Summary
Overview
Work History
Education
Skills
Additional Qualification
Personal Information
Computercompatibility
Languages
Timeline
Generic

ADV.MOHANISH GAJBHIYE

Nagpur

Summary

Talented Manager with expert team leadership, planning, and organizational skills built during successful career. Smoothly equip employees to independently handle daily functions and meet customer needs. Diligent trainer and mentor with exceptional management abilities and results-driven approach. Insightful Manager with experience directing and improving operations through effective employee motivational strategies and strong policy enforcement. Proficient in best practices, market trends and regulatory requirements of industry operations. Talented leader with analytical approach to business planning and day-to-day problem-solving.

Overview

18
18
years of professional experience

Work History

Manager State Collection

Agriwise Finserv Ltd
9 2022 - Current
  • Team Handling profile having Executive, Sr
  • Exe, Asst Manager, Dy
  • Manager & Manager Who has directly or indirectly reporting to me
  • Under my supervision I am taking care of RCU & Collection as well as Legal collection too
  • Team has to do the field verification of login case like Lap and Commercial Purchase
  • Team also taking follow-up of 0 to 365 bucket customers and try to collect the emi from zero bucket customers on monthly bases
  • Do Legal Procedure like NI ACT, SARFASI, ARBITRATION PROCESS, SECTION 25/138, DEEMAND NOTICE ISSUE & ALL LEGAL WORKS, I am taking care of whole Maharashtra region.

State Head (Collection)

Satin Credit Care Network Ltd
08.2021 - 08.2022
  • Working as a State Collection Head having total 19 branch in Vidarbha area under my supervision
  • Controlling PAR Bucket Collection of 0 to 365 days plus bucket currently total PAR is 93Cr under me with team size 150 employee including PM's and BM's
  • Under my supervision I am looking all product PAR bucket Micro Loan like JLG, and company has diversified business like HL, TW, MSME, and other commercial loan like Solar Power Loan
  • I am continuously traveling mode in month I always travel 20 to 25 days
  • Monthly PAR bucket Collection Achieve 50 lac to 1 Cr
  • Currently Satin Credit Care working in 23 States in India, Company total portfolio is tentative 8,000/- Cr.

Manager (Collection and Sales)

Essel Finance Business Loan Ltd
10.2018 - 01.2020
  • Handling Sales & Collection team having SM, RM & RO, SO in the team
  • Managing recovery of secured & unsecured loan products state
  • Co-ordination among cross functional team (Sales, Collection, Fraud, Risk) and central team
  • Receivables Management Manage and deliver portfolio indicators including 30 plus delinquency, NPA management, recoveries
  • Bucket wise resolutions and rollbacks to be monitored, Bucket inventory management collection efficiencies to be monitored
  • Intensity/coverage on accounts to be maximized, maximize recoveries vide settlements/repossessions etc
  • Maximize fee income on Timely Agency allocation Process delinquent Business target of Rs.4 Cr per month but actual KRA is 16 Cr Per annual
  • Maintain daily MIS on daily bases, also maintain branch portfolio
  • Control on bucket wise cases with taking regular follow up through team as well customer
  • Mostly focus on 90 bucket cases and try to control fresh NPA.

Branch Head (Asset Division)

Equites Small Finance Bank Ltd
01.2016 - 10.2018
  • Managing Branch operation and overall administration of Branch
  • Monitor Business productivity & coordination with bank staff
  • Manage Human Resource related compliance and formalities and ensure acquisition, training and development of staff
  • Design and Implement Collections strategy to achieve collection efficiency
  • Prevention and Control of Delinquency
  • Regular Visits/Calls and Customer Satisfaction
  • Documentation/MIS Reports
  • Defines and designs strategies to minimize NPA's and maximize recoveries
  • Legal Action towards NPA accounts
  • Management of sales process and data management of branch
  • Ensuring compliance with all laid down norms/guidelines and statutory requirements (RBI/Labor/Legal/SLA/IBA/IRDA)
  • Cost Management and cost effectiveness at branch to ensure profitability.

