Aditya Kumar
Ranchi
Summary
An ambitious and self-motivated individual seeking for a challenging and responsible career opportunity to fully utilize my training, skills and knowledge to make a significant contribution to the growth of the company. Believes in credibility and perseverance for achieving the desired goals.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Deputy Manager - Business Banking in Working Capital
HDFC BANK
Ranchi
05.2023 - Current
- Perform leverage analysis utilizing balance sheet and profit/loss statement to evaluate the financial health and risk exposure of clients.
- Apply regulatory guidance to assess loan requirements and ensure compliance, mitigating potential risks and control failures.
- Identify issues and escalate key findings promptly within established turnaround times (TAT) for both triggered and ongoing oversight activities.
- Collaborate with credit and fraud risk teams to drive profitable business growth by reducing fraud risk and maintaining industry-low credit loss rates.
- Underwrite appropriate products and implement risk mitigation strategies to safeguard against potential financial losses.
- Increased stakeholder satisfaction by delivering timely, accurate financial information tailored to their specific needs
Summer Internship
Jharkhand State Livelihood Promotion Society (JSLPS)
Ranchi, Jharkhand
04.2022 - 07.2022
- Impact Assessment of Branding of PALSH mart & marketing strategy for NRETP Intervention in Jharkhand Achievements/Tasks Assessment of micro-credit through NRETP in the lives of women entrepreneurs Evaluated supply chain process through manufacturer to retailer. Developing a branding strategy for PALASH mart. Through identifying the Loophole in the PALSH Branding
Education
PGDM - Rural Management -
Xavier Institute of Social Service, Ranchi
Ranchi, JH05.2023
Bachelors in Business Administration - Finance, Human Resource Management
Bit Mesra, Ranchi
Ranchi08.2020
Skills
- Accounting & Management Skills
- Analytical Thinking
- MS- Office: Microsoft Excel, Professed in MS Word and PowerPoint
- Operations Management
- Budget Management
- Risk Assessment
Certification
Google Data Analytics Professional Certificate, Coursera, 2023
Data Camp courses: Introduction to Python, Introduction to SQL, Machine Learning for Everyone
Languages
English
Proficient (C2)
C2
Hindi
Bilingual or Proficient (C2)
Accomplishments
National Service Scheme, Ranchi University Best Volunteer Male, 2021 for Volunteering during Covid-19
Affiliations
- Organized the Alumni Meet 2022.In Xavier Institute of Social Services
Timeline
Deputy Manager - Business Banking in Working Capital
HDFC BANK
05.2023 - Current
Summer Internship
Jharkhand State Livelihood Promotion Society (JSLPS)
04.2022 - 07.2022
PGDM - Rural Management -
Xavier Institute of Social Service, Ranchi
Bachelors in Business Administration - Finance, Human Resource Management
Bit Mesra, Ranchi
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