Aman Vatsal
Senior Manager - Credit
Bengaluru
Summary
An enthusiastic, self-motivated and hardworking individual with
extensive experience within the construction industry as an investment professional backed by excellent interpersonal skills and ability to create value for clients seeking an opportunity to apply expertise and knowledge in driving organizational growth.
Overview
5
5
years of professional experience
6
6
years of post-secondary education
3
3
Certifications
Work History
Senior Manager - Credit (Wholesale Lending)
Piramal Enterprises Limited
2 2022 - Current
- Awarded with "Wholesale Finance CEO's Award 2023" for the Impactful Performance in FY 22-23.
- Analyzed Real estate financing across Residential & Commercial segment – SD, CF etc; Assessed the viability of financing projects based on factors such as project profitability, market conditions, and borrower’s financial standing
- Conducted Micro-market analysis to identify investment opportunities; Analyzed financials of clients and their credit metrics determine their ability to meet financial obligations
- Interacted with internal and external stakeholders to resolve CP/CS compliance, legal considerations and deal structuring to mitigate risk, optimize returns and safeguard invested capital.
- Analyzed monthly MIS to manage sweep ratio to avoid cashflow mismatch or liquidity issues
- Analyzed and identified stress factors using various parameters such as sweep ratio, revenue and cost headers, GOP utilization, as well as creditor and debtor data to assess the impact on financial ratios such as DSCR and cash cover.
- Evaluated and analyzed credit applications worth INR ~5,000 crore across 30+ deals in Residential and Commercial segment; received committee sanction for INR ~1,500 Cr across Bengaluru and Hyderabad.
- Managed & overlooked book size of INR ~1,000 Cr spread across Hospitality (~900 Cr) & Residential segment (~100 Cr) across India.
- Successfully exited all Residential and Hospitality Deals in FY'24 with higher exit IRR than underwriting.
Assistant Manager
Quantum Projectinfra Pvt. Ltd
04.2019 - 01.2022
- Successfully completed Technical Due Diligence/Project Monitoring of more than 50 projects (which includes Brookfield-RMZ, GIC-Phoenix, Edelweiss-Lokhandwala Minerva transaction etc) projects over a span of more than 2.75 years over various geographical locations in India for all major clients (Private equities, NBFC'2, banks etc) in the industry
- To consult on the appropriateness of approval documents with respect to the project details, prevailing rules & suggest any amendments if required
- Check on FSI consumption with the latest regional regulations applicable & commenting on the same
- Analysis of the Project cost & project schedule including BOQ review based positioning of product and specifications
- Preparing monthly/quarterly project monitoring reports for the projects including verification of disbursement of funds
- Prepared feasibility reports for residential, commercial, retail projects
- To conduct a market study, preparing comparable for project valuation & preparing project cashflow
- Coordination with different stakeholders of the project for solving bottlenecks in the project if any.
Education
PGP - Advance Construction Management
NICMAR
Pune 07.2017 - 05.2019
Bachelor of Technology - Civil Engineering
Jaipur Engineering College And Research Centre
Jaipur 06.2013 - 05.2017
Skills
Financial Modelling
Certification
Certified Associate in Project Management (CAPM)
Affiliations
- Awarded with "Wholesale Finance CEO's Award 2023" for the Impactful Performance in FY 22-23.
- Co-Founder of SOCH- a socio-technical club at Jaipur Engineering College and Research Centre.
Additional Information
Merit Scholarship holder for all trimesters in PGP- ACM, NICMAR.
Timeline
Assistant Manager
Quantum Projectinfra Pvt. Ltd
04.2019 - 01.2022
Certified Associate in Project Management (CAPM)
07-2018
Certification of Amercian Society of Civil Engineer on Monitoring Project Budgets and Schedule (ASCE)
03-2018
Certification of Amercian Society of Civil Engineer on International Project Development and Construction Risk (ASCE)
03-2018
PGP - Advance Construction Management
NICMAR
07.2017 - 05.2019
Bachelor of Technology - Civil Engineering
Jaipur Engineering College And Research Centre
06.2013 - 05.2017
Senior Manager - Credit (Wholesale Lending)
Piramal Enterprises Limited
2 2022 - Current
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