ATISH VITHAL PALAV
Mumbai
Summary
Dynamic Senior Consultant with a proven track record at Ernst & Young & Citibank, specializing in digital transformation within the banking sector. Excelled in business process redesign and stakeholder management. Expert in bridging technology and business needs, driving significant digital advancements and fostering strong client relationships.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Senior Consultant, Technology Consulting, Digital Transformation
Ernst & Young
Mumbai
06.2023 - Current
- Served as a Digital SME/Strategist to enhance digital processes in the banking domain.
- Evaluated banking client's retail and MSME segments to baseline current assets, technology, and processes.
- Prepared a detailed strategy and roadmap, selected and redefined products, processes, and designed customer journeys for digitization, ecosystem partnerships for two-wheelers, four-wheelers, tractor loans, and CV/CE products.
- Designed and integrated core systems with front-end applications and third-party tools.
- Streamlined data interoperability through effective API mapping.
- Recommended digital interventions for achieving desired end-state of systems.
- Managed project lifecycle activities by facilitating tracking, coordinating, and reporting including PMO to meet business deadlines.
- Prepared comprehensive project status updates including risks, issues, timeline changes.
- Monitored and tracked user adoption of digital systems.
- Developed new business opportunities through proposal creation.
Risk Operations Analyst, Credit Risk Management Services
Citibank
Mumbai
02.2020 - 06.2023
- Led a team of 6 people responsible for preparation of legal credit documentation
- Facilitated the safekeeping process in compliance with local regulations for retail and wholesale clients.
- Led system and process improvement initiatives with in-house tool development to automate manual procedures.
- Managed the entire process of credit line release in credit systems, including facility creation and classification.
- Reviewed customer collateral levels and took actions to align credit limits.
- Automated RBI regulatory reports, including CRILC.
- Working with top management to re-design processes and develop policies and procedures
- Drafted, tracked, and validated Corrective Action Plan deliverables.
Asset Business Developer
Citibank
Bangalore
05.2019 - 01.2020
- Sought and secured business opportunities to drive new revenue.
- Fostered connections with top executives and promoters.
- Delivered business lending solutions including working capital and term loans.
- Conducted financial and credit analysis, preparing detailed credit memos for lending proposals.
- Conducted training sessions for internal relationship managers, acquisition managers and external sales agents on business lending products processes.
- Executed cross-selling strategies to increase banking product sales.
Executive Assistant
Sunena Enterprises
Goa
07.2015 - 04.2017
- Implemented sales strategy resulting in the generation of 90 leads and conversion of 47.
- Oversaw financial budget management.
- Collaborated with the proprietor to develop strategies, resulting in a 100% increase in turnover.
- Recognized as the best employee in 2016.
Education
PGDM - Marketing & Operations
Goa Institute of Management
Goa04.2019
B.E. - Mechanical Engineering
M V Jayaraman College of Engineering, VTU
Bangalore04.2015
Skills
- Requirements Elicitation
- Business Process Redesign
- Change Management
- BRD / FRD creation
- CUG / UAT facilitation
- Go-Live Roadmap
- Solution Strategist
- Stakeholder management
- Problem solving
- Collaboration and delegation
Certification
- EY Bronze badge in Applied Artificial Intelligence, 2024
- Certified Scrum Product Owner (CSPO) from Scrum Alliance, 2023
- EY Bronze badge in Banking & Capital Markets – Consumer & Corporate Banking, 2023
- Certification in Six Sigma - Green Belt from KPMG, 2018
- Certification course from EduCBA on Predictive Modelling using Minitab and Excel, 2017
Affiliations
- Visharad in Hindustani Classical Music
Timeline
Senior Consultant, Technology Consulting, Digital Transformation
Ernst & Young
06.2023 - Current
Risk Operations Analyst, Credit Risk Management Services
Citibank
02.2020 - 06.2023
Asset Business Developer
Citibank
05.2019 - 01.2020
Executive Assistant
Sunena Enterprises
07.2015 - 04.2017
PGDM - Marketing & Operations
Goa Institute of Management
B.E. - Mechanical Engineering
M V Jayaraman College of Engineering, VTU
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