Atul Gaikwad
Pune
Summary
Certified QA Professional with over 5 years of progressive experience specializing in product delivery, manual testing, and business-to-partner integrations across fintech and NBFC lending ecosystems. Proven expertise driving end-to-end digital loan workflows, UI/UX screen alignment, and complex third-party API integrations. Adept at managing large fintech partnerships, optimizing digital lending pipelines, and utilizing advanced tools like Postman, TestSigma, and MySQL.
Overview
8
8
years of professional experience
Work History
Business cum Product Specialist
Poonawalla FIncorp
Pune
03.2026 - Current
- PipelinesSpearheaded end-to-end functional, integration, and user journey mapping for digital loan workflows, with a primary focus on scaling the Personal Loans portfolio.Successfully onboarded and integrated high-profile fintech and co-lending partners including Aditya Birla Capital Digital, Buddyloans, Credbuddha, and HT Media.
- Validated complex API integrations across partner ecosystems, ensuring rapid, error-free loan data transmission and instant eligibility checks.
- Orchestrated detailed frontend UI/UX screen flows, ensuring end-to-end alignment between partner consumer interfaces and Poonawalla's core lending backend.Collaborated with cross-functional engineering, business development, and credit risk teams to accelerate partner time-to-market.
Senior Software Testing Engineer
Fibe Pvt Ltd (Formerly EarlySalary)
Pune
10.2019 - 03.2026
- Project: Buy Now, Pay Later (BNPL) Integration & Core Loan Management SystemManaged end-to-end testing cycles for Loan Settlement and Refund Process, identifying and rectifying critical ledger discrepancies to ensure financial accuracy.
- Leveraged TestSigma to implement AI-driven testing scenarios, significantly decreasing manual regression execution time and increasing test coverage.Formulated and executed 100+ API test cases via Postman to certify data mapping and seamless data transfers between merchant APIs and the lending backend.
- Utilized MySQL tools to design advanced queries, validating financial transactions and ensuring data integrity on live Settlement Dashboard.Authored high-quality test plans, strategy documents, and bug tracking reports in Jira, reducing defect turnaround times
Client Support Specialist
Access Healthcare Private Limited
Pune
08.2018 - 08.2019
- Project: Revenue Cycle Management (RCM) & Claims Processing SystemExecuted data-integrity checks for high-volume patient demographics, insurance payloads, and medical coding systems (ICD, CPT).
- Validated claim submissions against strict ANSI X12 compliance formats to guarantee seamless processing by payer systems.
Education
International Software Testing Qualifications - Software Testing
ISTQB Foundation Level Certification
03-2021
Bachelor of Engineering - Computer Science
Siddhant College of Engineering
Pune, India06-2016
Skills
- API integration
- User journey mapping
- Frontend UI/UX design
- Test case formulation
- Data validation
- ISTQB certified
- Product lifecycle management
Timeline
Business cum Product Specialist
Poonawalla FIncorp
03.2026 - Current
Senior Software Testing Engineer
Fibe Pvt Ltd (Formerly EarlySalary)
10.2019 - 03.2026
Client Support Specialist
Access Healthcare Private Limited
08.2018 - 08.2019
International Software Testing Qualifications - Software Testing
ISTQB Foundation Level Certification
Bachelor of Engineering - Computer Science
Siddhant College of Engineering