Ashish Joshi
Nashik
Summary
Detail-oriented business analyst with several years of experience conducting analysis and research to come up with solutions to common business problems. Polished in formulating business improvement strategies and overseeing new technology and system implementation. Commercially-aware professional with in-depth knowledge of computing systems and project management techniques.
Overview
19
19
years of professional experience
1
1
Certification
Work History
Business Analyst
Aadhar Housing Finance Ltd
Thane
01.2023 - Current
- Spearheaded seamless adaptation to new requirements, driving automation initiatives to boost operational efficiency
- Provided invaluable functional support to the Finance & Accounts Team, ensuring financial systems operated at peak performance
- Proficiently conducted requirement gathering, analysis, and meticulous documentation, facilitating effective decision-making and enhancing system scalability
- Delivered innovative solutions to address current system challenges, expertly troubleshooting issues and ensuring uninterrupted workflow
- Contributed to substantial advancements in the organization's operations, reflecting my commitment to excellence and driving success in the affordable housing finance sector.
Relationship Manager
Bluphin Financial Advisors LLP
Mumbai
10.2021 - 06.2022
- Cultivated strong client relationships, facilitating loan proposals and securing funding from banks and NBFCs, enhancing business opportunities
- Meticulously structured client deals and prepared data, ensuring loan approvals aligned with financial institution policies
- Demonstrated exceptional leadership by effectively managing a team of Relationship Managers, driving operational activities, and spearheading business development initiatives
Branch Head
HDFC Bank Ltd
Ratnagiri
12.2018 - 06.2019
Branch Head
IDBI Bank Ltd
Solapur
06.2010 - 11.2018
Senior Officer
ICICI Bank Ltd
Nasik
06.2005 - 06.2010
Education
MBA in Finance, First Class -
Pune University
01.2003
B. Com in Banking & Finance, Second Class -
Pune University
01.2000
Skills
- Banking and NBFC Expertise
- Credit Risk Assessment
- Regulatory Compliance
- Business/Financial Analysis
- IT Integration
- Process Improvement
- Operations/Project/Risk Management
- Data Analysis & Market Research
- Stakeholder Communication
- Internal Auditing
- Quality Assurance
Projects
1] Led Host-to-Host Integration with Axis Bank, leveraging Rest APIs for real-time vendor payments and seamless confirmation updates, enhancing operational efficiency.
Impact :- Time saving by 15 Man hours and 1 month in a year.
Cost Saving :- Cost savings by 15% per year approx.
2] Lead the Project of Sapphire IMS application upgrade and chatbot implementation for reporting issues by way of tickets.
Impact :- Improved issue reporting by categorically specified issues.
Reduction in number of tickets by 30% through help of knowledge base for self help.
Benefit :- Cost saving of 20% in the IT infra team.
3] Led the project of Vendor Onboarding and Invoicing System. This implementation was done for expense booking, vendor onboarding and Automatic voucher creation.
Impact :- Hassle free reporting of expenses by way of direct upload of invoice.
Benefit :- Cost saving of 30% and Time saving of 6 days per month.
Previous Experience
- Dec'18 - Jun'19: HDFC Bank Ltd as a Branch Head
- Jun'10 - Nov'18: IDBI Bank Ltd as a Branch Head
- Jun'05 - Jun'10: ICICI Bank Ltd, Nasik as a Senior Officer
Certification
- Certified Business Analyst
- Certified Scrum Master
- AMFI Certified
- NCDO Depository Operations Certification
Timeline
Business Analyst
Aadhar Housing Finance Ltd
01.2023 - Current
Relationship Manager
Bluphin Financial Advisors LLP
10.2021 - 06.2022
Branch Head
HDFC Bank Ltd
12.2018 - 06.2019
Branch Head
IDBI Bank Ltd
06.2010 - 11.2018
Senior Officer
ICICI Bank Ltd
06.2005 - 06.2010
MBA in Finance, First Class -
Pune University
B. Com in Banking & Finance, Second Class -
Pune University
- Certified Business Analyst
- Certified Scrum Master
- AMFI Certified
- NCDO Depository Operations Certification
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