YATIN KAPOOR
Rohini,Delhi
Summary
Seasoned and versatile professional with over 15 years of experience in Global Financial Services industry. Proven leadership in strategic forecasting, budgeting, and scenario analysis for commercial banking products and processes. Deliver actionable insights to drive cost optimization, income allocation, and support executive decision-making through robust dashboarding, variance commentary, and business intelligence tools such as Oracle OBIEE, and advanced Excel.
Overview
6
6
years of post-secondary education
16
16
years of professional experience
Work History
AVP-Business Unit Reporting
NatWest Bank
GURUGRAM, Gurugram
07.2024 - Current
- Leading the delivery and ensuring the accuracy of monthly financial information for Commercial Group Pack to Financial Controllers.
- Reviewing Various KPI at Commerical level helping to develop robust solutions and implementing process improvement ideas
- Managed cross-team collaboration for legal entity reviews, commercial allocation, and financial provisions, impacting P&L and balance sheet integrity.
- Supporting change initiatives, process improvements, and system implementations related to processes and applications.
- Led delivery of monthly financials for commercial banking division, including detailed forecast dashboards and variance commentary essential for leadership reviews.
- Finance Director (FD) reporting monthly and quarterly reviews.
Manager
Natwest Bank
04.2012 - 06.2024
- Preparation of Income flash for Business partners and presenting them on monthly basis with Margin analysis.
- Collaborated closely with the business to understand performance drivers and success factors, consistently challenging decisions, and analyzing historical data to provide robust financial commentary.
- Led cost optimization and income allocation initiatives for MasterCard/Visa, delivering significant reductions in cost overruns and improving transparency in financial reporting, culminating in a £12mn income uplift.
- Legal entity reviews and provisions with Month close.
- Monitor and analyses fixed and variable costs on monthly basis and provide any explanation on those variances vs Budget and Rolling forecast.
- Identified Over accrual of expense post acquisition, leading to cost correction and saving of £15mn annually.
- Provide and present meaningful and clear analysis, including variance analysis on financial issues and performance (actual versus budget/forecast/prior quarter/prior year, etc.)
- Stake holder management by providing them various data point to make decision more clearly.
- Implemented automated financial reporting, reducing manual efforts and saving the company over 50 hours annually.
- Prepared detailed budgets and rolling forecasts, including staff/non staff cost projections, headcount planning and analysis to ensure optimal workforce allocation and cost efficiency to align with Goals.
Senior Financial Analyst
American express
08.2009 - 01.2012
- In the Reconciliation & Reporting Portfolio for monitoring the overall functioning of Balance Sheet Accounts process.
- Reconciliation of balance sheet accounts – Bank, Accruals, Prepayments and other GL accounts.
- Performing Research, Analysis & Clearance of Suspense Accounts.
- Key member entrusted with the responsibility of handling the process transition from EXL Services as a part of the post sell off strategy.
- Responsible for Analysing & Reporting the sub ledger accounts through a financial analysis of the projections, budgets & forecasted valuations for Amex Controllership.
- Proficiency in Systems viz.
- Oracle, COGNOS, IRIS, Hyperion, Walker, Macros, Excel etc.
- Sharing reports for Unreconciled number of accounts and their values with senior level management .
Education
Diploma - Product Management
IIM Lucknow
Noida 06.2021 - 07.2022
MBA - Marketing And Finance
IIPM
New Delhi 04.2006 - 06.2008
B.Com -
Delhi University
04.2003 - 01.2006
Secondary - Commerce
D .A.V Public School, CBSE
Higher Secondary - undefined
D.A.V Public School, CBSE, YATIN
Skills
Research and trend analysis
undefinedTimeline
AVP-Business Unit Reporting
NatWest Bank
07.2024 - Current
Diploma - Product Management
IIM Lucknow
06.2021 - 07.2022
Manager
Natwest Bank
04.2012 - 06.2024
Senior Financial Analyst
American express
08.2009 - 01.2012
MBA - Marketing And Finance
IIPM
04.2006 - 06.2008
B.Com -
Delhi University
04.2003 - 01.2006
Secondary - Commerce
D .A.V Public School, CBSE
Higher Secondary - undefined
D.A.V Public School, CBSE, YATIN