Anish Kapur
Banker
Chandigarh
Summary
Last two years consecutively I have been awarded with most prestigious ACE Award for showing examples work in developing Govt book and displaying excellent leadership skills.
Overview
25
25
years of professional experience
1
1
Certification
Work History
Regional Head Govt Banking
IDFC FIRST Bank
01.2023 - Current
- Managing a network of 110 branches across 5 States.
- Oversaw growth of GB book from zero to 3000 Crs within two years.
- Administered end-to-end solutions across urban and rural areas for efficient departmental financial transactions.
- Assisted in developing future objectives and operational policies for government business.
- Collaborated with notable entities including Vaishnu Devi Trust, Municipal Corporation Shimla, Haryana Tourism , Haryana shehri vikas Pradhikaran , Municipal corporations of Panipat, Yamunanagar , Karnal and Panchkula, GMDA & FMDA Etc.
Regional Head Retail
IDFC First Bank
04.2018 - 01.2023
- Managing a network of 23 branches in Chandigarh, Punjab, Haryana, HP, and Jammu. Also managed 12 Rajasthan branches last year. Presently team size is over 500 Employees
- Spearheading sales, service and distribution of banking products across liabilities, assets, wealth & trade services for various customer segments such as mass, affluent NRIs & government services through multiple channels including bank branches, outbound sales teams, relationship teams & other alternate channels
- Monitoring costs in a difficult economic environment; introduced new risk controls in the wake of a heightened regulatory framework, improving processes and ensuring that customers received the best service experience
- Exploring business potential, opportunities & clientele to secure profitable business volumes by networking with prospective clients, generating business from existing accounts and achieving profitability & increased sales growth.
- Developing competency among the team members; managing appraisal process across the levels; conducting interviews to recruit the right talent & resources
- Rendering sustained services to clients for high ROI, increasing retention level by achieving quality norms and resolving issues to attain high customer satisfaction
- Exploring business potential, opportunities & clientele to secure profitable business volumes by networking with prospective clients, generating business from existing accounts and achieving profitability & increased sales growth
- Preparing reports to apprise management of the business performance and assisting in formulating future objectives and operational policies/ procedures❖ Setting & developing SOPs, policies and business systems required for launch of the business
- Maintaining records and periodically submitting the reports to management for decision-making purposes
- Highlights:
- Developed a healthy asset and liability book of 5500 Crs, with a CASA Ratio of 64%
- Managed Asset Book of over 250 Crs with highest employee productivity pan India.
- Some marquee relationships like Chandigarh smart city, Jammu development Authority, Vaishnu Devi trust, Municipal Corporation Shimla, Himachal roads & transport corp. (SNA account) onboarded with over 800 Crs relationship.
- Grew business relationships by using cross-functional links with other bank groups such as GBG, RBG, and CBG and establishing and increasing the business across client categories such as wealth, government, retail, rural, and agri
- Interacted with regulators, the RBI Ombudsman, the Labor Department, and others to understand the regulatory structure and processes, as well as their execution, and to create long-term relationships
- Received Best Nodal Manager from RBI Chandigarh in IDFC First Bank in 2021
- Promoted to Sr Vice President at IDFC First Bank and was assigned the biggest geographical region to manage, with 40 branches
- Represented company at various national and state level events.
- Monitored staff performance by actively engaging in and observing day-to-day activities.
- Recruited, interviewed and hired employees and implemented mentoring program to promote positive feedback and engagement.
- Evaluated employee performance and conveyed constructive feedback to improve performance.
- Established performance goals for employees and provided feedback on methods for reaching those milestones.
- Established team priorities, maintained schedules and monitored performance.
- Successfully managed budgets and allocated resources to maximize productivity and profitability.
- Leveraged data and analytics to make informed decisions and drive business improvements.
Regional Head
ICICI Bank
04.2010 - 04.2018
- Awarded with RBH Awards in ICICI Bank consistently as Best region in North
- Managed Rs.3000 crore retail liability book and Rs.800 crore asset business book
- Ensured the region's profitability and the efficient operation of the business from a profit and loss perspective, with an emphasis on both NII and fee income (Regional Head Retail Banking Punjab)
- Headed the Mohali branches as cluster head, with Phase 7 as the base branch, which is one of the bank's oldest branches and has the second highest GL in the tricity region (Cluster head Mohali)
- Supervised a team of 300 bank personnel from several business functions
- Managed a book size of 800 crores with a CASA of 400 crores
- Increased CASA book by 80 crores in the fiscal year 2013-14, representing a 35% increase YOY (Regional Head Salary)
- Operated on salary portfolio includes exclusive banking for Infosys, Videocon, Reckitt Benckiser, and Godrej, among others
- Opened over 35000 accounts in FY 2013-14 with YOY growth of 47%
- Ranked first in the North for YOY increase in CASA numbers and value, and third in PAN India
- Achieved Highest new corporates acquired in FY 2014-15 in comparison to North and 156% target
Branch Head
HDFC Bank
01.2006 - 04.2010
- Won all major Pan India, Zonal, and Regional contests for cross-selling in all categories
- Adjudged with best rated for the fiscal year 2008-09 performance
- Increased the GL size of the branch from 13 Cr to 55 Cr
Regional Credit Manager
IndusInd Bank
01.2002 - 01.2006
- Managed the region's entire credit section
- Developed credit plans for each partnership, credit evaluations, thorough documentation, and other legal aspects, ZO and corporate office approvals, sanctions, and followed-ups post disbursement
Relationship Manager
Centurion Bank
01.2001 - 01.2002
- Managed a deposit portfolio worth Rs.37 crores
- Marketed and cross-sold all bank services, with a focus on deposits (especially CASA), mutual funds, and insurance (Life & general both)
Marketing Officer
The Bank of Punjab
01.2000 - 01.2001
- Worked to deploy liabilities products for all Chandigarh branches as part of the marketing team
Skills
- Innovation and creativity
- Team management
- Human resources management
- Operations management
Languages
Hindi
English
Punjabi
Personal Information
Date of Birth: 12/24/76
Certification
JAIIB certified
Timeline
Regional Head Govt Banking
IDFC FIRST Bank
01.2023 - Current
Regional Head Retail
IDFC First Bank
04.2018 - 01.2023
Regional Head
ICICI Bank
04.2010 - 04.2018
Branch Head
HDFC Bank
01.2006 - 04.2010
Regional Credit Manager
IndusInd Bank
01.2002 - 01.2006
Relationship Manager
Centurion Bank
01.2001 - 01.2002
Marketing Officer
The Bank of Punjab
01.2000 - 01.2001
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