Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

AMAR SINGH

Working Capital - Relationship Manager
Hooghly, Kolkata

Summary

Working Capital Relationship Manager – Manage corporate client relationships by assessing working capital needs, structuring customized credit facilities, and providing end-to-end service. Coordinate with credit risk, underwriting, and operations teams to streamline approvals and ensure compliance. Monitor portfolio health, set team goals, and maintain open communication to drive business growth and ensure high client retention. Identify new business opportunities through client profiling, financial analysis, and relationship deepening. Drive acquisition and growth of working capital business across Fund-Based and Non-Fund-Based facilities. Monitor client financial performance, banking conduct, and credit requirements to proactively address portfolio risks. Collaborate with internal stakeholders to ensure timely execution of proposals, documentation, and disbursements. Promote cross-selling of relevant banking solutions to strengthen client relationships and increase wallet share.

Overview

3
3
Languages
3
3
Certifications
8
8
years of professional experience

Work History

Relationship Manager, Business Banking Group

RBL Bank Ltd
11.2025 - Current

At RBL Bank Ltd, I am working as a Relationship Manager in the Business Banking Group, responsible for acquiring and servicing working capital clients. I have expanded the portfolio by adding fund-based and non-fund-based facilities, managing client turnover ranging from 5 crore to 150 crore. By delivering comprehensive banking solutions and collaborating across departments, I ensure superior service, strengthen client relationships, and increase client stickiness to the bank, contributing to consistent portfolio growth.

Relationship Manager

Axis Bank - SME SEG Group
02.2024 - 10.2025

At Axis Bank Ltd, I worked as a Relationship Manager in the SME SEG Group, serving corporate clients with diverse banking needs. I managed client turnovers ranging from 50 crore to 1,000 crore, supporting them with fund-based and non-fund-based facilities. Acting as a one-stop banker, I provided end-to-end solutions across working capital, trade finance, and other banking products. I focused on delivering holistic financial support, building lasting client partnerships, and driving sustainable portfolio growth.

Relationship Manager

AUSFB-Business Banking Group
03.2023 - 01.2024

At AUSFB, I worked as a Relationship Manager in the Business Banking Group, focusing on business clients with varied financial needs. I managed turnovers across mid-sized corporates, providing fund-based and non-fund-based facilities while optimizing ROI. My role involved conducting market research to identify trends, tailoring solutions to client requirements, and ensuring consistency across banking services. By delivering reliable support and building strong client relationships, I contributed to portfolio growth and enhanced client satisfaction.

Relationship Manager

HDFC Bank - RBG Group
01.2021 - 02.2023

At HDFC Bank, managed working capital clients with annual turnovers ranging from 5 crore to 100 crore, handling Fund-Based and Non-Fund-Based lending, including Agri & Allied funding in the rural Howrah belt. Identified lending opportunities, promoted relevant Government funding schemes, coordinated with internal teams and external stakeholders, and delivered suitable banking and credit solutions to customers.

Rural Portfolio Officer

HDFC Bank - RBG Group
10.2018 - 06.2019

As a Rural Portfolio Officer with HDFC Bank – RBG Group, managed an existing customer portfolio through regular client interactions, relationship management, and service support. Generated leads for Banking & Credit Products, while supporting RMs in documentation and disbursement processes for Fund-Based and Non-Fund-Based lending cases, contributing to customer relationship deepening and portfolio growth.

Education

AI Career Accelerator Program - Artificial Intelligence

HOUSE OF ED TECH - Be10X
Hooghly
11-2026

Bachelor of Commerce - Commerce

CALCUTTA UNIVERSITY
Hooghly
01-2018

Skills

Client relationship management

Effective communication

Leadership

Business development

Project management

Time management

Critical thinking

Team leadership

Credit appraisal

Portfolio risk analysis

Trade finance

Certification

Be10X AI Tools Workshop

Timeline

Relationship Manager, Business Banking Group

RBL Bank Ltd
11.2025 - Current

Relationship Manager

Axis Bank - SME SEG Group
02.2024 - 10.2025

Relationship Manager

AUSFB-Business Banking Group
03.2023 - 01.2024

Relationship Manager

HDFC Bank - RBG Group
01.2021 - 02.2023

Rural Portfolio Officer

HDFC Bank - RBG Group
10.2018 - 06.2019

Bachelor of Commerce - Commerce

CALCUTTA UNIVERSITY

AI Career Accelerator Program - Artificial Intelligence

HOUSE OF ED TECH - Be10X
AMAR SINGHWorking Capital - Relationship Manager