Yamini Khullar

Finance Business Partner

• Own end-to-end Business Unit P&L management , ensuring accuracy and transparency in monthly financial reporting.
• Lead month-end close process for the business, ensuring timely reporting and insights.
• Perform detailed variance analysis (Budget vs. Actuals) to identify performance drivers and recommend corrective actions.
• Drive profitability improvement initiatives to achieve targeted EBIT outcomes.
• Lead the annual budgeting and rolling forecasting process for revenue, cost, and margin.
• Partner with Sales and Operations to build realistic demand and spend forecasts.
• Conduct scenario planning and sensitivity analysis to assess margin impact
• Partner with Sales on pricing strategy , ensuring competitiveness while protecting margins.
• Support New Product Development (NPD) with pricing strategy, margin simulation, and launch financial viability.
• Oversee inventory performance , develop liquidation strategies, and improve inventory turns.
• Review and monitor Accounts Receivable (AR) aging, highlight delays, and support collections strategy.
• Evaluate expected provisions and bad debts for management review.
• Improve Order-to-Cash (O2C) processes to strengthen cash flow.
• Set and periodically review customer credit limits aligned with risk appetite and business strategy.

Strategic Project

• Develop detailed financial models (Capex, Opex, IRR, NPV, Payback) for plant investment decisions.
• Conduct sensitivity analysis on capacity utilization, pricing, raw material costs, and demand assumptions.
• Support leadership in investment approval through robust business case presentations.
• Benchmark project cost and return expectations against industry standards
• Prepare and manage the capital expenditure budget for land, building, plant & machinery, utilities, and infrastructure.
• Establish cost tracking mechanisms to monitor budget vs actual spend .
• Monitor project cash flow and funding requirements.
• Implement structured project cost control frameworks .
• Identify cost overruns and provide mitigation strategies.
• Validate milestone-based payments linked to physical progress.
• Coordinate with Project, Engineering, Procurement, and Operations teams.
• Maintain detailed project MIS for management reporting.
• Identify financial and operational risks (delays, commodity price fluctuations, forex exposure).
• Develop contingency budgeting and risk mitigation strategies.
• Support audit requirements related to project accounting.
• Introduce project dashboards (real-time Capex tracker).

• Budgeting & Rolling Forecasts - Logistics (Outward Freight, warehousing, handling and inward freight)
• Delivering on Logistics costs within set budget targets Analysis of Business wise Logistics cost and driving productivity initiatives
• Reviewing 3PL's performance across key operational and financial metrics Managerial reporting for ITM, QTD and YTD
• Results Maintaining inventory at optimum levels with equal focus on hygiene (Ageing, Excess, etc.)
• Vendor Management : Onboarding, Invoice Processing, Loss recoveries, Account Reconciliations Other Deliverables : Support Month End Closing, Revenue Closure, Stock Audits
• Working on the automation on project life cycle of Health System Business, Demand Planning analysis and automation

• Review and analysis of monthly, quarterly and annual financial performance of sales to determine key drivers impacting company's P&Ls
• Identifying areas of revenue leakages and streamlining the project accounting in healthcare division by undertaking various initiatives by review of Work in Progress, deferred revenue.
• Sales mix analysis
• Variance analysis
• Working with the global team on automation and standardization of provision process for project accruals.
• Automating the healthcare division authority matrix to ensure compliance and introducing dashboard for tracking process related exceptions leading to process simplification
• Quarterly driving the compliance with the internal controls framework for healthcare division and reporting ineffective controls to top management along with the remediation plan
• Conducting internal control reviews and driving process improvement in various process to strengthen compliance Working with SCM on Warehousing and distribution cost analysis
• Inventory analysis (Work in progress, Goods in Transit, free stock) to drive productivity Analysis of monthly selling expenses of the healthcare division and deep diving into variance in Actual vs forecast and initiating corrective action
• Preparing monthly dashboard for top management for reporting the variance analysis in Actual vs forecast for selling expense
• Involved in submission of AOP and quarterly rolling forecast of sales and selling expenses.
• Deep diving into cost component as a part of month end analysis to understand the leakages in IGM

• Performed internal audit for a leading two wheeler industry for their scrap management and IT procurement review.
• Performed a special internal for management of a leading two wheeler company of their Global Operations and reported challenges faced by the company due to lack of market preparedness at the time of entry.
• Led a team of 10+ members and helped a leading listed automotive company in drafting their Standard Operating procedure for multiple complex business process covering sales domestic, sales export, loyalty program, scrap, warranty, logistics, treasury and fixed asset management.
• Led and managed Internal Audit engagement for one of the India's largest two wheeler manufacturers. Engagement included end to end review of sales accounting process.
• Understanding the control environment and risk assessment. Developing risk and control matrix, reviewing internal control framework and identifying remedial procedures to fix identified gaps as per matrix.
• Independently handled the execution of the internal audit of business operation process for a Non Banking Financial Institution into lending business. Process covered during review included disbursement, retention of records, payment, customer service for retail and corporate loans.
• Experience of handling various processes like Order to Cash, Procure to Pay, Fixed Assets, HR & Payroll etc. during course of internal audits and IFC/ICFR

• Led a team in carrying out internal audits for India's leading steering system manufacturing company across 7 plants in India. Review included fixed asset management, follow up reviews, expense transaction and internal control review
• Assisted in clause 49 compliance required under listing agreement, 1949 for a leading listed automotive company by identifying their risk and helped in developing controls around 36 business processes.
• Assisted in execution of IT internal controls on US clients for a period of 4 months as a part of secondment (travelling to US)
• Assisted in SOC reporting for User Organizations & its IT General Controls report for a leading business process outsourcing company and also at a leading HR shared service outsourcing company covering Payroll, HR shared service, Recruitment Shared services, Travel Accounting Services and Logical Access, Change Management, Human Resource, Physical Security, Backup & other IT related control.
• Assisted a leading IT and software in India in carrying out application controls of revenue related processes and physical security review and provide recommendations to improve their implemented physical access controls within the Organization

• Assisted multiple Technology clients in carrying out IT Application Control Review and IT General Control review for the leading as well in-house developed applications covering Change management, Logical access and Back and restoration testing
• Assisted in SOC reporting (Service Organization Controls Report) for User Organizations & its IT General Controls report for a leading business process outsourcing company.