ABIRAMI S
Banking Trade Process Associate
Summary
Results-driven Trade Finance Specialist with ~7 years of experience in commercial banking operations. Expertise in trade finance processing, bill discounting, loan disbursement, reconciliation, payments, and compliance. Strong knowledge of TBMS, Supplier Finance, and Receivables Finance programs. Proven ability to manage high-volume transactions with accuracy, ensure regulatory adherence, and enhance customer satisfaction. Seeking to leverage domain expertise into senior operations or business-focused roles.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Senior Process Associate
Citi Corp Services India Pvt Ltd
03.2022 - Current
- Manage complex and high-value trade finance transactions
- Act as SME for process-related queries
- Ensure SLA, compliance, and audit adherence
- Handle escalations and critical issues
- Drive process improvements
- Support training and knowledge sharing
- Manage TBMS, CSF, ARDF & CIAR programs
- Process RTGS, NEFT, FT payments
- Perform reconciliation and monitoring
- Handle customer queries and stakeholder coordination
Process Associate
Tata Consultancy Services (TCS) – Client: Citi Bank Ltd
06.2019 - 03.2022
- Executed TBM operations including bill discounting and liquidation
- Processed RTGS and NEFT payments
- Posted GL entries via CitiDirect
- Performed account reconciliation
- Prepared RBI reports
- Resolved discrepancies and handled queries
Education
MBA - Human Resource Management
Loyola College
08-2023
B.Com - Computer Applications
University of Madras
01-2019
Skills
- Trade Finance Operations (TBMS – Bill Discounting, CSF, ARDF, CIAR, Distribution Finance & E-Loans)
- Loan Disbursement & Liquidation
- Banking Compliance & KYC
- Reconciliation & Financial Reporting
- RTGS / NEFT / FT Payment Processing
- Customer Relationship Management
- Process Improvement & Risk Mitigation
- SLA & Quality Management
- Flexcube
- Eflow
- Edealer
- Titan
- CitiDirect
- MS Office
- Tally ERP
- C
- Java
Certification
- Trade Finance Level 1 & 2 – TCS
- R&R Top Achiever Certification – Citi
Languages
English
Tamil
Accomplishments
- Star Performer Award – 3 times
- R&R Top Achiever Award
- Selected for Eagle Eye Program
EXTRA-CURRICULAR ACTIVITIES
National Seminar on GST (Paper Presentation) Workshop on Rehabilitation of Cancer Patients Sports: Basketball & Cricket National Seminar on GST (Paper Presentation) Workshop on Rehabilitation of Cancer Patients Sports: Basketball & Cricket
Education
false
DECLARATION
I hereby declare that the above information is true to the best of my knowledge.
Hobbies and Interests
Cycling, Gardening, Glass Painting, Music
TOTAL EXPERIENCE
6 Years 11 Months in Trade Finance & Banking Operations
Timeline
Senior Process Associate
Citi Corp Services India Pvt Ltd
03.2022 - Current
Process Associate
Tata Consultancy Services (TCS) – Client: Citi Bank Ltd
06.2019 - 03.2022
MBA - Human Resource Management
Loyola College
B.Com - Computer Applications
University of Madras