Arun Rathod

Handling multiple branches across Marathwada and adjoining districts, managing end-to-end Gold Loan business operations.

Leading a team of Branch Managers, Officers and frontline sales staff with focus on productivity and quality sourcing.

Driving Gold Loan disbursements, renewals, and net growth through structured sales planning and local market strategies.

Implemented competitor rate monitoring and tactical pricing strategies to protect market share.

Ensuring audit compliance, documentation quality, and operational discipline across branches.

Actively involved in manpower planning, staff training, and performance reviews.

Supporting new branch setup, business ramp-up, and local marketing initiatives.

Managed Gold Loan business across assigned locations with focus on growth, profitability, and customer acquisition.

Led and mentored Branch Managers and sales teams to consistently achieve monthly and quarterly targets.

Achieved recognition as Best Area Manager (JAS 2024) for business performance.

Strengthened renewal ratios and customer retention through structured follow-ups and relationship management.

Ensured process adherence, audit readiness, and risk control across branches.

Progressed from Senior Officer → Branch Manager → Territory Sales Manager within the organization.

Handled Marathwada Territory, managing multi-branch operations and large sales teams.

Delivered consistent YoY growth in Gold Loan disbursements and AUM.

Recognized as PAN India Topper – New CUID Contest (FY 2023).

Awarded Best YTD Performer (FY 2023).

Qualified for Fly High International Contest (Pattaya & Bangkok – FY 2021–22).

Played key role in new territory setup, market penetration, and team building.

Improved branch productivity through training, coaching, and performance monitoring.

Managed consumer durable loan business across multiple dealers, driving sales through partner onboarding, scheme execution, and team coordination to achieve monthly disbursement targets with controlled delinquency.

• Monitoring on all custodian (Cash replenishment Exe) with the help of branch manager to run smooth operation.
• Update all monthly MIS for ATM, bank wise and ATM wise.
• Generating daily reports for cash pickup bank wise and root plan wise.
• Organize meeting with ATM Operator once in week for resolve their daily operation issues, briefing all the operators to run smooth activities.