Amit Agarwal
New Delhi
Summary
Results-driven and highly experienced banking professional with over 14 years of progressive experience in banking, with the last 7 years as Branch Head. Expertise in credit underwriting, portfolio management, MSME financing, and asset quality monitoring. Currently overseeing an asset portfolio of approximately ₹500 crore, including sourcing, credit assessment, and portfolio monitoring. Adept at building strong client relationships, risk assessment, and ensuring compliance with regulatory frameworks. Seeking to leverage in-depth credit knowledge in a challenging and growth-oriented environment.
Overview
14
14
years of professional experience
Work History
AGM & Branch Head
IDBI Bank
05.2023 - Current
- Heading the branch with a focus on asset-led growth and credit quality
- Managed and monitored an asset portfolio of ₹500+ Cr
- End-to-end handling of credit proposals: sourcing, appraisal, documentation, and monitoring
- Achieved consistent YoY growth in MSME, with high NTB contribution
- Ensured compliance with RBI guidelines, internal policies, and risk frameworks in all lending activities
- Led and mentored a high-performing team to drive business targets and enhance operational efficiency
Assistant Manager to AGM
IDBI Bank
02.2011 - 04.2023
- Handled credit processing and business development roles across retail and MSME segments
- Supported CAM preparation, collateral verification, and documentation
- Developed strong understanding of RBI norms, credit policy, and credit life cycle
Education
CAIIB -
IIBF
01-2015
Certified Credit Professional -
IIBF
01-2015
JAIIB -
IIBF
01-2013
B.E. Honors -
MBM Engineering College
Jodhpur, Rajasthan01-2007
Skills
- Credit Appraisal & Underwriting
- Financial & Risk Analysis
- Portfolio Management
- Credit Monitoring & Early Warning Systems
- Regulatory & Policy Compliance
- Client Acquisition & Relationship Management
- Team Leadership
- Audit & Risk Controls
Attributes
- Strong analytical and decision-making abilities.
- Excellent leadership and team management skills.
- Goal-oriented with a strategic mindset.
- Adaptable to dynamic banking environments.
Timeline
AGM & Branch Head
IDBI Bank
05.2023 - Current
Assistant Manager to AGM
IDBI Bank
02.2011 - 04.2023
CAIIB -
IIBF
Certified Credit Professional -
IIBF
JAIIB -
IIBF
B.E. Honors -
MBM Engineering College
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