Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Languages
Timeline
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YASHVARDHAN BHATT

Summary

Finance expert with over 2 years of experience in business banking and financial advisory services. Specializes in working capital financing, SME lending, and credit structuring, with a track record of managing extensive portfolios and acquiring high-value clients. Notable achievements include significant revenue growth and risk mitigation through data-driven insights. Comprehensive knowledge in asset banking, capital markets, debt markets, financial modeling, and M&A fundamentals.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Business Development Manager

Ofbusiness/ Oxyzo Financials
10.2024 - Current
  • Originated unsecured credit solutions for SMEs in Gujarat, increasing portfolio by ₹17 Cr in two quarters.
  • Established strategic partnerships to enhance regional market penetration and focus on credit quality.
  • Conducted comprehensive financial analyses to tailor product offerings based on data-driven insights.
  • Developed strategies to increase profitability in the relationship management area.
  • Negotiated loan terms with customers while adhering to the company's policies and procedures.

Relationship Manager

HDFC Bank
05.2023 - 09.2024
  • Managed working capital portfolio exceeding ₹105 Cr, offering cash credit, term loans, and trade finance solutions.
  • Structured working capital solutions while conducting credit risk analysis for over 16 high-value clients.
  • Generated ₹16.5 Cr in new business by onboarding NTB clients including HNIs and Pvt Ltd Companies.
  • Maintained precise records of client interactions within CRM system to enhance relationship management.
  • Facilitated compliance with Basel regulations through stress testing and credit rating assessments post-onboarding.

Customer Care Executive

Teleperformance Pvt. Ltd
05.2021 - 06.2022
  • Verified compliance documents for over 20,000 service providers, flagging fraudulent submissions to mitigate legal risks.
  • Resolved billing issues and disputes through effective problem-solving techniques.
  • Utilized Salesforce and AWS to streamline client data management and improve onboarding processes.

Insurance Advisor

Reliance Nippon General Insurance
01.2019 - 12.2021
  • Advised clients on term and life insurance exceeding ₹70 Lacs, focusing on financial planning strategies.
  • Earned recognition as "Advisor of the Month" twice for outstanding client engagement.
  • Collaborated with underwriters to facilitate timely processing of policy applications.
  • Provided guidance on adjustments to existing policies and new market options.

Education

MBA - Finance

Institute of Management Studies (DAVV)
Indore
05-2023

Bachelor of Commerce - Economics

Madhav Arts And Commerce College
Ujjain
03-2020

Skills

  • Financial analysis and modeling
  • Competitive analysis
  • Sales tracking
  • Business development
  • Credit risk management
  • Microsoft Excel and PowerPoint
  • CRM tools: Salesforce and AWS
  • Client due diligence and KYC compliance
  • Risk mitigation and compliance
  • Relationship management
  • Problem solving
  • Financial structuring
  • Data-driven insights
  • Risk analysis
  • Team leadership and collaboration
  • Customer satisfaction strategies
  • Strategic thinking and sales execution
  • Credit risk assessment
  • Strategic partnerships
  • Portfolio management
  • Client onboarding
  • Revenue generation

Certification

  • Insurance Advisor Certificate — from the IRDA (Insurance Regulatory and Development Authority) exam conducted by the IRDA for a license to sell insurance
  • Artificial Intelligence Workshop AI4U — VIT Bhopal covers key machine learning and AI concepts, from classification and linear regression to neural networks and adaptive training techniques

Accomplishments

  • Common Management Admission Test (CMAT) 2021 — from National Testing Agency, India (NTA) modules: quantitative ability, English, DILR, general knowledge, scored 93.3 percentile
  • Data entry operator, certificate — from PMKVY (Pradhan Mantri Kaushal Vikas Kendra) received training in basic computer and M.S. Office, including M.S. Excel intermediate - scored 82%

Languages

Hindi
First Language
English
Proficient (C2)
C2

Timeline

Business Development Manager

Ofbusiness/ Oxyzo Financials
10.2024 - Current

Relationship Manager

HDFC Bank
05.2023 - 09.2024

Customer Care Executive

Teleperformance Pvt. Ltd
05.2021 - 06.2022

Insurance Advisor

Reliance Nippon General Insurance
01.2019 - 12.2021

MBA - Finance

Institute of Management Studies (DAVV)

Bachelor of Commerce - Economics

Madhav Arts And Commerce College
YASHVARDHAN BHATT