Yunas A A
Bangalore
Summary
Banking professional with 6+ years of experience in Anti-Money Laundering (AML),Know your Customer (KYC), Transaction Monitoring, Payment Investigation and Nostro Reconciliation, Banking Authorization, Forex Trade Finance, Remittance, Bill of Entry, Transaction Analysis, KYC review, Red Flag Checking, Customer due diligence(CDD),Bank Guarantee (BG). Enthusiastic and motivated banker with strong work ethics, a positive attitude, and a strong ability to build relationships.
Overview
7
7
years of professional experience
Work History
Branch Authorizer(Deputy Manager)
Kotak Mahindra Bank
Bangalore
08.2023 - Current
- Responsible for authorizing Banking transactions.
- Escalates more complex problems and critical issues as referred to the investor AML operations team, those received from other internal or related external parties.
- Conducted in-depth investigations of suspicious transactions.
- Hands on Experience in handling Outward & inward Remittance, LRS transaction, BOE collection Payments (Advance Payments, Direct import payments) Handling World Travel Card (KWTC) issuance and loading Currencies
- Handling high-level client KYC, transaction monitoring AML, and client due diligence.
- Handling Residence and Non-Residence Accounts (NRE & NRO)
- Handling Compliance and Such as Account Freez & Hold Fund Removal Transaction Compliance& Cards Blocking& Unblocking
- Handling Service Now Tool For ticketing (Client Query and Compliance transaction related reversal
- Ensured CDD is properly performed by the LOBs and EDD is applied in cases where warranted to mitigate AML/TF
- Implemented AML monitoring and Transferring system
Branch Authorizer
YES Bank Ltd.
Bangalore
12.2022 - 07.2023
- Responsible to Teller authorizer transactions at banking Operations & Transaction Mentoring,
- Handling high level client KYC and Transaction Monitoring AML, Client Due diligence
- Customer Due diligence(CDD) Assessing the risk associated with each customer which May involve checking their background financial history and business activities
- Responsible for all Financial Non Financial Transactions Authorization and reversal of Currencies
- Responsible for all AOF And Instructions Checking and Authorization and also day to day Suspense Account Monitoring etc
- Maintain Customer Deliverables like Debit card, Cheque Books and Welcome Kits at branch
- Doing all operational works like settling deceased claim, handling customer queries etc
- Identifying Potential Clients to maximize the revenue for Bank
- Focusing to make the Bank as a Primary Bank for the Customer Maintaining data confidentiality and updating secure bankingsystems
- Relationship building with portfolio customers
- Responsible for all locker related operations in the bank
- Responsible for acquisition of new customers to the bank
- Additionally, enter different types of customer request in to CRM and make sure they are completed within a certain time frame
- Along with the Operations work, focusing on cross selling of various products of bank to generate revenue
Assistant Manager (Personal Banker)
HDFC Bank Ltd
Bangalore
11.2021 - 12.2022
- Responsible for handling branch banking and servicing the walk-in customers, as well as taking care of all operational work in the branch, including the authorization of cash and non-cash transactions.
- Conduct KYC checks for new and existing customers, including individuals and non-individuals.
- Conducted customer due diligence (CDD), enhanced due diligence (EDD), know your customer (KYC), and reviewed new and existing customers, including high-risk clients.
- Monitored transactions for suspicious activities to identify potential red flags and escalate for investigation.
- Building Relationships with Portfolio Customers.
- Handled cash operations on a daily basis as a teller.
- Handling customer queries and ensuring resolution within the turnaround time.
- Monitoring and reconciling all the G.L. And payable accounts on a daily basis, and verifying all the transactions.
- Taking care of the internal office account and reconciling it on a daily basis.
Sr. Officer
HDB Financial Services Ltd.
Bangalore
05.2018 - 10.2021
- Managed Portfolio of Customers.
- KYC document verification, customer due diligence.
- Expanded customer relationships by maintaining a regular follow-up process and building rapport with each customer.
- Find out the needs of customers, help them, and identify the financial goals based on their requirements, and offer the best suitable banking products.
- Guiding customers to the right extent to meet financial goals
Education
B.Com -
Cauvery Degree College
Gonikoppal01.2014
PUC -
Cauvery PU College
Gonikoppal01.2012
S.S.L.C -
MCS High School
Ponnappasanthe01.2012
Skills
- Anti-Money Laundering (AML)
- Know Your Customer (KYC)
- Transaction Monitoring
- Banking authorization
- Forex trade finance
- Remittance
- Customer due diligence (CDD)
- Enhance due diligence(EDD)
- Microsoft office
- MS excel
- Banking Operations
- Terrorist Financing(TF)
- Analytical Skill
- Problem Solving Skill
- Time management
Accomplishments
- Won Star award from HDFC for Pan India Top South zone Business achievement.
- Overachieved the yearly targets.
- Opened Maximum accounts Pan India.
- In YES Bank Felicitation received from country head for business achievement.
Hobbies and Interests
- Playing Cricket
- Cooking
- Singing
Languages
- English
- Hindi
- Kodava
- Kannada
- Tamil
- Malayalam
Personal Information
- Father's Name: Ashraf
- Date of Birth: 04/13/97
- Gender: Male
- Nationality: Indian
- Marital Status: Single
- Religion: Muslim
Timeline
Branch Authorizer(Deputy Manager)
Kotak Mahindra Bank
08.2023 - Current
Branch Authorizer
YES Bank Ltd.
12.2022 - 07.2023
Assistant Manager (Personal Banker)
HDFC Bank Ltd
11.2021 - 12.2022
Sr. Officer
HDB Financial Services Ltd.
05.2018 - 10.2021
B.Com -
Cauvery Degree College
PUC -
Cauvery PU College
S.S.L.C -
MCS High School
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