Abhishek Pandeyar
Associate Vice President
Gurgaon
Summary
IIM Calcutta MBA with 8+ years experience in digital payments and strategic partnerships across Kotak Mahindra, ICICI Bank, and IBM. Led high-impact projects like UPI Circle—showcased by the RBI Governor —and scaled payment adoption by 25–40% through strategic alliances. With deep expertise in UPI, international payments, and mobile-first product strategy, I bring a sharp blend of technical acumen and product expertise to drive digital transformation in Fintech.
Overview
8
8
years of professional experience
6
6
years of post-secondary education
3
3
Languages
Work History
Associate Vice President - UPI, Digital Payments
Kotak Mahindra Bank
12.2022 - Current
- Handling Mobile App & UPI Server side development and management of UPI Products - Scan Any QR, Pay Your Contact, UPI Global, UPI Foreign Remittance
- Increased In-App UPI Transaction Count through implementation of Zero-Cost Coupons usecase for Kotak app
- Responsible for 25% increase in Daily In-App P2P Payments, 40% increase in QR Payments
- Contributed to algorithm improvement and AI model development of AI/ML Fraud Prevention model in collaboration with NPCI FRM team
- Single Product SPOC for end to end implementation of UPI Foreign Inward Remittance & Global QR
- Responsible for tracking & implementation of RBI & NPCI regulatory requirements; Includes NPCI PCOM portal and RBI timeline submissions
- Setting up Strategic Alliances with Tech & Non-Tech Vendors for building offers section of Kotak mobile app
Senior Product Manager - Digital Payments
ICICI Bank
11.2021 - 12.2022
- Pockets App - Responsible for overall project timeline monitoring & market release of app
- Managed Backend development and API Integration of Payment Products - UPI, Billpay, KYC, FasTag etc
- Managed Mobile App Integration of Products - UPI, BBPS, Mobile Recharge, FasTag etc
- Resolved project bottlenecks by liaising with Vendor M2P & Internal Stakeholders
Senior Product Consultant
IBM
07.2017 - 11.2021
- Member of IBM Global Business Services team in Client Advisory & Implementation Role
- Etihad Airways Project - Single source of contact for SAP OpenText VIM software
- Reckitt Benckiser, Meggitt PLC - Served as Product Expert for Data Migration Projects
Education
MBA - Sales & Marketing
IIM Calcutta
06.2015 - 04.2017
B.Tech. - Computer Science & Engineering
NIT Hamirpur
08.2011 - 05.2015
Skills
Product Management
Product Strategy
Mobile App Development
Digital Transformation
UPI Payments
UPI International
International Payments
Strategic Alliances
Product Adoption
Stakeholder Management
Mobile Wallets
Product Lifecycle
Accomplishments
- Published Author, First book & Short Story Collection 'The Whispering Himalayas' published on Amazon & Flipkart, 02/2021
- Article published in The Hindu, Authored an article for The Hindu on Clinical Depression to raise awareness about Mental Health, 09/2019
Interests
Content Writing
Mental Health
Mythology
Timeline
Associate Vice President - UPI, Digital Payments
Kotak Mahindra Bank
12.2022 - Current
Senior Product Manager - Digital Payments
ICICI Bank
11.2021 - 12.2022
Senior Product Consultant
IBM
07.2017 - 11.2021
MBA - Sales & Marketing
IIM Calcutta
06.2015 - 04.2017
B.Tech. - Computer Science & Engineering
NIT Hamirpur
08.2011 - 05.2015