Ammar Rangvala
Ahmedabad
Summary
Seeking assignments in loan sales with an organization of high repute.
A competent professional with over 20 years of experience in the areas of loans.
Currently working with IDFC First Bank as State Head for Ahmedabad and North Gujarat.
Proven abilities in handling the disbursement process, evaluating loan proposals, and getting the same sanctioned by higher officials.
Ability to manage multiple engagements and competing priorities in a rapidly growing, fast-paced, interactive, results-based team environment.
Well-versed with excellent analytical, communication, presentation, and relationship-building skills.
Highly motivated employee with a desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Experienced in fast-paced environments and adaptable to last-minute changes. Thrives under pressure and consistently earns high marks for work quality and speed.
Overview
22
22
years of professional experience
Work History
State Head -Ahmedabad & North Gujarat
IDFC First Bank Ltd.
Ahmedabad
07.2018 - Current
- Handling products such as affordable loan against properties, affordable home loan
- Assessing needs of clients and charting out viable finance portfolio after considering financial, legal and technical aspects.
- Providing training to the Onrolls team for ensuring the enhanced Sales efficiency, reduction in error, avoiding customer issues & focus towards achieving overall business objective.
- Ensure the quality building of the portfolio.
- Managing the business planning & analysis to assess revenue potential.
- Monitoring & handling cross selling of insurance products.
- Core member of product and maintained excellent portfolio
Branch Manager -Ahmedabad
HDB Financial Services Ltd.
Ahmedabad
10.2015 - 06.2018
- Handling various products such as loan against properties, home loan, SME loans, Gold Loans, LAS.
- Assessing needs of clients and charting out viable finance portfolio after considering financial, legal and technical aspects.
- Providing training to the Onrolls team for ensuring the enhanced Sales efficiency, reduction in error, avoiding customer issues & focus towards achieving overall business objective.
- Ensure the quality building of the portfolio.
- Managing the business planning & analysis to assess revenue potential.
- Monitoring & handling cross selling of insurance products.
- Promoted to Branch Manager from Branch Sales Manager within year
Business Manager -Ahmedabad
iServe Financial Services Limited.
Ahmedabad
12.2014 - 08.2015
- Handling various products such as loan against properties, home loan, SME loans.
- Assessing needs of clients and charting out viable finance portfolio after considering financial, legal and technical aspects.
- Providing training to the DSA/ Referral team for ensuring the enhanced Sales efficiency, reduction in error, avoiding customer issues & focus towards achieving overall business objective.
- Ensure the quality building of the portfolio.
- Managing the business planning & analysis to assess revenue potential.
- Monitoring & handling cross selling of insurance products.
Proprietor - Ahmedabad
Innovative Corporate Services.
Ahmedabad
08.2012 - 12.2014
- Handling various products such as loan against properties, home loan, high ticket size business loan and personal loans.
- Assessing needs of clients and charting out viable finance portfolio after considering financial, legal and technical aspects.
- Ensure the quality building of the portfolio.
- Managing the business planning & analysis to assess revenue potential.
- Monitoring & handling cross selling of insurance products.
Deputy Manager
Kotak Mahindra Bank.
Ahmedabad
06.2011 - 06.2012
- Handling various products such as loan against properties, CC, Business loans.
- Assessing needs of clients and charting out viable finance portfolio after considering financial, legal and technical aspects.
- To recruit, train, manage and monitor performance of DST & DSA sales team at Ahmedabad and achieve budgeted targets and also create and maintain customer relations.
- Ensure the quality building of the portfolio.
- Managing the business planning & analysis to assess revenue potential.
- Monitoring & handling cross selling of insurance products.
- Coordination with the Internals customers i.e. Collections, Credit and sales, central Operations team for smooth execution of Branches.
- Lead generation from telle calling.
- Imparting training to Officers & Executives on regular basis to ensure proper sales.
- Supporting other functional divisions like Collection Dept for smooth run of Business.
- Got Knowledge to work on Working Capital CC
Territory Sales Manager - Ahmedabad
Indiabulls Housing Finance Ltd
Ahmedabad
04.2007 - 05.2011
- Handling various products such as loan against properties, Business loans.
- Assessing needs of clients and charting out viable finance portfolio after considering financial, legal and technical aspects.
- To recruit, train, manage and monitor performance of DST & DSA sales team at Ahmedabad and achieve budgeted targets and also create and maintain customer relations.
- Ensure the quality building of the portfolio.
- Managing the business planning & analysis to assess revenue potential.
- Monitoring & handling cross selling of insurance products.
