Alka Yadav
Ghaziabad
Summary
To combine my skills, education and experience for responsibilities and challenging position with professional organization, which offers continuous learning advancement & growth opportunities to ensure maximum personal and job satisfaction. To make the company profitable by enhancing self and organizational skills. Analyzing the effective and efficient work area so that organizations profits could achieve on time.
Overview
7
7
years of professional experience
Work History
Branch Relationship Manager
IDFC FIRST Bank
04.2023 - Current
- Managing the HNI & Corporate clients of the Bank with detail understanding of credit assessment, broadly includes the customer profiling, requirement gathering, Working Capital gap analysis, evaluating financial statements to understand the key financial and repayment capabilities
- Profiling Customers and provide financial products to meet customer needs
- Deepen the relationship by product for financing, included CC, LG, BG term loan and home loan also per-underwriting procedures
- Increase liabilities size of relationship via balances in accounts of existing customers
- To enhance & retain customer profitability by capturing a larger share of wallet
- Prepared Credit Approval notes covering business models, financial analysis and risk assessment.
Preferred Relationship Manager
HDFC Bank
07.2022 - 03.2023
- Managing the High Net Worth customers of the Bank & Achieving the Business targets assigned in terms of cross selling, which include the products of Working Capital, Overdraft, Financial, statement analysis Key ratios
- Deep understanding of Corporate Lending products, Opportunity Assessment and Deal Structuring using Microsoft Excel, Word and PowerPoint
- Prepare timely, relevant and accurate reports, MIS and analysis to facilitate decision-making
- Analyze financial data and provide management with suggestions for improvement
- Conducting research on the industry in which the company is operating and keeping a track of the performance of the industry as a whole
- Prepared details appraisal notes covering businesses model, financial analysis and risk assessment
- Dexterously maintained proper documentation records and audit trail of investigation activity & disposition actions for all alerts and identifying sanction exposure and mitigating the risks, accordingly.
Deputy Area Manager
Bajaj Allianz Life Insurance Company Limited
12.2019 - 06.2022
- Managing resources and staff, encouraging to achieve targets and growing revenue for an organization
- Building a relationship with axis bankers (branch managers and their team's), to guide them on the products and motivate them to achieve their given IPG targets
- Responsibility in a time to time arrange product training for the bankers and also to get activation in business
- Responsible for team activation month on month good number.
Relationship Manager
HDB For HDFC Bank
- Building positive relationships with customers, assisting with generating new business and Identifying opportunities for greater profits
- It is our responsibility to understand customer needs and develop plans to address them , Identify key staff in clients companies to cultivate profitable relationships
- Resolve customer complaints quickly and effectively , Forwards upselling and cross-selling opportunities to the sales team, Promote high-quality sales, supply and customer services process
- Aim to preserve customers and renew contracts, Approach Potential customers to establish relationship and gain solid knowledge of competitors.
Intern
SHAREKHAN LTD.
07.2017 - 08.2017
- Fundamental analysis: understanding basics of equity trading
- Analysis of financial and capital markets Summer Internship
- Increased database by business development activity of financial Programmer, products like Factoring and IPOs
- Understanding of investment in MUTUAL FUNDS
- Customer Preferences towards financial services and products.
Education
MBA+PGPM - Finance and HR
New Delhi Institute of Management
Delhi, Delhi07.2019
BBA - Finance
Reliable Institute of Management And Technology
Ghaziabad, Uttar Pradesh08.2013
10+2 - CBSE
P.C Senior Secondary School
Ghaziabad, Uttar Pradesh04.2011
High School - CBSE
K.D Field Public School
Delhi, Delhi04.2009
Skills
- Database Management
- Wealth management offerings
- Complex Problem-Solving
- Sales Data Analysis
- Employee Training Oversight
- Revenue Generation
Accomplishments
- First promotion for Sr. Businesses Sales Manager (Sr. BSM) cycle2 On May 2021
- Second promotion for Deputy Area Manager on November 2021
- Appreciated & awarded by "Sr Zonal Head" for top three Sr. BSM achieved higher premium in quarter 2nd 2021
- Appreciated & Awarded by "Sr. Zonal Head'' in Reward & Recognition Program in last year for highest SP activation
- Appreciated by "Sr. Zonal Head" for Early Bird qualification in September 2020
- Awarded by "Zonal Head" for highest General Insurance Nopes.
- Awarded by "Zonal Head" for highest loan value in the third quarter.
- Awarded by "Zonal Head" for the highest achievements in Life insurance Annual budget target
- Awarded by "Zonal Head" for Home Loan highest value sanction in the second quarter.
- First rank in college (Graduation (first semester, third semester and fourth semester).
- Second Rank in college (graduation (fifth semester and sixth semester).
- Third Rank in college (graduation (first semester).
Languages
Hindi
English
Activities
- SEMINAR (Development of Life Insurance Sector in Globalized Era: issued n challenge by ICSSR)
- WORKSHOP (Financial Education Sponsored by SEBI)
- TECH-PRE-VISION BHARAR - 2016 by ABVP (HRIT)
- Coordinator of Sport event 2015 organized by RIMT (sports event)
- 1st Prize for Group Dance (INTER College Festival IPEM).
- 2nd Prize for Annual competition day (SPS).
- 1st Prize for Interschool sport competition (MARCH‑FAST).
- 2nd Prize in Group Dance (INTER College Fest ABSE).
- SPANDAN runner‑up (Fashion Show 2017).
Personal Information
- Place of Birth: Delhi
- Date of Birth: 06/11/1992
- Gender: Female
- Nationality: Indian
- Marital Status: Married
Hobbies and Interests
Listening Music and Readings Books
Timeline
Branch Relationship Manager
IDFC FIRST Bank
04.2023 - Current
Preferred Relationship Manager
HDFC Bank
07.2022 - 03.2023
Deputy Area Manager
Bajaj Allianz Life Insurance Company Limited
12.2019 - 06.2022
Intern
SHAREKHAN LTD.
07.2017 - 08.2017
Relationship Manager
HDB For HDFC Bank
MBA+PGPM - Finance and HR
New Delhi Institute of Management
BBA - Finance
Reliable Institute of Management And Technology
10+2 - CBSE
P.C Senior Secondary School
High School - CBSE
K.D Field Public School