Amit Tiwari
Hardoi
Summary
Performance-driven banking professional with end-to-end experience in branch leadership, secured lending, and portfolio governance. Proven success in driving disbursements, improving TAT, and strengthening portfolio quality through rigorous controls, team coaching, and cross-functional execution.
Overview
10
10
years of professional experience
Work History
Branch Manager
HDB Financial Services
Farukhabad
04.2025 - Current
- Own branch P&L with focus on acquisition, yield protection, and expense discipline.
- Activate channels to drive disbursements while maintaining policy hygiene and TAT.
- Lead team KRAs, conduct daily huddles, and manage performance for target achievement.
- Ensure complete compliance with KYC/AML norms and timely closure of audit observations.
- Monitor portfolio health and reduce NPAs through proactive collections and reviews.
Deputy Area Manager — Loan Against Property
Bajaj Finserv
Mathura
05.2022 - 04.2025
- Drove disbursements via DSA/channel activation, while protecting yield and TAT.
- Managed portfolio quality, reducing PAR/GNPA through early bucket controls.
- Ensured KYC/AML and policy adherence; closed audits within TAT.
- Led team performance reviews and coordinated with Credit, RCU, Legal, Ops, and Collections.
- Streamlined processes to cut login-to-disbursal TAT.
- Partnered on 0–30 DPD soft collections, reducing roll-forwards.
Sales Manager
Bajaj Finserv
01.2020 - 05.2022
- Working in digital product finance & managing two locations & more than 30 dealers
- Working in digital product finance is a dynamic and exciting field that requires a unique set of skills. Managing two locations and more than 30 dealers can be challenging, but with the right strategies in place, it can also be incredibly rewarding. Effective communication, strong leadership, and a deep understanding of the market are key to success in this role.
Sales Executive
Bajaj Finserv
09.2016 - 01.2020
- Achieved consistent sales targets and maintained strong customer relationships.
Sales Executive
Home Credit India Finance Pvt. Ltd.
12.2015 - 09.2016
Education
B.sc -
CSJM University
01.2014
Intermediate -
U.P Board
01.2011
High School -
U.P Board
01.2009
Skills
- Management skills
- Customer relationship management
- Disbursement strategy
- Sales target achievement
- Strong leadership
- Critical thinking
- Portfolio monitoring
- Team performance management
Timeline
Branch Manager
HDB Financial Services
04.2025 - Current
Deputy Area Manager — Loan Against Property
Bajaj Finserv
05.2022 - 04.2025
Sales Manager
Bajaj Finserv
01.2020 - 05.2022
Sales Executive
Bajaj Finserv
09.2016 - 01.2020
Sales Executive
Home Credit India Finance Pvt. Ltd.
12.2015 - 09.2016
B.sc -
CSJM University
Intermediate -
U.P Board
High School -
U.P Board
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