- Coordination with the Internals customers i.e. Collections, Credit and sales, central Operations team for smooth execution of Branches.
- Lead generation from telle calling.
- Imparting training to Officers & Executives on regular basis to ensure proper sales.
- Supporting other functional divisions like Collection Dept for smooth run of Business.
- Started PL + Product in Ahmedabad
- Transferred to Business Loan after department got closed
- Transferred to Home Loan & LAP after department of Business Loan got closed
OBST Team Manager - Ahmedabad
Development Credit Bank
Ahmedabad
07.2006 - 03.2007
- Handling product of Personal / Business Loan.
- To recruit, train, manage and monitor performance of DST sales team at Ahmedabad and achieve budgeted targets and also create and maintain customer relations.
- Ensure the quality building of the portfolio.
- Coordination with the Internals customers i.e. Collections, Credit and sales, central Operations team for smooth execution of Branches.
- Lead generation from telle calling.
- Imparting training to Executives on regular basis to ensure proper sales.
- Supporting other functional divisions like Collection Dept for smooth run of Business.
Financial Adviser in DST Team - Ahmedabad
Kotak Mahindra Bank
Ahmedabad
08.2005 - 06.2006
- Handling product of Home Loan & Mortgage Loan.
- Handling Customer, Sourcing files for sanction and disbursement.
- Telle calling for generating new inquiries.
- Maintaining and Creating relations with builders.
- Included all type of administrative and field work.
Probationary Officer - Baroda
Standard Chartered Finance Ltd
Baroda
09.2004 - 07.2005
- Handling product of Home Loan & Mortgage Loan.
- Handling Customer, Sourcing files for sanction and disbursement.
- Telle calling for generating new inquiries.
- Maintaining and Creating relations with builders.
- Included all type of administrative and field work.
Sr. Sales Executive - Ahmedabad
Synergy Marketing - An Associate of Citibank Home Loan.
Ahmedabad
04.2003 - 08.2004
- Handling product of Home Loan & Mortgage Loan.
- Handling Customer, Sourcing files for sanction and disbursement.
- Telle calling for generating new inquiries.
- Maintaining and Creating relations with builders.
- Included all type of administrative and field work.
Education
PGDBA - Marketing Management
Symbiosis University
01.2024
B. Com - commerce
Gujarat University
01.2003
12th -
Gujarat State Education Board
01.2000
Skills
- Managing various operations, including login and appraising proposals, scrutinizing relevant documents before loans get sanctioned
- Supervising the approval of loan proposals, solvency status, and verifying documents, as well as post-sanction follow-up and disbursal of the loan
- Handling the sales-related activities for home and mortgage loans
- Making sure all inquiries are dealt with quickly
- Handling accounting and vendor management of the location
- Knowledge of various computer application programs and Outlook
- Portfolio management
- Risk assessment
- Customer relationship management
- Sales forecasting
- Training development
- Business planning
- Cross selling
- Team leadership
Training
Training program conducted by IDFC First Bank, Kotak Mahindra Bank, Indiabulls Financial Services Ltd & Standard Chartered Bank during the course of job.
Personal Information
Date of Birth: 10/18/84
Languages
Hindi
First Language
Hindi
Proficient (C2)
C2
Gujarati
Proficient (C2)
C2
English
Advanced (C1)
C1
References
References available upon request.
Timeline
State Head -Ahmedabad & North Gujarat
IDFC First Bank Ltd.
07.2018 - Current
Branch Manager -Ahmedabad
HDB Financial Services Ltd.
10.2015 - 06.2018
Business Manager -Ahmedabad
iServe Financial Services Limited.
12.2014 - 08.2015
Proprietor - Ahmedabad
Innovative Corporate Services.
08.2012 - 12.2014
Deputy Manager
Kotak Mahindra Bank.
06.2011 - 06.2012
Territory Sales Manager - Ahmedabad
Indiabulls Housing Finance Ltd
04.2007 - 05.2011
OBST Team Manager - Ahmedabad
Development Credit Bank
07.2006 - 03.2007
Financial Adviser in DST Team - Ahmedabad
Kotak Mahindra Bank
08.2005 - 06.2006
Probationary Officer - Baroda
Standard Chartered Finance Ltd
09.2004 - 07.2005
Sr. Sales Executive - Ahmedabad
Synergy Marketing - An Associate of Citibank Home Loan.
04.2003 - 08.2004
PGDBA - Marketing Management
Symbiosis University
B. Com - commerce
Gujarat University
12th -
Gujarat State Education Board
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