Credit Manager
Tata Capital Limited (Tata Motors Finance Limited Merged with Tata Capital Limited)
Chandigarh
05.2025 - 06.2025
- As a Credit Manager looking after the underwriting of used commercial vehicle loans, used car loans, and business loans.
- Underwriting of the deals within the framework laid out by the company.
- Providing decisions on the basis of assessment of risk and creditworthiness of the customers.
- Approving or recommending the deals to the higher levels of authority.
- Maintaining the portfolio in terms of quality business.
- Maintaining the portfolio in terms of early delinquencies.
- Visiting the customers prior to the decision to understand their business models.
- Visiting the customers in case of delinquencies with sales and collection teams.
- Making a tour of the branches every month that have been allocated by the company.