Arham Mukhtar Usmani
Noida
Summary
Results-driven professional with expertise in compliance and risk analysis. Proven ability to adapt to changing regulatory landscapes and meet customer demands. Dedicated to enhancing team performance through clear communication and a commitment to compliance excellence.
Overview
1
1
Certification
4
4
years of professional experience
Work History
Assistant Manager
Axis Bank Ltd
02.2024 - Current
- Developed risk assessment strategies to identify high-risk customers, reducing potential exposure to financial crimes.
- Reviewed and approved high-risk customer profiles, ensuring adherence to anti-money laundering AML standards.
- Conducted thorough customer due diligence checks to comply with anti-money laundering regulations.
- Monitored transactions for suspicious activity, reporting findings to senior management for further investigation.
- Utilised KYC software tools to streamline verification processes, improving operational efficiency.
- Reviewed and verified customer identification documents for account opening processes.
- Provided guidance to customers on completing KYC procedures, enhancing customer understanding and satisfaction.
- Facilitated communication between front office and compliance team to ensure seamless customer experience.
Senior officer- Customer Service Delivery
IDFC First Bank Ltd
11.2022 - 12.2023
- Analysed customer documents for KYC compliance, identifying discrepancies and mitigating potential risks.
- Maintained up-to-date knowledge of regulatory changes affecting KYC, ensuring compliance with current legislation.
- Assessed new account documentation to verify information and determine high-risk customers.
- Updated customer profiles with accurate information, maintaining high standards of data integrity.
- Managed team of junior officers, providing leadership and guidance for operational efficiency.
- Analysed financial transactions for suspicious activity, escalating potential risks to management.
Education
Bachelor of Commerce -
Lucknow christian Degree College
Lucknow, UP01-2022
Skills
- KYC compliance management
- Customer due diligence
- Transaction monitoring
- Suspicious activity reporting
- Risk assessment
- Regulatory compliance
- Financial risk analysis
- Operational efficiency
- Client relationship management
Certification
Microsoft Excel Beginners To Advance
Accomplishments
BI- ANNUAL MOUNTAIN MOVERS
BEST ADVISOR - VKYC
For outstanding performance during the period of H2 FY 2025-26.
Timeline
Assistant Manager
Axis Bank Ltd
02.2024 - Current
Senior officer- Customer Service Delivery
IDFC First Bank Ltd
11.2022 - 12.2023
Bachelor of Commerce -
Lucknow christian Degree College