Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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ANAND GUPTA

Business Head
Bangalore
ANAND GUPTA

Summary

Self-motivated professional with a entrepreneurial mindset successful in seizing viable opportunities for expansion and innovation in business. Background in increasing profits, reducing costs and transforming customer service standards. Experienced in leading and supervising operational and sales teams.

Overview

1

Worked with both Banks, Finance and Startups

25
years of professional experience

Work History

Onsurity Technologies Pvt. Ltd
Bangalore

Founders Office - New Business
08.2021 - 10.2023

Job overview

  • Assisted founders in Sr. Level hiring for business profiles in the initial years
  • Part of group which led acquisition of Emportant Technologies - HRMS business which served as backward integration for company
  • Instrumental in building Claims Plus product - Loan against claims reimbursement in partnership with ICICI Bank. Did not go live due to new Digital Lending norms by RBI
  • Took over as Business Head of Emportant to transit it into Onsurity culture. Streamlined business resulting in no client exit, no payment over dues and reduced operations tickets.
  • Responsible for the P&L of the Emportant Technologies Pvt.Ltd
  • Relaunched entire platform with new look and feel, bundled products with Onsurity Health Plans for their SME base
  • Integrated Emportant Operations with Onsurity team to create SLA
  • Integrated Emportant technology team with Onsurity Technology team to create tech roam map
  • Trained the Inside sales team, Key Account Management & Business Expansions Team
  • Instrumental in building the App Store with Workflows inside Emportant platform for cross-sell lending products such as Early Wage Access, Personal Loans for employees
  • Increased client base from 31 to 62 and number of payrolls generated from 19000 to 25340

Open Financial Technologies
Bangalore

Vice President - New Initiatives
07.2019 - 08.2021

Job overview

Heading Connected Commerce

  • Instrumental in building Open Connected Commerce (App Store for SMEs) from scratch with a selective launch. Tied up partners for white labeled apps such HRMS and Employee group Insurance and got native apps such as Open Store, Open rewards and third part apps such as Travel.
  • Trained Inside Sales & Customer Service team on the Native & White labeled apps
  • Build workflow on how to cross-sell various product bundles within a journey

Heading Sales & Solutioning - Zwitch (Short Stint)

  • Part of initial team to build Zwitch, a Open APIs Vertical of Open Financial to help build Companies to build payments and banking offering
  • Trained corporate sales team on use cases
  • Support Sales team with solution basis client requirement

Boloro Global Limited
Bangalore

Global Consultant
05.2018 - 06.2019

Job overview

Working as Consultant to sell Boloro Authentication Platform to Banks, Startups and Financial Institutions

Janalakshmi Financial Services Pvt. Ltd
Bangalore

Head - Strategic Partnerships & Alliances
04.2017 - 12.2017

Job overview

Assisting payments product and Agency banking teams with Alliances on new product

Novopay Solutions Pvt. Ltd
Bangalore

Head Marketing & Alliances
11.2014 - 04.2017

Job overview

Engaged in complete partner ownership from building the banking alliance to launching the product

Instituted completion of all the product gaps both banking and other products line for improving the revenue of the retailers

Enhanced bank and product partner's relationship to get visibility in the market

Ensured that the branding at the retail outlets is as per the Corporate policy through audits

Tracked the expenditure on retailer branding vis-à-vis budget

Part of the team to build the Novopay wallet from scratch

Onboarded PG aggregators for online wallet acceptance across 50,000 online merchants such as EBS, RazorPay, CC Avenue and so on

Onboarded Offline payment aggregators for Wallet acceptance across 50,000 offline stores through aggregators such as Ezetap, Mswipe E-paisa and so on

Launched the retailer loans in partnership with Capital Float but due to high delinquencies it was discontinued

Launched the OTC Motor Insurance in partnerships with Tata AIG to be sold from Retail outlets. Policy issuance was instantly


Zipcash Card Services Pvt. Ltd.
Mumbai

Head - Business Development & Strategy
10.2012 - 01.2014

Job overview

DBS Bank
Mumbai

Product Manager - Wealth Management
06.2005 - 08.2008

Job overview

Launched the Wealth Management division for the bank

  • Tie-up with Mutual Funds, Insurance, CRISL for research and FinEng (now 3i Technologies) for processing
  • Integration of FinEng platform with Finacle CBS for debiting funds
  • Trained the RMs
  • Drove the performance of the RM for Wealth Management products
  • Interacting with partners for their support and operational issues

DWS Investments
Mumbai

Manager Sales
09.2003 - 02.2005

Job overview

HDFC Asset Management Pvt Ltd.
Kolkata

Manager Sales
04.2001 - 08.2003

Job overview

Franklin Templeton Asset Management (India) Pvt. Ltd.
Kolkata

Executive Sales
08.1998 - 03.2001

Job overview

Education

School of Communication & Management Studies
Cochin

MBA from Marketing &Finance
06.1986 - 1998.04

University Overview

Calcutta University
Kolkata

Bachelor of Commerce (Honours) from Accountancy
04.1992 - 1995.03

University Overview

Skills

    Building Business

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Accomplishments

Accomplishments
  • Part of the core team at DBS Bank to setup the Wealth Management business to cross-sell it to banking customers
  • Partnered with Banks to build Novopay Aadhaar based financial inclusion platform to enable transactions at retailer points
  • Launched the Novopay Wallet with acceptance at Retailer points as well as on PG and POS aggregator
  • Launched COD collection, OTC Bike Insurance etc..at Novopay to increase the retailer ARPU
  • Built the App Store at Open. Created bundles such as HRMS with Group Insurance to be cross-sold to existing customers. All apps integrated with the platform for payments and reconciliation
  • Build the Loans against Claim Reimbursements with ICICI Bank
  • Revamped, Relaunched and scaled-up Emportant - HRMS business at Onsurity. Enabled monetisation through lending and Health Insurance product bundles on the app store both on Emportant and Onsurity platform

Timeline

Founders Office - New Business
Onsurity Technologies Pvt. Ltd
08.2021 - 10.2023
Vice President - New Initiatives
Open Financial Technologies
07.2019 - 08.2021
Global Consultant
Boloro Global Limited
05.2018 - 06.2019
Head - Strategic Partnerships & Alliances
Janalakshmi Financial Services Pvt. Ltd
04.2017 - 12.2017
Head Marketing & Alliances
Novopay Solutions Pvt. Ltd
11.2014 - 04.2017
Head - Business Development & Strategy
Zipcash Card Services Pvt. Ltd.
10.2012 - 01.2014
Product Manager - Wealth Management
DBS Bank
06.2005 - 08.2008
Manager Sales
DWS Investments
09.2003 - 02.2005
Manager Sales
HDFC Asset Management Pvt Ltd.
04.2001 - 08.2003
Executive Sales
Franklin Templeton Asset Management (India) Pvt. Ltd.
08.1998 - 03.2001
Calcutta University
Bachelor of Commerce (Honours) from Accountancy
04.1992 - 1995.03
School of Communication & Management Studies
MBA from Marketing &Finance
06.1986 - 1998.04
ANAND GUPTABusiness Head