ANAND CHITMIL
Ahmednagar
Summary
I am seeking challenging assignments in reputable NBFCs and banks.
Overview
20
20
years of professional experience
3
3
Languages
Work History
Area Business Manager
Hinduja Leyland Finance
, MAHARASHTRA
02.2020 - Current
- Motivate the team through coaching, development, training intervention, and meetings to support the business in data quality management.
- Maintain dealers' new & used - relationships to increase business and look for a healthy business organization.
- Maintain a relationship with DSA to increase used vehicle business with the higher side of IRR
- Monitoring Market share & IRR for new business.
- Maintain TAT for dealer disbursement & incentives for increased MS in all counterparts.
- Daily reviewing Enq, Login, and Disbursement – to maintain team productivity and their incentive.
- Coordination with the credit team for a smooth line of the process of disbursement & dealer payment.
- Recruitment as per requirement.
- Accountable for reducing delinquency and improving recovery rates on the portfolio.
- Ensure timely allocation of cases to the collection of on geography.
- Monitor collection efficiency through daily reports & regular review of the collection team.
- Cash flow management, settlement negotiation approval within limit & recommendation.
- Commercial vehicle New/Use
- Conducted regular business reviews with team members, identifying areas for improvement and growth opportunities.
Collection Manager
Hero Fincorp Ltd
12.2016 - 01.2020
- Plan collection policies and processes and check their implementation.
- Develop and manage collections and credit programs for achieving recovery targets.
- Directly responsible for overseeing the leadership and management of the firm collection functions
- Negotiated settlement of accounts and reasonable payment arrangements within corporate guidelines.
- Performed physical inspections on business facilities to protect our client’s interests.
- Ensured a profitable, compliant, competitive, and positive collections operation
- Provided technical support to team members and resolved issues
- Assisted in tracing all customers to new addresses
- Coordinate with the HO legal team for legal matters.
- Looking for resale of seized assets.
- TW & LPL collections
Collection Manager
L & T Finance Ltd
03.2015 - 11.2016
- Target achievement incremental growth in book size and maintain the health of the book.
- Assist & training agency Field officer for their target achievement.
- Directly responsible for overseeing the leadership and management of the firm’s collection functions
- Negotiated settlement of accounts and reasonable payment arrangements within corporate guidelines.
- Performed physical inspections on business facilities to protect our client’s interests.
- Ensured a profitable, compliant, competitive, and positive collections operation
- Provided technical support to team members and resolved issues.
- Assisted in tracing all customers to new addresses.
- Coordinate with HO legal team for legal matters.
- Looking for resale of seized assets.
- Commercial vehicle & TW
Collection Manager
Bajaj Finance Ltd
01.2014 - 01.2015
- Resolution of X-6 Bkt.
- To manage, control, and motivate the Credit Control (Collection) Team for achieving recovery targets.
- Hiring a recovering agency, allocating targets to them & collecting weekly follow-ups.
- To communicate with HO regarding legal matters.
- Handling branch software, and daily updating.
- Visit regularly with subordinates to solve customer-related problems.
- Handling branches related queries.
- Make strategies to achieve targets.
- Set up manpower in the department.
- Handling legal activities related to recovery matters through legal retainer.
- Resale of seized assets.
- TW Collection
Credit Sales Manager
Bajaj Finance Ltd
09.2010 - 03.2014
- Providing Finance for customers of TW Mfg. by M/s. Bajaj Auto Ltd.
- Making credit decisions, and approving the case under policy norms.
- Doing good credit to keep under control delinquency
- Always Support sales to do good cases
- Doing all processes of credit policy eg dedupe, CIBIL, CPV, FCU, etc.
- Handling branch software, and daily updating.
- Educate the Dealer Manpower & Sub dealer regarding Credit Policy & How to increase the volume from their counters.
- Handling branches related queries.
- Make strategies to achieve targets.
- Set up of manpower in department.
- Control on FI agency & push them to maintain the TAT
- Following all processes and policy of company, maintaining necessary documents.
- Follow-up for FEMI & NS, report on a monthly basis.
- Resale of seized assets.
- TW
Team Leader
CITI Financial
01.2006 - 09.2010
- Sourcing file for PL.
- Handling team of DST & Tele callers.
- Appointing DST to Promote the Sale.
- Planning Activity for Sales promotion
- Micromarketing activities
- Closing deals with Clients.
- Providing solutions for customer Problems.
- Motivating team members to promote the sales.
- Coordinating with the credit team for approval
- Monitoring the performance of the Sales team
- No reliving letter since it was off-roll.
Education
B. Com - undefined
Pune University
01.2004
H.S.C - undefined
Pune University
01.2001
S.S.C - undefined
Pune University
01.1999
Skills
Develop implementation and monitoring of Business processes and performance in cooperation with the team
References
Sagar Rankatwar - ZM - Tata Capital(Previous Tata Motors Finance) - 9552567383
Swapnil Potdar - RBH - Hinduja Leyland Finance - 9960304455
PERSONAL DETAILS
- Date of Birth: 12th June 1984.
- Address: House No- 62/A, Shramik Nagar, Pipeline Road, Nr. Balaji Temple, Savedi, Ahmednagar, Pin -414003.
- Location Preference: Ahmednagar/Aurangabad/ Nasik / Pune.
Timeline
Area Business Manager
Hinduja Leyland Finance
02.2020 - Current
Collection Manager
Hero Fincorp Ltd
12.2016 - 01.2020
Collection Manager
L & T Finance Ltd
03.2015 - 11.2016
Collection Manager
Bajaj Finance Ltd
01.2014 - 01.2015
Credit Sales Manager
Bajaj Finance Ltd
09.2010 - 03.2014
Team Leader
CITI Financial
01.2006 - 09.2010
B. Com - undefined
Pune University
H.S.C - undefined
Pune University
S.S.C - undefined
Pune University