Seeking assignments in Sales, Business Development & Channel Management (Mortgage Loans) with an organization of repute
A competent professional with +22 years of experience in: Sales & Marketing Business Development New Branch Set Up Channel Management Revenue Generation Promotions Distribution Management Team Management Client Relationship Management
Hands-on experience in charting out sales strategies and contributing towards enhancing business volumes & growth and achieving revenue and profitability norms.
A proactive planner with expertise in market plan execution, account management and sales efforts with skills in staffing and product promotions & launches.
Proficient at providing value added customer service by resolving customer issues & ensuring their satisfaction with the product and the service norms.
Skilled at managing distribution operations appointing new transporters entering rate contracts by coordinating with various & other external agencies to achieve cost-effective transport solutions.
Developed competency in implementing strategies towards enhancing business volumes and growth.
Strong organizer, motivator, team player and a decisive leader with successful track record in directing from original concept through implementation to handle diverse market dynamics.
An effective communicator with excellent relationship building & interpersonal skills.
Overview
24
24
years of professional experience
Work History
Regional Sales Manager - UP & UK
Avanse Financial services
Lucknow
09.2023 - Current
LAP, HL, EDI, LRD
Started the vertical from scratch in North.
Managing team of 4 ASM's, 6 BSM's and Relationship Managers, of UP (Lucknow, Kanpur, Varanasi, Gorakhpur & Bareilly Agra).
Responsible for achieving the business target for the area.
Managing for overall profitability and business volume of UP.
Maintaining the portfolio quality.
Achievement of the collection Target for the cluster.
Among the top performing Area UP & UK in Pan India in the Month of Jan, Feb, March2025.
Area Manager & Area Collection Manager
Piramal Capital & Housing Finance company Limited
Lucknow
08.2016 - 09.2023
LAP, SME
Started the vertical from scratch in Lucknow, Kanpur, Varanasi, and Bareilly.
Managing team of 5 BSM's and Relationship Managers, of Lucknow, Bareilly, Kanpur, Varanasi area.
Responsible for achieving the business target for the area.
Managing for overall profitability and business volume of Lucknow.
Maintaining the portfolio quality.
Achievement of the collection Target for the cluster.
Among the top performing Area in Pan India in the Month of Jan, Feb March 17.
Since the time I have been working at PCHFL, the focal point revolves around recovery and collections through SARFAESI Act, 2002.
Preparing Notices under section 13(2) & 13(4) of SARFAESI Act. Its preparation, pasting / affixation and publication in two newspapers.
After completing the prescribed procedure, filing of cases under section 14 of the SARFAESI Act before the DM Courts and with an exception at some districts before the CJM Courts also.
Once the property is possessed by lawful process, I conduct the public auction of the said properties and hence I issued Auction Notices and conduct entire Auction being the Authorized Officer.
Attending written matters before the Hon'ble High Court at Nainital, Lucknow & Allahabad.
Maintaining MIS of more than 3000 cases in entire U.P. & Uttrakhand.
Achievement of the collection Target for the cluster.
Formally known as DHFL
Area Sales Manager - UP & UK
Reliance Life Insurance
Lucknow
06.2008 - 06.2016
Led channel of 13 Branches spread across UP State for Sales and Operational activities.
Actively built a team of BM'S and the Career Agents.
Recruited agents imparted training to them and administered their monthly activation.
Played a key role in establishing career distribution channel in UP & UK.
Offered a significant effort in making assigned area as the fastest among PAN India regions in respect of setting up the team and infrastructure.
Featured in top Area Managers PAN India month on month.
Sales Manager - Channel Development
ICICI Prudential Life Insurance
Varanasi
08.2007 - 05.2008
Successfully achieved Advisor Base Target and recruited Recruitment Officers.
Motivated Unit Managers and the Business Partner for the advisor recruitment.
Trained new Unit Manager and the Business Partner for the advisor recruitment.
Established the new branches by creating the advisor base.
