ANAND CHITMIL
Ahmednagar
Summary
I am seeking challenging assignments in reputable NBFCs and banks.
Overview
20
20
years of professional experience
3
3
Languages
Work History
Area Business Manager
Hinduja Leyland Finance
, MAHARASHTRA
02.2020 - Current
- Motivate the team through coaching, development, training intervention, and meetings to support the business in data quality management.
- Maintain dealers' new & used - relationships to increase business and look for a healthy business organization.
- Maintain a relationship with DSA to increase used vehicle business with the higher side of IRR
- Monitoring Market share & IRR for new business.
- Maintain TAT for dealer disbursement & incentives for increased MS in all counterparts.
- Daily reviewing Enq, Login, and Disbursement – to maintain team productivity and their incentive.
- Coordination with the credit team for a smooth line of the process of disbursement & dealer payment.
- Recruitment as per requirement.
- Accountable for reducing delinquency and improving recovery rates on the portfolio.
- Ensure timely allocation of cases to the collection of on geography.
- Monitor collection efficiency through daily reports & regular review of the collection team.
- Cash flow management, settlement negotiation approval within limit & recommendation.
- Commercial vehicle New/Use
- Conducted regular business reviews with team members, identifying areas for improvement and growth opportunities.
Collection Manager
Hero Fincorp Ltd
12.2016 - 01.2020
- Plan collection policies and processes and check their implementation.
- Develop and manage collections and credit programs for achieving recovery targets.
- Directly responsible for overseeing the leadership and management of the firm collection functions
- Negotiated settlement of accounts and reasonable payment arrangements within corporate guidelines.
- Performed physical inspections on business facilities to protect our client’s interests.
- Ensured a profitable, compliant, competitive, and positive collections operation
- Provided technical support to team members and resolved issues
- Assisted in tracing all customers to new addresses
- Coordinate with the HO legal team for legal matters.
- Looking for resale of seized assets.
- TW & LPL collections
Collection Manager
L & T Finance Ltd
03.2015 - 11.2016
- Target achievement incremental growth in book size and maintain the health of the book.
- Assist & training agency Field officer for their target achievement.
- Directly responsible for overseeing the leadership and management of the firm’s collection functions
- Negotiated settlement of accounts and reasonable payment arrangements within corporate guidelines.
- Performed physical inspections on business facilities to protect our client’s interests.
- Ensured a profitable, compliant, competitive, and positive collections operation
- Provided technical support to team members and resolved issues.
- Assisted in tracing all customers to new addresses.
- Coordinate with HO legal team for legal matters.
- Looking for resale of seized assets.
- Commercial vehicle & TW
Collection Manager
Bajaj Finance Ltd
01.2014 - 01.2015
- Resolution of X-6 Bkt.
- To manage, control, and motivate the Credit Control (Collection) Team for achieving recovery targets.
- Hiring a recovering agency, allocating targets to them & collecting weekly follow-ups.
- To communicate with HO regarding legal matters.
- Handling branch software, and daily updating.
- Visit regularly with subordinates to solve customer-related problems.
- Handling branches related queries.
- Make strategies to achieve targets.
- Set up manpower in the department.
- Handling legal activities related to recovery matters through legal retainer.
- Resale of seized assets.
- TW Collection
Credit Sales Manager
Bajaj Finance Ltd
09.2010 - 03.2014
- Providing Finance for customers of TW Mfg. by M/s. Bajaj Auto Ltd.
- Making credit decisions, and approving the case under policy norms.
- Doing good credit to keep under control delinquency
- Always Support sales to do good cases
- Doing all processes of credit policy eg dedupe, CIBIL, CPV, FCU, etc.
- Handling branch software, and daily updating.
- Educate the Dealer Manpower & Sub dealer regarding Credit Policy & How to increase the volume from their counters.
- Handling branches related queries.
- Make strategies to achieve targets.
- Set up of manpower in department.
- Control on FI agency & push them to maintain the TAT
- Following all processes and policy of company, maintaining necessary documents.
- Follow-up for FEMI & NS, report on a monthly basis.
- Resale of seized assets.
- TW
Team Leader
CITI Financial
01.2006 - 09.2010
- Sourcing file for PL.
- Handling team of DST & Tele callers.
- Appointing DST to Promote the Sale.
- Planning Activity for Sales promotion
- Micromarketing activities
- Closing deals with Clients.
- Providing solutions for customer Problems.
- Motivating team members to promote the sales.
- Coordinating with the credit team for approval
- Monitoring the performance of the Sales team
- No reliving letter since it was off-roll.
Education
B. Com - undefined
Pune University
01.2004
H.S.C - undefined
Pune University
01.2001
S.S.C - undefined
Pune University
01.1999
Skills
Develop implementation and monitoring of Business processes and performance in cooperation with the team
Planning requirements in consultation with heads of different functional Businesses and collections
Identifying trends across levels through mapping the skills required for different roles and analysis of the existing level of competencies
References
Sagar Rankatwar - ZM - Tata Capital(Previous Tata Motors Finance) - 9552567383
Swapnil Potdar - RBH - Hinduja Leyland Finance - 9960304455
PERSONAL DETAILS
- Date of Birth: 12th June 1984.
- Address: House No- 62/A, Shramik Nagar, Pipeline Road, Nr. Balaji Temple, Savedi, Ahmednagar, Pin -414003.
- Location Preference: Ahmednagar/Aurangabad/ Nasik / Pune.
Timeline
Area Business Manager
Hinduja Leyland Finance
02.2020 - Current
Collection Manager
Hero Fincorp Ltd
12.2016 - 01.2020
Collection Manager
L & T Finance Ltd
03.2015 - 11.2016
Collection Manager
Bajaj Finance Ltd
01.2014 - 01.2015
Credit Sales Manager
Bajaj Finance Ltd
09.2010 - 03.2014
Team Leader
CITI Financial
01.2006 - 09.2010
B. Com - undefined
Pune University
H.S.C - undefined
Pune University
S.S.C - undefined
Pune University