Yatharth Bhaskar

Loan Origination System - Customer Onboarding

• Lead the design, development and execution of the product strategy for retail loans and mortgages, resulting in 30% CAGR in customer acquisition, 100% increase in AUM in 4 years, Annual disbursements ~ USD 6 Billion
• Manage a cross-functional team of 10 product managers, UX designers, and 25+ engineers to deliver journeys, platform upgrades impacting top-line and bottom-line
• Collaborate with CXOs, senior stakeholders and regulators to define product vision, align on key objectives, and ensure that product initiatives meet business goals and regulatory requirements
• Conduct market research and competitive analysis to identify new product opportunities and optimize existing product offerings by contextualizing in the business model of bank
• Manage key strategic partnerships on digital business, API stack integration with leading companies like Maruti, Tata, Mahindra, Hero Motocorp, Bajaj Royal Enfield etc.
• Winner of Finnoviti 2021 Banking Award for Loan Origination System implementation

E-commerce portal

• Spearheaded the development and execution of the Auction platform , resulting in [30% increase in sales realization, 100% increase in repeat customer base]
• Lead the go-to-market, online and offline marketing initiatives to increase funnel; Data based decisions on product optimizations

Servicing

• Lead the API based stack integrations with Whatsapp and other mobile applications to enable customer servicing like loan status, repayment feature etc.

• Created workflows for connected car ecosystem for leading European Automobile Giant
• Scaled up presence of www.battery.cardekho.com portal by roping in biggest battery OEMs

• Wore multiple hats of product, pre-sales, delivery
• Played key role on onboarding early customers in banking, telecom

• Worked on credit risk models on unsecured portfolio for leading US bank

• Worked on general and life insurance tech. products for US markets for Fortune 500