YASHDEEP ACHARYA
Preferred Relationship Manager
Bangalore
Summary
Dynamic Preferred Relationship Manager with HDFC Bank, excelling in client relationship management and business development. Achieved ₹100 Crore in lending, enhancing portfolio quality and client satisfaction. Skilled in wealth management and strategic market expansion, fostering trust and engagement with high-net-worth clients to drive revenue growth.
Overview
11
11
years of professional experience
2
2
Certifications
2
2
Languages
Work History
Preferred Relationship Manager
HDFC Bank
11.2023 - Current
- Successfully facilitated life insurance amounting to 60 lakhs.
- Successfully handled ₹25 Crore in Working Capital limits for corporate and SME clients.
- Managed and executed ₹20 Crore in Lease Rental Discounting (LRD) facilities.
- Playing a key role in the disbursement of a ₹100 Crore lending case, coordinating end-to-end processes.
- Structured and closed ₹10 Crore Loan Against Property (LAP) transactions.
- Managed and handled a loan book size of over ₹100 Crore, ensuring portfolio quality, compliance, and client relationship management.
- Drove asset allocation and deepened HNI client relationships, achieving ₹10 crore in client assets.
- Strengthened relationships with HNI clients, increasing customer retention and engagement.
- Drove cross-sell initiatives across loans, investments, and insurance to boost product penetration.
- Developed strong rapport with clients by fostering trust, displaying empathy, and demonstrating commitment to their success.
- Promoted cross-selling opportunities among team members by sharing insights on specific client needs or preferences.
- Enhanced client satisfaction with diligent attention to individual needs, proactive communication, and exceptional service.
- Provided regular performance updates to clients, ensuring transparency and fostering trust in the relationship.
- Conducted in-depth financial analyses to help clients identify potential investment opportunities and risks.
- Expanded the Preferred Relationship Manager program, acquiring new clients through targeted marketing efforts and referrals.
- Achieved sales targets consistently by building strong referral networks within the bank''s customer base.
- Managed high-net-worth clients'' portfolios, ensuring optimal asset allocation for risk tolerance and investment objectives.
Elite Relationship Manager
Kotak Mahindra Bank
06.2022 - 06.2023
- Managed high-value domestic and NRI client accounts, improving client satisfaction and retention.
- Achieved ₹7 crore in fresh account funding in one month through targeted acquisition strategies.
- Developed business pipelines by anticipating client needs and market trends.
Branch Relationship Manager
Equitas Small Finance Bank
10.2021 - 06.2022
- Acquired new business clients through proactive engagement and market analysis.
- Delivered high-quality service by resolving escalations and ensuring client satisfaction.
- Acted as the primary relationship point for branch-level key accounts.
Senior Officer
IDFC First Bank
05.2020 - 08.2021
- Facilitated POS deployment and SME product presentations to drive client adoption.
- Generated revenues through business and personal loans, LAP, HL, and working capital offerings.
- Collaborated with credit and operations teams to streamline loan approvals.
Marketing Representative
Astral Pipes India
09.2018 - 04.2020
- Expanded the dealer/distributor network and increased regional market share.
- Delivered product presentations to architects and engineers, enhancing brand value.
- Organized events to improve visibility among key decision-makers.
Project In-Charge
SECL India
11.2014 - 09.2018
- Managed the LED Bulb Subsidy Project across key districts, overseeing execution and reporting.
- Trained and onboarded distributors, improving operational efficiency.
- Maintained supply chain logistics and ensured compliance with project timelines.
Education
Higher Secondary (Class 12) - undefined
Board of Secondary Education, Bhopal
01.2008 - 1 2009
Bachelor of Science - Bachelor in Electrical Engineering
Aurobindo Institute of Engineering
Indore 07.2009 - 6 2013
Skills
Client Relationship Management
Retail & Corporate Banking
Business Development & Sales
Wealth & Portfolio Management
Loan Products (BL, PL, LAP, HL)
Mutual Funds & Insurance
Revenue Generation & Retention
Team Leadership & Performance Coaching
Strategic Market Expansion
Stakeholder & Partner Engagement
Communication & Negotiation
Certification
IRDA Certified (Insurance)
Accomplishments
- Successfully facilitated life insurance amounting to 45 lakhs in June month and in the pursuit of MDRT qualification.
- Secured life insurance worth ₹50 lakh in 3 months; qualified for the Festive Bonanza Contest.
- Onboarded 2 startup accounts that secured ₹14 crore in funding in one fiscal year.
- Generated ₹30 lakh in Mutual Funds and ₹3.5 lakh in Life Insurance within 3 months.
- Acquired 5 new high-value partners, contributing ₹2 crore in annual revenue.
Interests
Traveling
Sports
Reading
Music
Timeline
Preferred Relationship Manager
HDFC Bank
11.2023 - Current
Elite Relationship Manager
Kotak Mahindra Bank
06.2022 - 06.2023
Branch Relationship Manager
Equitas Small Finance Bank
10.2021 - 06.2022
Senior Officer
IDFC First Bank
05.2020 - 08.2021
Marketing Representative
Astral Pipes India
09.2018 - 04.2020
Project In-Charge
SECL India
11.2014 - 09.2018
Bachelor of Science - Bachelor in Electrical Engineering
Aurobindo Institute of Engineering
07.2009 - 6 2013
Higher Secondary (Class 12) - undefined
Board of Secondary Education, Bhopal
01.2008 - 1 2009