Summary
Overview
Work History
Education
Skills
Websites
Certification
Accomplishments
Foreignlanguage
Languageexpertise
Internationalexperience
Personal Information
Hobbies and Interests
Timeline
Generic
ANTON NIRESH

ANTON NIRESH

Chennai

Summary

With 20 years of experience in the Banking and Financial Services (BFS) domain, specialising in Cards and Payments. Known for driving transformation initiatives, ensuring regulatory compliance, and optimising processes. My unique ability to blend technical expertise with strategic decision-making has consistently delivered tangible value in projects. Served in various roles including Test Lead, Change Manager, Business Analyst, Product Owner and Scrum Master.

Overview

23
23
years of professional experience
1
1
Certification

Work History

Principal Business Analyst

LTIMindtree
02.2024 - Current
  • Generated user stories using JIRA while playing an integral role in the planning of PI and Sprint for Fiserv's card products
  • Collaborated with Product Owner to prioritize backlog, calculate story points, and track issues.
  • Managed backlog and prioritized stories during sprint planning while collaborating with cross-functional scrum teams.

Project Lead

Coforge
01.2023 - 01.2024
  • Successfully led the payment channel migration project to 'Finacle' suite at Santander Bank UK
  • Managed Scrum sprints and daily stand-ups as the Scrum Master, facilitating efficient collaboration and communication between team members.
  • Utilized Figma software to design user interfaces and develop user stories for testing and development.

Project Lead

Brickendon
04.2022 - 10.2022
  • Formalized a payments transformation and digital banking center of excellence to foster innovation.
  • Performed market analysis and established business growth by delivering sales presentations and creating engaging blog content
  • Offered consultation on utilizing blockchain technology to organizations and wrote an informative blog.

Banking Project Consultant

Freelancing
08.2020 - 03.2022
  • Managed testing project for a US-based banking client's cards (TS2), reducing defects by 25%
  • Established a cohesive support unit at Orion Data for their metadata and data lineage offering
  • Developed and implemented testing strategies for vendors on a contractual basis.

Test Manager

Fiserv
12.2019 - 07.2020
  • Led efforts in sprint management and daily stand-ups to ensure compliance with FDR cards processing system regulations
  • Established an efficient captive model by transitioning essential work packages from vendors, leading to significant cost savings.
  • Developed detailed project plans and timelines, ensuring smooth transition and integration of systems.

Test Manager

Qualitest
04.2019 - 10.2019
  • Shaped transition, client engagement, and sprint planning for a UK challenger bank (Atom Bank)
  • Led mobile banking testing as Product Owner of the bank's core engine, Vault Core
  • Conducted comprehensive business analysis to identify potential areas for enhancing processes and reducing expenses.

Testing & Change Management Lead

RBS (NatWest)
10.2010 - 12.2018
  • Built testing and change teams for payments transformations, AML, and Williams & Glyn program.
  • Performed different roles in various projects including Test Lead, Change Manager, Business Analyst and Product Owner
  • Managed payments processing through multiple payment channels, including CHAPS, BACS, Faster Payments, and SEPA while maintaining compliance with SWIFT standards and adapting to SEPA rulebook changes.
  • Led efforts in driving change within organization by implementing process improvements and system integrations.
  • Engaged with end-users, operations, and business stakeholders to handle project delivery effectively.
  • Williams & Glyn (W&G)– Studied and implemented successful changes to payment systems post-divestment
  • Implemented Open Banking and Secure Customer Authentication (SCA) under the Payment Services Directive (PSD2)
  • Managed Liquidity Management for NatWest payments in compliance with Basel III regulatory requirements.
  • Addressed impact of BREXIT changes on fees and service charges for NatWest cross border payments

Senior Consultant

Capgemini
08.2006 - 10.2010
  • Skilled in various aspects of card functionality such as authorisation, settlement, disputes, and payments processing
  • Led Testing efforts for VisionPLUS platform, specializing in global banking clients such as Barclays, HSBC, Citibank, ANZ and Lloyds.
  • Managed the smooth transition of President's Choice Financial (Canada)'s cards processing system to TS2, boosting efficiency and productivity.

