Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
Recreation
Generic

VishnuPrasad Jayaprakash

Bengaluru

Summary

Seasoned professional with over 20 years of experience, including 10 years as business analyst specializing in credit risk models, financial crime compliance, AML, trade surveillance, and regulatory reporting (EBA NII stress testing, LDR & minimum bail-in reporting).

Overview

20
20
years of professional experience
1
1
Certificate

Work History

Senior Business Analyst

Tata Consultancy Services
Bengaluru
04.2024 - Current

Client: Rabobank Netherlands (on-site) and Bengaluru.

Business function: CFO

  • Performed detailed analysis of financial data for EBA net interest income stress testing reports for 2025 and 2027 submissions covering major bank entities, including subsidiaries.
  • Supported LDR, MREL bail-in, and MBDT reporting by preparing complete data, maintaining accuracy, and meeting SRB compliance and submission deadlines.
  • Assisted migration to strategic sources, helping move approximately 40 billion in assets and liability data with better precision and smoother integration.
  • Reviewed data quality issues across multiple CDEs related to interest rates, reference rates, margins, client data, and other attributes, then supported remediation work that improved reporting accuracy.
  • Built database scripts to simplify data transformations and improve reporting accuracy.
  • Proposed application enhancement ideas to reduce data delivery SLA by 20%.

Business Analyst - Risk and Compliance

Tata Consultancy Services
Bengaluru
04.2020 - 04.2024

Supported Credit Suisse Switzerland and Bangalore on-site delivery for CRO and CCO business functions.

Involved in data lake implementation to strengthen bank data strategy through Palantir Foundry and expand data accessibility for analytics.

  • Integrated internal trades, client, counterparty, transaction, and reference data with external Bloomberg and Reuters feeds to improve credit risk modelling for collateral concentration, early warning indicators, compliance, single client view, AML, and trade surveillance, including information barrier, fixed income, and restricted list models.
  • Analyzed relationship data alongside trades and transactions to identify hidden counterparty structures and develop unified client view for potential AML scenarios.
  • Coordinated domain-specific ontology objects, cross-functional engagement across Credit Suisse teams in Switzerland and Bangalore, and data delivery with governance discipline.
  • Domain-specific ontology objects improved data consumption for users across teams.
  • Cross-functional coordination with Credit Suisse teams in Switzerland and Bangalore kept delivery aligned with business priorities.
  • Participated in Data Delivery & enabled efficient data governance.

Project Leader

Tata Consultancy Services
Bengaluru
08.2019 - 04.2020

Client: Credit-Suisse, Bangalore

Delivered fixed-price contract project for FRTB Default Risk Charge calculations, enhancing compliance with market risk regulations.

  • Implemented Scrum methodology to manage project outcomes effectively.
  • Assembled project teams and assigned responsibilities, facilitating on-time task completion and improved collaboration.
  • Achieved delivery of over 600 story points during regular sprint cycles.
  • Managed team of 7 members, optimizing diverse experience levels to meet project objectives effectively.

Lead IT Business Analyst

Tata Consultancy Services
Bengaluru
10.2015 - 08.2019

Client: Credit Suisse, Bangalore.

  • Strengthened credit risk initiatives through comprehensive collateral analysis.
  • Improved counterparty exposure reporting and risk shifting processes through level 0 reporting support.
  • Enhanced internal reporting with delivery of top 10 ultimate counterparty exposure reports and crisis reports.
  • Enabled development team coding through detailed BRD and FSD documentation from data and application analysis.
  • Validated functional requirements with BDD framework testing.

Developer - Credit Risk

Tata Consultancy Services
Bengaluru
09.2012 - 10.2015

Client: Credit-Suisse, Bangalore & London (Onsite)

  • Developed database components in Sybase and Oracle DB to support credit risk analysis.
  • Created tables, views, stored procedures, and triggers to optimize credit risk reporting engines.
  • Rewrote transformations for Informatica ETL decommissioning using SQL Loader, Unix scripts, and PL/SQL.
  • Troubleshot and resolved performance issues, significantly improving system efficiency.
  • Conducted code reviews to ensure adherence to best practices.
  • Mentored peers and contributed to team development initiatives.

Developer

Wipro Technologies
Bengaluru
09.2006 - 08.2012

Developed and maintained performance management components for Ericsson using Java, Sybase ASE, and IQ, enhancing system reliability.

  • Designed software patches to rectify faults and enhance functionality, improving overall software performance.
  • Troubleshot post-release software issues, ensuring uninterrupted live services and minimizing downtime.
  • Client: Ericsson, Bangalore, and Ireland (onsite).

Education

B. Tech - Information Technology

Anna University
06-2006

Skills

  • Business Analysis
  • Data analysis
  • Credit risk management
  • Financial crime compliance
  • Regulatory reporting
  • Data governance and management
  • Agile methodologies
  • SQL and Python coding
  • Database technologies

Certification

  • Metamorph for Business Analyst - Internal TCS Certification
  • Transcend - New Age Leadership - Internal TCS Certification

Languages

English
Advanced (C1)
C1
Tamil
Native
Native

Timeline

Senior Business Analyst

Tata Consultancy Services
04.2024 - Current

Business Analyst - Risk and Compliance

Tata Consultancy Services
04.2020 - 04.2024

Project Leader

Tata Consultancy Services
08.2019 - 04.2020

Lead IT Business Analyst

Tata Consultancy Services
10.2015 - 08.2019

Developer - Credit Risk

Tata Consultancy Services
09.2012 - 10.2015

Developer

Wipro Technologies
09.2006 - 08.2012

B. Tech - Information Technology

Anna University

Recreation

  • Badminton and cycling enthusiast
VishnuPrasad Jayaprakash