MOHAMMED SARAFAT YOUSUF
Summary
I am a motivated professional with extensive experience of 8 years in product sales and distribution. Possesses unmatched leadership and strategy skills to maximize company revenue. Expertise in management, marketing strategies and merchandising skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
2025
2025
years of professional experience
2018
2018
years of post-secondary education
4
4
Certifications
Work History
Product Manager – NRI
Kotak Mahindra Bank
3 2024 - Current
- Managing more than 50 Kotak Bank Branches in two states Odisha and Chhattisgarh
- Understanding and representing user needs
- Knowledge of business desktop applications (MS Outlook, Excel, Word, and PowerPoint)
- Monitoring the market and developing competitive analyses
- Transaction Monitoring experience and good knowledge of financial crime compliance within the global banking sector
- Share the gap areas with Area Manager and Regional Banking Head and help them to take decisions in terms of enhanced focus to meet targets
- Assist in identifying operational process improvements in production, control procedures, and workflow organization to increase the team’s efficiency and effectiveness
- Expertise of banking products like Insurance, PMS, Mutual Funds Annuities, Mortgages, loans, credit cards, Stock trading and etc
Relationship Manager
HDFC Bank
04.2021 - 03.2024
- Hand-on dealing with FOREX and NRI Banking Services
- Managing and serving 400 clients over 100 Cr Portfolio and Relationship Manager for all over Odisha for NRI Services
- Expertise in selling diverse products such as – Insurance, Mutual Funds, Accounts, Loans, Cards, Foreign Exchange
- Lead and mentor skill development of the team
- Expertise in Retail Trade and Forex for Remitting funds outside
Relationship Manager
ICICI Bank
07.2018 - 12.2022
- Expertise in Banking Financial and Non-Financial Software
- Responsible for handling and servicing a customer portfolio base of 350 privilege customers, identifying their needs, recommending appropriate products and services and providing solutions to their banking and financial needs
- Hand-on dealing with forex and Privilege banking Channel
- Supervising the regular follow-up of customers either by telephone or personally; identifying prospective clients, generating business from existing client
Relationship Manager
Dewan Housing Finance Ltd
05.2016 - 07.2017
- Managing sales & marketing for achieving increased sales/maximized profit in the assigned branch
- Tracking competitor activities & providing valuable inputs & new features addition for fine tuning the selling and the marketing strategies
- Conducting periodic Meets with the focus on enhancing product reach and achieve business targets
- Activity level Marketing done on Corporate Offices and Apartments for increasing sales on FD and RD
Business Development Executive
Axis Bank
09.2014 - 08.2015
- Generate Business for Bank in term of current account, savings account, Investment, FD, etc
- Reach out to clients with product details, explain benefits and risks for the products
- Manage client relationship for any banking related activities from opening an account to any account related activities
Education
Post graduate Diploma - Banking and Finance
ICICI Manipal Academy
Graduation - Commerce
Prananath (A) College Utkal University
Intermediate - Commerce
Prananath College
Schooling - undefined
Seventh Day Adventist Higher secondary School
Skills
Customer portfolio management
Investment banking and Wealth Planning
Data Analytics
Risk Management
KYC Compliance Management
Team leadership and collaboration
Database Management
Business Analytics
Business Development
Financial Management
Certification
NISM-Series-V-A Mutual Fund Distributors Certification, National Institute of Securities Markets
Timeline
Relationship Manager
HDFC Bank
04.2021 - 03.2024
Relationship Manager
ICICI Bank
07.2018 - 12.2022
Relationship Manager
Dewan Housing Finance Ltd
05.2016 - 07.2017
Business Development Executive
Axis Bank
09.2014 - 08.2015
Graduation - Commerce
Prananath (A) College Utkal University
Intermediate - Commerce
Prananath College
Schooling - undefined
Seventh Day Adventist Higher secondary School
Product Manager – NRI
Kotak Mahindra Bank
3 2024 - Current
Post graduate Diploma - Banking and Finance
ICICI Manipal Academy
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