Qualified for the Super Manager Contest.
Been in top 3 Sales Managers and won a trip to Goa.
Agency Manager
Birla Sun Life
Lucknow
03.2006 - 07.2007
Managing the recruitment of advisors and successfully handling the team Guided and mentored.
Developing prospecting habits, calling habits and work habits in advisors.
Handled sales promotion and awareness activities to achieve targets.
Secured top 5 position at UP in terms of business figures with in just 6 months of joining.
Successfully achieved 250% targets of the financial year 06-07.
Won almost all the contests during the stint with Birla Sun Life.
Sr. Sales Executive
Sahara Housing
03.2005 - 02.2006
Responsible for achieving periodic sales target.
Prepare and manage sales promotion strategies including conceptualizing and managing the periodic sales campaigns.
Conducting exhaustive analysis of the prevailing Market trends and competitors' activities for Sales Planning.
Promote Institutional sales business.
Driving aggressive sales results through relationships with the realtor community, customer referrals and client Managing customer relationships from lead generation through loan closing, providing extensive liaison throughout the construction process to maintain total client satisfaction and generate referrals.
Sales Executive
HDFC LTD
Lucknow
08.2004 - 02.2005
Deftly administered entire Lucknow district for the Mortgages.
Guided 38 retailers (Broker).
Demarcation and penetrating marketing activity at all possible sources of lead generation.
Giving special attention to Corporate and local Development Authorities by giving & participating in varied presentations.
Credit Appraisal: Documentation.
Sales Executive
(Acons associate of LIC HFC, SCB & Citi Bank Mortgages)
02.2002 - 07.2004
Managing the team and motivating the executives to achieve the given monthly targets through sales promotion activities.
Done 10cr Business in in Two Months & got promoted as Manager in 3 Months.
Guided 24 Home loan Executive.
Demarcation and penetrating marketing activity at all possible sources of lead generation.
Giving special attention to Corporate and local Development Authorities by giving & participating in varied presentations.
Credit Appraisal: Documentation.
Education
BA
National College
Lucknow
Skills
Strategic Planning
Sales Planning
Sales & Marketing Operations
Market Analysis
Competitor Analysis
Revenue Growth Strategies
Business Potential Analysis
Sales Strategy Execution
Strategic Alliances
Demand Forecasting
Inventory Management
Sales Promotion
Customer Relationship Management
Overseeing complete sales & marketing operations, thereby achieving increased sales growth
Analyzing latest marketing trends, tracking competitors’ activities and providing valuable inputs for fine tuning sales &
marketing strategies
Identifying streams for revenue growth & developing plans to build consumer preference
Professional Enhancements
Played a key role in establishing a distribution channel in UP and UK
Offered a significant effort in making the assigned area one of the top three area managers in PAN India month after month and has been in the top three area managers
Rewarded for top performance, and while winning a lot of contests, floated for the BDMs
Area's of expertise
Sales and marketing
Product, pricing, placement, and promotions
Business Development
Strategy planning, new avenues set up and revenue generation.
Client Relationship Management
Immediate Query resolution and relationship management.
Dealer/Channel Development
Appointment & management, tie-ups and dealer satisfaction.
Personal Information
Date of Birth: 10/19/80
Languages
English
Hindi
Timeline
Regional Sales Manager - UP & UK
Avanse Financial services
09.2023 - Current
Area Manager & Area Collection Manager
Piramal Capital & Housing Finance company Limited
08.2016 - 09.2023
Area Sales Manager - UP & UK
Reliance Life Insurance
06.2008 - 06.2016
Sales Manager - Channel Development
ICICI Prudential Life Insurance
08.2007 - 05.2008
Agency Manager
Birla Sun Life
03.2006 - 07.2007
Sr. Sales Executive
Sahara Housing
03.2005 - 02.2006
Sales Executive
HDFC LTD
08.2004 - 02.2005
Sales Executive
(Acons associate of LIC HFC, SCB & Citi Bank Mortgages)