Verizon
Chennai
01.2005 - 01.2006

Capgemini (Kanbay)
Pune
01.2003 - 01.2005

HDFC Bank
Chennai
01.2002 - 01.2003
  • Conducted business testing in VisionPLUS upgrades and monitored the flow in production at HDFC Bank

Education

Master of Computer Applications (MCA) -

Madurai Kamaraj University

Bachelor of Science (B.Sc) in Mathematics -

Loyola College, Chennai

School -

Kendriya Vidyalaya (KV) CRPF & AFS, Avadi, Chennai

Skills

  • Card Processing Systems - VisionPLUS, TS2
  • Messaging Standards - ISO 20022 (MX), SWIFT MT
  • Payment Channels - SEPA, CHAPS, BACS, Faster Payments etc
  • Methodologies & Tools - Waterfall, Agile, ALM, JIRA, Confluence & Figma
  • Emerging Technologies - Knowledge of Blockchain, AI & Analytics and their applications in the banking industry
  • Regulatory Compliance – PSD2, SWIFT, VISA/MC, PCI DSS, Basel & EU regulations
  • Test Lead - Creating testing artifacts, executing tests & managing defects
  • Product Owner - Requirement breakdown, stakeholder communication, sprint planning & backlog management
  • Business Analyst - Eliciting requirements, creating use cases & generating user stories
  • Project Management - Organisational change, process improvements, risk management & RFP
  • Business development and Client engagement - Leveraging deep industry knowledge to deliver compelling sales pitches and secure new banking projects
  • Additional Skills – Digital banking, neo banks, fintech, AML (Fin Crime)project, GDPR & banking guidelines
  • Leadership abilities - Building & managing teams, problem-solving, client engagement & interpersonal skills
  • Notable Clients - Global banks such as RBS, Barclays, Citibank, HDFC, ANZ, Lloyds, Santander & NBK

Websites

Certification

PRINCE2, Google Analytics, Blockchain by IBM and several online course certifications

Accomplishments

  • Cost Optimisation - Instrumental in setting up a captive model in Fiserv by transitioning 70% of testing project from vendors and similar exercise at NatWest by transitioning projects yielding significant cost savings.
  • Problem Solving - Conducted gap analysis for RBS branch divestment (W&G), identifying change requirements.
  • Market Research – Published blogs on industry trends in Brickendon & LTIMindtree.
  • Business Development - My strategic approach and ability to build strong relationships with global banks such as RBS, Barclays and PCF have consistently resulted in successful project acquisitions and enhanced client satisfaction.
  • Operational Efficiency - Merged teams operating with different strategies to ensure linear and quick delivery.
  • Team Leadership - Established the first TS2 core team for President’s Choice Financial (PCF) at Capgemini.
  • Merger & Acquisition Challenges - Orchestrated system integrations during ABN AMRO’s acquisition by RBS (NatWest), minimising disruptions and ensuring business continuity.
  • Publications - Published blogs in LinkedIn on ISO 20022, Blockchain, PSD3, Biometrics, Challenger Banks, Silicon Valley Bank and contributed to collaborative articles enhancing industry thought leadership.
  • Blockchain Consultant - Understand blockchain’s value in enhancing security & transparency in financial transactions.

Foreignlanguage

Level 1 Mandarin (Chinese)

Languageexpertise

English, Hindi & Tamil

Internationalexperience

Worked in London, Manchester, Newcastle in UK and Frankfurt (Germany)

Personal Information

Title: Senior Banking and Financial Services Consultant (Cards & Payments Specialist) - Testing, BA & Product Owner

Hobbies and Interests

Avid Reader & A Blogger

Timeline

Principal Business Analyst

LTIMindtree
02.2024 - Current

Project Lead

Coforge
01.2023 - 01.2024

Project Lead

Brickendon
04.2022 - 10.2022

Banking Project Consultant

Freelancing
08.2020 - 03.2022

Test Manager

Fiserv
12.2019 - 07.2020

Test Manager

Qualitest
04.2019 - 10.2019

Testing & Change Management Lead

RBS (NatWest)
10.2010 - 12.2018

Senior Consultant

Capgemini
08.2006 - 10.2010

Verizon
01.2005 - 01.2006

Capgemini (Kanbay)
01.2003 - 01.2005

HDFC Bank
01.2002 - 01.2003

Master of Computer Applications (MCA) -

Madurai Kamaraj University

Bachelor of Science (B.Sc) in Mathematics -

Loyola College, Chennai

School -

Kendriya Vidyalaya (KV) CRPF & AFS, Avadi, Chennai

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