked in call center environment handling manual and automatically dialed outbound calls.
  • Managed past due collection calls, skip tracing, outside collections agency coordination and litigation activities.

Education

PSEB

• BA (2nd Year): Pbi University,Patiala (Pursuing)

University Overview

• 12th Class (PSEB): 2024 (72%)

• 10th Class (PSEB): 2023 (50%)

Skills

Excellent Negotiation & Persuasion Skills

Relationship Management & Field Operations

Basic Computer Knowledge (MS Excel)

Fluent in Punjabi, Hindi, and English

Timeline

Collections Manager

Au Small Finance Bank Ltd
11.2024 - 12.2025

Collections Agent

Excell Agencies
10.2023 - 10.2024

PSEB

• BA (2nd Year): Pbi University,Patiala (Pursuing)
Vishal PawarBank