Ashwin M
BANKING PROFESSIONAL WITH EXPERTISE IN FOREX AND FINANCIAL OPERATIONS
Madurai
Summary
A highly motivated and results-driven banking professional with over 10 years of experience in the financial sector, progressing through various roles from Clerk to Manager. Proven track record of improving branch operations, delivering exceptional customer service, increasing sales, and managing teams effectively. Expertise in retail and corporate banking, credit management, trade operations and compliance and operational efficiency. Demonstrates leadership skills with a commitment to professional growth, customer satisfaction and profitability. Strong communicator, problem solver, and team player, with a passion for driving business growth and fostering long-term client relationships.
Overview
11
11
years of professional experience
5
5
years of post-secondary education
3
3
Certifications
2
2
Languages
Work History
Manager
South Indian Bank
04.2024 - Current
- Presently designated as a Merchant Dealer and quoting the exchange rates to the trade and also to the Exchange House Clients
- Execute Foreign Exchange transactions to manage the liquidity
- Execute spot, forward and fx swap contracts in FX markets to manage the bank’s currency exposure and ensure compliance with RBI regulations
- Manages the funds position in the NOSTRO account and also placing the surplus funds in the NOSTRO account as Deposits
- Acted as a key stake holder in the implementation of the derivatives products (i.e.,) Options and Swaps
Branch Manager
South Indian Bank
06.2023 - 03.2024
- Lead a team of 9 Employees
- Oversee daily branch operations, ensuring efficient and complaint process related to customer transactions, loan processing and account management
- Handled the business portfolio to the tune of Rs 210 Crs which has the major contributions from Retails advances, MSME advances (including Pre-shipment and Post Shipment Finance), Bill Discounting and Agri advances
- Developed and maintained relationships with high-net-worth clients and business accounts, ensure the successful execution of financial solutions
Assistant Manager
South Indian Bank
07.2019 - 05.2023
- Managed corporate advances accounts from first two years, nurturing client relationship and addressing all financial needs
- Responsible for processing proposals and ensuring follow-up until disbursement
- Served as a “B” category Forex officer for the three years, overseeing the day-to-day Trade Finance operations for both “B” and “C” category designated branches
- Provide clients with guidance on forex market trends and hedging strategies
- Ensure timely execution of foreign exchange transactions, adhering the RBI guidelines and compliance standards
- Managed remittance transactions which include both Inward and Outward, processed SWIFT transactions, disbursed packing credits, handled export and import bills, forward contracts, import LC’s, Foreign BG’s and SBLC’s
- Following up with clients regarding the timely closure of shipping bill and bill of entry and worked on the TRRACS platform to facilitate their closure in E/IDPMS
- Obtained exchange rates from the dealing room for transaction processing
- Managed ECGC notifications and ensured timely payment of premiums to them
Clerk
South Indian Bank
05.2014 - 06.2019
- Handled customer transactions, including deposits, withdrawals and account transfer, ensuring accuracy and efficiency
- Assisted in the processing of loan applications and account openings, provided basic information to clients about bank products and services
- Supported branch staff in daily operational tasks, such as filing, documentation and managing cash levels
- Delivered exceptional customer service by addressing inquiries and resolving issues, contribution to customer retention
- Assisted in the day-to-day operations of foreign exchange at the entry level
Education
BE - EEE
RMK College of Engineering And Technology
09.2008 - 04.2012
HSC - undefined
SBOA Matriculation and Higher Secondary School
06.2007 - 03.2008
SSLC - undefined
Kathiravan Matriculation Higher Secondary School
06.2005 - 03.2006
Skills
- Retail & Corporate Banking
- Financial Analysis
- Trade Finance Operations and Compliance
- Credit Management
- Relationship Management
- Team Leadership
- Regulatory Compliance
- Customer Service Excellence
- Branch Operations and management
- Sales and Business development
- Strategic Planning and Forecasting
- Microsoft Office Suite (Excel, Word)
- Banking Software (Finacle, BPM)
- Treasury Software (Polaris, FM Connect/Converge and Capital Cube)
- TRRACS
- SWIFT
Certification
Certificate in International Trade Finance - IIBF
Timeline
Manager
South Indian Bank
04.2024 - Current
Branch Manager
South Indian Bank
06.2023 - 03.2024
Assistant Manager
South Indian Bank
07.2019 - 05.2023
Clerk
South Indian Bank
05.2014 - 06.2019
BE - EEE
RMK College of Engineering And Technology
09.2008 - 04.2012
HSC - undefined
SBOA Matriculation and Higher Secondary School
06.2007 - 03.2008
SSLC - undefined
Kathiravan Matriculation Higher Secondary School
06.2005 - 03.2006
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