Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
Vishal Vohra

Vishal Vohra

Financial Analyst

Summary

Detail-oriented and quality-driven Financial Analyst with over 5 years of experience in data analysis, credit data processing, and financial statement spreading under US GAAP and IFRS frameworks, specializing in the Insurance domain. Experienced in leading quality control, reviewing and full finalizing complex deliverables. Adept at training & guiding junior analysts, process documentation, supporting UAT for regulatory transitions. Proven success in delivering accurate and insightful reports for credit research and opinion formation. Highly adaptable, client-focused, and eager to leverage core financial analysis and reporting capabilities to expand into credit analysis, financial reporting, and research roles across diverse industries and dynamic teams.

Overview

6
6
years of professional experience
9
9
Certifications

Work History

Lead Analyst

ICRA Analytics Ltd
11.2019 - Current

Lead Financial Analyst in Financial Institutions Group (FIG) – Insurance.

  • Spearhead financial statement spreading for insurance entities across global markets including Americas, APAC, and EMEA. Specialize in life, health, P&C, and composite insurance companies.
  • Extract and map key financial metrics (e.g., investments, premium income, financial leverage) in line with Moody's rating methodology and global credit assessment frameworks.
  • Perform quality assurance, peer reviews, and analytical validations to support credit rating analysts and research professionals in decision-making.
  • Mentor and supervise junior analysts to ensure high-quality and timely deliverables as per SLA. Reviewed over 1,000+ financial spreads with zero client-reported errors.
  • Support User Acceptance Testing (UAT) team in validation by providing feedback for IFRS 17 and US GAAP (LDTI) implementations—ensuring accuracy and compliance during system migrations.
  • Lead process optimization and documentation initiatives that enhanced turnaround time (TAT) and streamlined team workflows.
  • Collaborate with global stakeholders, including senior analysts at Moody's Investors Service, to resolve data discrepancies and maintain data integrity.

Key Projects and Contributions:

  • Designed and led training for 15+ new hires, enabling them to quickly achieve performance benchmarks, accelerating onboarding and enhancing overall team productivity.
  • Gained strong exposure to debt instrument structures and financial covenants by working in Asset Finance Group (AFG) for a short period of time—enhancing adaptability to roles beyond the insurance vertical.
  • Worked in a special project by Directorate General of Training (DGT) under the aegis of Ministry of Skill Development and Entrepreneurship (MSDE) to assign tentative grades to ITIs.

Education

Master of Commerce - M.Com - Accounting And Finance

University of Calcutta
Kolkata, India
04.2001 -

Bachelor of Commerce - B.Com - Accounting And Finance

Seth Anandaram Jaipuria College
Kolkata, India
04.2001 -

Skills

Financial Spreading (Moody’s AHS/Bespoke Templates)

Certification

The Complete Financial Analyst Course 2024

Timeline

Lead Analyst

ICRA Analytics Ltd
11.2019 - Current

Master of Commerce - M.Com - Accounting And Finance

University of Calcutta
04.2001 -

Bachelor of Commerce - B.Com - Accounting And Finance

Seth Anandaram Jaipuria College
04.2001 -
Vishal VohraFinancial Analyst