Summary
Overview
Work History
Education
Skills
Achievements
Soft Skills
Hobbies
Timeline
Generic

Viswanathan Narayanan

Thoraipakkam, OMR, Chennai

Summary

To work in an environment where I can utilize and expand my knowledge in industry, using my professional experience and achieve business related goals as well as my career development.

Overview

9
9
years of professional experience

Work History

Senior Underwriting Analyst

Accenture Credit Services
Chennai
12.2016 - Current
  • Completing Pre-Underwriting and Underwriting requirement for a loan.
  • Analyzing all the loan related documents uploaded by Relationship Manger (Pay Slips, Tax Returns, Bank Statements).
  • Preparing Consolidated Document Checklist.
  • Performing borrower and collateral based document searches needed for a loan.
  • Reviewing financial statements, credit reports and applicable qualifying ratios (i.e. Debt Ratios, Loan to value).
  • Examine transactions and applications to ensure accuracy and completeness.
  • Verifying documents are consistent and uphold the company and investor guidelines.
  • Analyzing appraisals to ensure file accuracy and verify property details.
  • Performing in-depth analysis of personal income tax and business tax returns on self-employed borrowers and multiple financed investment properties.
  • Performing credit, income, asset analysis on Conventional Conforming and High Balance loan files submitted within time frame established by department management.

Process Associate

Sutherland Global Services
Chennai
06.2015 - 08.2016
  • Resolving the issue of customers via E-mails, Chats and in Calls.
  • Taking appropriate actions to resolve the issue
  • Transferring the reports
  • Sending the availability reports to the client
  • Troubleshooting the Errors in process.

Education

MBA - Correspondence - Accounting & Finance

Anna University
Chennai, TN
08-2017

B. Com - Accounting & Finance

Ramakrishna Mission Vivekananda College
Chennai, TN
04-2015

High School -

Boston Matriculation Hr Secondary School
Chennai, TN
04-2012

Skills

  • MS-Office
  • Tally ERP 90
  • Core Draw
  • Typing 40 WPM

Achievements

  • Star of the Business in Underwriting for FY24.
  • As a senior resource, I participated in the migration of two banks.

Soft Skills

  • Self-confident
  • Problem solving ability
  • Helping tendency
  • Positive attitude

Hobbies

  • Pencil Drawing
  • Listening to Music

Timeline

Senior Underwriting Analyst

Accenture Credit Services
12.2016 - Current

Process Associate

Sutherland Global Services
06.2015 - 08.2016

MBA - Correspondence - Accounting & Finance

Anna University

B. Com - Accounting & Finance

Ramakrishna Mission Vivekananda College

High School -

Boston Matriculation Hr Secondary School

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Viswanathan Narayanan