Nagavisweswara Rao (Vishy) Peratla

• In my current role, I manage the delivery of Core Banking transformation programs across the globe.
• Have managed complex transformation, upgrade, and multi-year support programs around leading core banking products - Oracle FLEXCUBE, T24, Finastra TI Plus, Loan IQ, Fiancle, Hogan and cloud native fintechs (Finxact, Mambu)
• Has experience in providing advice around leaning the core / enhancing legacy platforms by leveraging APIs and Micro-services.
• Has hands-on experience on Core banking Transformation aspects - Business & Application architecture, process re-design, Digital strategy, effort estimation /sizing, Contract & Vendor negotiation, Testing & Data Migration Strategy, co-existence.
• Has built value-propositions for large deal pursuits.
• Built / validated commercial constructs for multi-year Application Hosting, Development & Support engagements.
• Having worked in banks - has deep domain knowledge / hands on working experience in the areas of Commercial banking, Treasury, Retail banking, Trade Finance, Payments, Risk Management and Operational Processes.
• Delivery of all core banking product engagements
• Build compelling value propositions for customers & prospects
• Develop talent across products
• Build tools, solutions & accelerators as differentiators

Led sales pursuit which helped win a large Managed Services deal in Australia.

• Part of Oracle Consulting organization - played several roles - Business Analyst, Project / Program Manager, Relationship Manager
• Implemented Oracle FLEXCUBE in multiple geos / multiple versions. Led core banking transformation programs in APMEA, Europe and America. (SNS Bank Amsterdam, Gulf Bank Kuwait, Ice Bank Iceland, UBA Nigeria, Canara Bank India, HDFC Bank India, UBS India)
• Worked with SIs in implementing Oracle FLEXCUBE for multi country rollout across geos (Barclays Bank - UAE, India, Kenya, Uganda, Egypt)
• Helped Bank with process design, finding solutions for product gaps, working with Engineering team to bridge gaps and help with product map.

• Implementation of core banking product - Oracle FLEXCUBE
• Manage the customization requirements
• Support sales / pre-sales efforts with Solution Design, Estimates & Product Demos

• Marketing Corporate Accounts.
• Financial Analysis and preparation of Credit Applications.
• Documentation.
• Post sanction monitoring.
• Unit Inspections.
• Preparation of Returns to Corporate Office.
• Trade Finance: Establishing of Import / Inland Letters of Credit.
• Exports - Collections & Negotiations.
• Imports - Bills under LC and Collections.
• Inland Bill Discounting.
• Remittances.
• Preparation of R Returns and various other returns to RBI and Corporate Office.
• Retail Banking: Retail Deposits, Current & Savings Accounts, ATM Operations.
• Supervision of the front office staff.
• Housing Loans, Mortgage Loans, Loans against shares.
• Internal Control Monitoring of demat transactions.
• Could bring in and retain a few high net worth individuals who held good deposits and Demat accounts.
• Able to motivate the front office staff.
• Promoted as Manager.