ANIL SATPUTE

• Sourced and processed leads from branch channels for fund-based products including working capital, term loans, project finance, bill discounting, and non-fund-based trade products like LC, BG, as well as forex products such as pre and post shipment credit and hedging limits for corporates with revenue exceeding 100 Cr.
• Maintained a healthy portfolio by engaging with customers through various visits and communications to effectively track their business needs.
• Completed reviews and renewals as appraiser, conducting credit risk assessments for new and existing proposals while adhering to turnaround times.
• Processing of new proposals from document collection to CAM preparation, RAM Rating and to present the same to various delegated committees for approval.
• Supervised daily operations and delegated tasks to ensure timely completion of disbursements.
• Tracking and monitoring important developments in the industries/activities in which the borrowers operate or have interests.
• To attend Credit related correspondence with internal and external agencies.

Led Agribusiness Product team at Yes Bank, combining product and relationship management in F&A space. Drove product and business development in F&A segment to enhance priority sector lending achievement, initiated Commodity Finance/WHR and other agri-business at new MSME locations in Maharashtra including Marathwada and South Maharashtra.

• Sourcing of new relationship at existing locations -South Maharashtra& Pune, with network Relationship managers and Branch Network Audit & Compliance: Primary responsibility for Monitoring and Audit of Priority Sector Lending asset Regulatory reporting of Priority sector asset in compliance of RBI and internal compliance guidelines Product Management: Structuring of lending proposals, CRM development and Value Chain Scoping in Food and Agribusiness Segment

• Developed product sales strategies in alignment with market trends and customer needs.
• Managed key client relationships to enhance customer satisfaction and loyalty.
• Coordinated training sessions for sales teams on new product features and benefits.

• Sourced and processed leads for fund-based products, including working capital, term loans, pledge finance, and non-fund-based products like LC, BG, and forex offerings, while collaborating with branch staff.
• Facilitated pledge funding by providing loans against warehouse receipts to clients.
• Maintained a healthy portfolio by engaging with customers through regular visits and communication to track their business activities.
• Processing of new proposals from document collection to CAM preparation, RAM Rating And recommend the same to higher/Credit authorities for sanction.
• Completion of Review / Renewals cases adhering to Turnaround Time for processing New / Existing proposals.

• Led team of 5 Relationship Executives in sourcing and servicing clients in WC and commodity finance business for Agri commodity trading and processing in South Maharashtra and Marathwada region.
• Provided loans against warehouse receipts, managing relationships with clients and warehouse owners, including private and government warehouses.
• Supervised daily operations and delegated tasks, ensuring timely completion of disbursements.
• Mentored and coached junior team members, fostering skill development and team cohesion.
• Target Segments : Agriculture commodity traders, Millers , Agriculture inputs like dealers of Fertilizers, Seeds , Pesticides etc and all non Agri activities comes under MSME.

• Collaborated with agencies to create customized market communication, promoting product visibility and effective positioning.
• Analyzed competition and market trends to develop counter strategies that enhanced market positioning.
• Credit, Supply Chain and Account Receivables management. Demand analysis, Sales forecast, and Credit risk assessment.
• Maintained inventory and ensured timely stock liquidation while appointing distributors and dealers in identified potential markets.