Amrita Wadhwa
Mumbai
Summary
Dynamic finance professional with extensive experience at Snapmint Credit Advisory, excelling in ECL computation and financial planning and modeling. Proven track record in budgeting and MIS reporting, driving profitability improvements. Adept at audit closure and fostering strong relationships with stakeholders, combining analytical expertise with effective communication skills.
Overview
10
10
years of professional experience
Work History
Deputy Finance Controller
Snapmint Credit Advisory Private Limited
Mumbai
09.2024 - Current
- Completed monthly financial closing, recorded journals, provisions & finalized reports under Ind AS/ IFRS
- Financial planning and analysis, cost forecasting, revenue forecasting, power BI queries. FPD analysis, Merchant Churning, active and repeat cohorts, static pool analysis, Product P & L, Channel wise overall P & L analysis.
- Created management reports & dashboards for internal analysis, presented take rate product-wise to audit committee.
- Monthly ECL computation under Ind AS 109 using repo rate, inflation & unemployment factors
- Monthly EIR computation, reassessment & accounting entries
- Income reconciliation between LMS, GL & MIS
- Cost analysis, variance review & profitability improvement
- New product launch - pricing, accounting treatment & entry flow mapping
- ERP implementation: Preparation of flow of entries with financials logics, automation of entries and recons modules, UAT of each event going live on internally developed software.
- Statutory audit closure, audit schedules & query resolution
- Performed budgeting, forecasting, and cash-flow analysis.
Manager - Finance & Accounts
National Commodity & Derivatives Exchange Ltd
12.2023 - 06.2024
- Preparation of quarterly & annual financial statements under IFRS
- Ensured GST compliance through reconciliations, audits & liaising with tax authorities to maintain regulatory adherence
- Conducted direct tax audits, managed income-tax assessments & filings to uphold financial accuracy and compliance
- Prepared monthly MIS reports & reported to CFO, providing insights for informed financial decision-making
- Coordination with statutory & internal auditors
- NCDEX
Manager - Accounts & Finance
Financial Services Firm
Mumbai
03.2019 - 11.2023
- Preparation of Ind AS & IFRS financial statements for Indian & multinational clients
- Key clients: Ferring Pharmaceuticals, Parkway Healthcare, Polypeptide Laboratories
- Executed deferred tax and MAT computations, ensuring adherence to statutory compliance
- Provided direct and indirect tax advisory, supporting clients in compliance with regulations
- Company valuations using DCF, IRR, NPV & market-based approaches
- Coordinated statutory audit processes, facilitating timely closure and compliance
Article Assistant (ICAI Internship)
Hari Dudani & Co.
08.2015 - 08.2018
- Executed bookkeeping, journal posting, and finalized accounts to maintain accurate financial records
- Statutory audits, internal audits & bank reconciliations
- Prepared and filed income-tax and GST returns to ensure compliance with regulatory requirements
- Processed foreign vendor payments, ensuring adherence to compliance regulations.
Education
CFA Level II -
01.2024
CFA Level I -
01.2023
DIPIFRS -
ACCA
01.2023
Chartered Accountant - India
01.2018
Bachelor of Commerce -
01.2017
Skills
- ECL (Ind AS 109)
- Budgeting & MIS
- EIR Computation
- IFRS / Ind AS
- Income Reconciliation
- Cost Analysis
- Audit Closure
- Financial Modelling & Excel
- Power BI
- Due Diligence
- Financial Products Launch
Timeline
Deputy Finance Controller
Snapmint Credit Advisory Private Limited
09.2024 - Current
Manager - Finance & Accounts
National Commodity & Derivatives Exchange Ltd
12.2023 - 06.2024
Manager - Accounts & Finance
Financial Services Firm
03.2019 - 11.2023
Article Assistant (ICAI Internship)
Hari Dudani & Co.
08.2015 - 08.2018
CFA Level II -
CFA Level I -
DIPIFRS -
ACCA