Asst. Manager (Liability Product)

Kotak Securities Ltd
04.2012 - 01.2016
  • To educate the customers to do online trading
  • Focus on those customers whose do offline trading and convert them to do online trading in equity and commodity
  • Explain the benefit of online a/c and convince customer to open only online a/c.

Sr. Relationship Manager

Way2Wealth Brokers Pvt. Ltd.
05.2010 - 03.2012
  • Handling sales team generating business through team of Relationship Manager
  • Meager focus on a/c acquisition like equity and commodity
  • Handling Channel Partner Generating Business of them
  • Selling all types of financial product.

Area Sales Manager

Ashoka Enterprises Pvt. Ltd.
05.2008 - 05.2010
  • Handling sales team generating business through sales officer
  • Handling Channel Partner Generating Business of them
  • Generating Business through Private as well as Government Company
  • Lab Testing and Construction Equipment
  • (Repair and Sales) Handling team of Vidarbha or Chhattisgarh.

Br. Relationship Manager

Apex Financial Services
10.2006 - 04.2008
  • Responsibility of Team Handling and Achieving Team Target
  • Convincing customers for availing various Scheme of Credit card
  • Responsibility for Branch Handling and Convincing for lead generate through branch employee for achieving sales target.

Education

Master of Legislative Law (LL. M 2 Year, Business Law) -

RTM Nagpur University
Nagpur, MH

Bachelor of Legislative Law (LL. B 3 Year) - undefined

RTM Nagpur University
Nagpur, MH

P.G.D. Mass Communication (Journalism) - undefined

RTM Nagpur University
Nagpur, MH

Master of Business Administration (MBA-Finance) - undefined

Periyar University
Salem, TN

Bachelor of Commerce (B. Com) - undefined

Periyar University
Salem, TN

B. Com in Computer Application (BC CA) - undefined

Nagpur University
Nagpur, MH

2 Year Diploma in MCVC Electronic (HSSC) - undefined

Maharashtra State Board of Technical Education
Nagpur, MH

All India Secondary School Examination (SSC) - undefined

Maharashtra State Div. Board
Nagpur, MH

Skills

Team Leadership

Additional Qualification

  • Successfully completed Diploma in Digital Photography and Video shooting from MSBTE
  • Successfully completed Certificate course of DRA from IIBF Mumbai

Personal Information

  • Father's Name: Late. Digambar D. Gajbhiye
  • Date of Birth: 09/05/1986
  • Nationality: Indian
  • Marital Status: Married

Computercompatibility

Windows (Microsoft Version), MS Office (Word, Excel, PowerPoint), MSCIT, 30/40, 40

Languages

Marathi, Hindi and English

Timeline

State Head (Collection)

Satin Credit Care Network Ltd
08.2021 - 08.2022

Manager (Collection and Sales)

Essel Finance Business Loan Ltd
10.2018 - 01.2020

Branch Head (Asset Division)

Equites Small Finance Bank Ltd
01.2016 - 10.2018

Asst. Manager (Liability Product)

Kotak Securities Ltd
04.2012 - 01.2016

Sr. Relationship Manager

Way2Wealth Brokers Pvt. Ltd.
05.2010 - 03.2012

Area Sales Manager

Ashoka Enterprises Pvt. Ltd.
05.2008 - 05.2010

Br. Relationship Manager

Apex Financial Services
10.2006 - 04.2008

Manager State Collection

Agriwise Finserv Ltd
9 2022 - Current

Master of Legislative Law (LL. M 2 Year, Business Law) -

RTM Nagpur University

Bachelor of Legislative Law (LL. B 3 Year) - undefined

RTM Nagpur University

P.G.D. Mass Communication (Journalism) - undefined

RTM Nagpur University

Master of Business Administration (MBA-Finance) - undefined

Periyar University

Bachelor of Commerce (B. Com) - undefined

Periyar University

B. Com in Computer Application (BC CA) - undefined

Nagpur University

2 Year Diploma in MCVC Electronic (HSSC) - undefined

Maharashtra State Board of Technical Education

All India Secondary School Examination (SSC) - undefined

Maharashtra State Div. Board

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ADV.MOHANISH GAJBHIYE