YOGESH SINGH
Virar,MH
Summary
Seasoned banking audit professional with 12 years of experience in Credit Audit, Internal Audit and Process Audit across retail, SME, commercial and corporate lending portfolios. Currently working as Senior Manager - Audit with extensive expertise in credit appraisal review, post-sanction monitoring, RBI regulatory compliance, asset quality assessment, audit reporting and risk-based audits. Proven ability to identify credit weaknesses, strengthen control frameworks and provide actionable recommendations to senior management
Overview
15
15
years of professional experience
Work History
Senior Audit Manager
RBL Bank Limited
01.2023 - Current
- Lead LRM/credit audits across MSME and corporate banking portfolios.
- Evaluated sanction, disbursement, collateral management, and post-disbursement monitoring processes to ensure compliance and risk mitigation.
- Reviewed adherence to RBI regulations, internal credit policies, and delegated lending authorities, safeguarding organizational integrity.
- Assessed asset quality, account conduct, covenant compliance, and emerging credit risks to identify potential vulnerabilities and inform management strategies.
- Present audit findings to business heads and senior management.
Senior Associate
SS&C Glopbeop Financial Services Technologies India Pvt Ltd
12.2019 - 12.2022
- Executed various reconciliations, analyzing admin reports to ensure accuracy and compliance.
- Utilized Geneva Advent for reconciliation preparation, enhancing the overall process.
- Developed NAV workbook to streamline asset valuation and reporting.
Audit Manager
Borkar & Muzumdar
05.2014 - 11.2019
- Conducted statutory audits for Maharashtra State Cooperative Bank, NKGSB Cooperative Bank, Municipal Co-operative Bank, and Citizen Co-operative Bank, ensuring compliance with regulatory standards.
- Statutory audit of Punjab National Bank and Central Bank of India
- Concurrent audit of Mizuho Corporate Bank (Foreign Bank) for Credit.
- Statutory audit of Private Limited companies and Mahananda Diary (Co-operative society) Internal Audits of Hafele India Pvt Limited(Infrastructure Company), Infrasoft Technologies (IT company) and Lipi data systems limited (Manufacturing company)
- Stock Audit of Blue Cross Pvt Ltd and various Sugar Factories
- Executed tax audits for public and private limited companies, partnership firms, trusts, and individuals, ensuring accurate compliance with tax regulations.
Articled Assistant
Borkar & Muzumdar
03.2011 - 04.2014
- Conducted internal and concurrent audits for Saraswat Bank, NKGSB Bank, and Shinhan Bank, ensuring compliance with regulatory standards.
- Managed income tax return filings for individuals and firms, delivering accurate and timely submissions.
- Participated in general management and communication seminar organized by The Institute of Chartered Accountants of India, enhancing professional skills.
Education
Inter CA -
ICAI
Mumbai, MHTY BCOM - Commerce
SATHAYE COLLEGE
Mumbai, MHSkills
Good knowledge of MS Office
Accounting Packages known: Tally ERP, Omni, Fincraft, Geneva & Finacle
Some Basic Knowledge of Bloomberg
Successfully completed 100 hours of IT training conducted by ICAI
Interests
Music, Cricket.
Timeline
Senior Audit Manager
RBL Bank Limited
01.2023 - Current
Senior Associate
SS&C Glopbeop Financial Services Technologies India Pvt Ltd
12.2019 - 12.2022
Audit Manager
Borkar & Muzumdar
05.2014 - 11.2019
Articled Assistant
Borkar & Muzumdar
03.2011 - 04.2014
TY BCOM - Commerce
SATHAYE COLLEGE
Inter CA -
ICAI