ABIRAMI S
Banking Trade Process Associate
Chennai
Summary
Results-driven Trade Finance Specialist with ~7 years of experience in commercial banking operations. Expertise in trade finance processing, bill discounting, loan disbursement, reconciliation, payments, and compliance. Strong knowledge of TBMS, Supplier Finance, and Receivables Finance programs. Proven ability to manage high-volume transactions with accuracy, ensure regulatory adherence, and enhance customer satisfaction. Seeking to leverage domain expertise into senior operations or business-focused roles.
Overview
7
7
years of professional experience
2
2
Certifications
2
2
Languages
Work History
Senior Process Associate
Citi Corp Services India Pvt Ltd
03.2022 - Current
- Manage complex and high-value trade finance transactions
- Act as SME for process-related queries
- Ensure SLA, compliance, and audit adherence
- Handle escalations and critical issues
- Drive process improvements
- Support training and knowledge sharing
- Manage TBMS, CSF, ARDF & CIAR programs
- Process RTGS, NEFT, FT payments
- Perform reconciliation and monitoring
- Handle customer queries and stakeholder coordination
Process Associate
Tata Consultancy Services (TCS) – Client: Citi Bank Ltd
06.2019 - 03.2022
- Executed TBM operations including bill discounting and liquidation
- Processed RTGS and NEFT payments
- Posted GL entries via CitiDirect
- Performed account reconciliation
- Prepared RBI reports
- Resolved discrepancies and handled queries
Education
MBA - Human Resource Management
08-2023
Pondicherry University
B.Com - Computer Applications
01-2019
GPA: 74%
Skills
Trade Finance Operations (TBMS – Bill Discounting, CSF, ARDF, CIAR, Distribution Finance & E-Loans)
Loan Disbursement & Liquidation
Banking Compliance & KYC
Reconciliation & Financial Reporting
RTGS / NEFT / FT Payment Processing
Customer Relationship Management
Process Improvement & Risk Mitigation
SLA & Quality Management
Flexcube
Eflow
Edealer
Titan
CitiDirect
MS Office
Tally ERP
C
Java
Certification
Trade Finance Level 1 & 2 – TCS
Interests
Cycling, Gardening, Glass Painting, Music
Accomplishments
- Star Performer Award – 3 times
- R&R Top Achiever Award
- Selected for Eagle Eye Program
- Improved productivity and reduced errors
- Trained team members
EXTRA-CURRICULAR ACTIVITIES
National Seminar on GST (Paper Presentation) Workshop on Rehabilitation of Cancer Patients Sports: Basketball & Cricket National Seminar on GST (Paper Presentation) Workshop on Rehabilitation of Cancer Patients Sports: Basketball & Cricket
DECLARATION
I hereby declare that the above information is true to the best of my knowledge.
TOTAL EXPERIENCE
6 Years 11 Months in Trade Finance & Banking Operations
Timeline
Senior Process Associate - Citi Corp Services India Pvt Ltd
03.2022 - Current
Process Associate - Tata Consultancy Services (TCS) – Client: Citi Bank Ltd
06.2019 - 03.2022
University of Madras - B.Com, Computer Applications
Loyola College - MBA, Human Resource Management