Archna Dagar
AML Complience Senior Manager/Lead EDD Specialist
Gurgaon
Summary
10 years of experience in Anti-Money Laundering(AML),Customer Due Diligence(CDD),and Enhanced Due Diligence (EDD) within global banking and financial services.Expert in investigating high-risk accounts, Politically Exposed Persons (PEPs), complex corporate structures, and Ultimate Beneficial Ownership (UBO).Certified Anti-Money Laundering Specialist (CAMS) with a proven track recoed of managing regulatory audits and mentoring junior analysts.
Overview
10
10
years of professional experience
Work History
Operations Head, Manager
Bandhan Bank
Gurgaon, India
08.2026 - Current
- Interact with internal teams as appropriate, including Investment Due Diligence,Legal, Decease, Operations. Risk,Investor Relations, and Sales as needed.
- Conducted regular risk assessment, identifying vulnerabilities and implementing corrective actions.
- Analyzed transactional activities to detect potential money laundering, contributing to enhanced security measures.
- Performed analytical reviews on transaction data sets, summarizing findings and recommending further investigations.
- Conducted in depth research within banking system and external sources to investigate customer activities.
- Engaged external auditors during AML reviews, ensuring a smooth audit process with zero findings.
- Conducted regular risk assessments, identifying vulnerabilities and implementing corrective actions.
Manager, Operations Head
IDFC Bank Ltd.
06.2022 - 08.2026
- Reviewed and analyzed 200+ AML alerts, identifying key trends for enhanced compliance measures.
- Analyzed financial data to inform strategic decisions for product offerings and services, contributing to overall business growth.
- Oversaw implementation of digital banking solutions, enhancing user experience and accessibility.
- Conducted regular performance reviews to align team performance with strategic vision and operational objectives.
- Adhered to AML/EDD/CDD procedures and compliance regulations.
- Collaborated with the team to track compliance issues to completion with corrective actions.
- Developed and implemented a new tracking system for subpoena responses,resulting in a 30% increase in response time efficiency.
Deputy Manager
IndusInd Bank Ltd.
06.2020 - 03.2022
- Implemented AML monitoring and transfer system to enhance compliance and risk management.
- Performed periodic file reviews to ensure comprehensive assessment of customer activities across all services.
- Ensured CDD is properly performed by the LOBs and EDD is applied with SVR.
- Analyzed large quantities of information, identifying trending elements including risk elements.
- Reviewed and analyzed 150+ EDD and AML alerts and cases monthly to identify potential risks and ensure regulatory compliance.
Assistant Manager
HDFC Bank Ltd.
01.2017 - 01.2020
- Supporting AML investigating by gathering and analyzing transaction data, contributing to a 20% increase in case resolution speed.
- Helped draft and review internal reports on compliance activities,providing valuable insights for senior analysts.
- Reviewed and maintained records related to SAR filings, ensuring accuracy and adherence to regulatory standards.
Education
MBA - Marketing Management
IILM Graduate School of Management
Greater Noida 04.2001 -
B.Com - Commerce
Imperial College
Hissar, Haryana01-2014
Class XII - undefined
Kendriya Vidyalaya
Hissar, Haryana01-2011
Class X - undefined
Kendriya Vidyalaya
Hissar, Haryana01-2009
Skills
Team Handling & Operations Management
Lending Regulations
High Risk Account Reviews
Data Collection and Analysis
Customer Handling
Documentation Review
Customer Due Diligence
Accomplishments
- Event Coordinator – Treasure Hunt, IILM GSM Fest “Mosaic 15”
- Sports: KV State Level Hockey
- Quiz Competition Winner – Mosaic 15
International Exposure
Lapland University of Applied Sciences, Finland Enterprise Innovation through Collaborative Team Projects Business Development & Entrepreneurship Service/Product Concept Generation Business Across Cultures Lapland University of Applied Sciences, Finland Enterprise Innovation through Collaborative Team Projects Business Development & Entrepreneurship Service/Product Concept Generation Business Across Cultures
Internships
- ITC, Gurgaon – Market Research (Savlon)
- Targeted hospitals for distribution
- Conducted surveys in North Delhi region
- Area mapping and pipeline creation for sales
- Promotion of Savlon
Timeline
Operations Head, Manager
Bandhan Bank
08.2026 - Current
Manager, Operations Head
IDFC Bank Ltd.
06.2022 - 08.2026
Deputy Manager
IndusInd Bank Ltd.
06.2020 - 03.2022
Assistant Manager
HDFC Bank Ltd.
01.2017 - 01.2020
MBA - Marketing Management
IILM Graduate School of Management
04.2001 -
Class X - undefined
Kendriya Vidyalaya
Class XII - undefined
Kendriya Vidyalaya
B.Com - Commerce
Imperial College