To obtain a creative and challenging position in an organization that gives me an opportunity for self-improvement and leadership. To effectively utilize knowledge acquired through experience and studies.
Overview
13
13
years of professional experience
Work History
Branch Sales Manager
CHOLAMANDALAM INVESTMENT FINANCE COMPANY
JORHAT
10.2023 - Current
Analyzed customer feedback data to identify areas needing improvement in order to enhance customer experience.
Assisted customers with product selection based on their needs or preferences.
Developed and implemented strategies to increase sales and improve customer satisfactio.
managing Loan against property portfolio, sales team.
Branch Sales Manager
Tata Capital Housing Finance Ltd
07.2022 - Current
Optimize and closely monitor team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area
Execute the defined strategy to achieve the defined performance of branch
Create a demand funnel and efficiently meet sales forecasts by maintaining a good relations with clients
Ensure a strong understanding of the market/competition/process and products available in the markets and provide positive feedback to the center products and policy team to stay ahead in the market
Ability to establish internal controls for legal compliance and conducts periodic audits to detect non-compliance & fraud and devise actions for correction and prevention
Ensure compliance to all Audit/NHB regulations as well as policies and procedures of the company
Responsible for overall administrative functioning for the branch
Assistant Manager
Bandhan Bank Ltd
12.2020 - 07.2022
Dealing with Working capital (Secured)/Term loan (UnSecured)
Looking over the loan collection part
Checking CIBIL
Analysis of Land documents, Income Documents like Income Tax Returns, Examining Bank Statement and structuring the loan as per credibility of clients & norms of the bank
Visiting clients for personal interaction to examine the credibility before recommending the loan for approval
Visiting Business Set Up for understanding the business model of clients
Asstt. Manager
Annapurna Finance P. Ltd.
09.2018 - 11.2020
Dealing with Home loan, Loan against Property, Business loan and salary loan
Analysis of Land documents like Sale deed, Patta, Gift deed, Jamabandi, Land revenue receipt, Nec, and Form 50
Income Documents like Salary Slip, Income Tax Returns, Examining Bank Statement and structuring the loan as per credibility of clients & norms of the company
Visiting clients for personal interaction to examine credibility before recommending the loan for approval
Visiting Business Set Up and understanding the business model of clients
Checking CIBIL
Senior Sales Officer
Bell Finvest India
04.2018 - 09.2018
Dealing with Home loan, Loan against Property and Secured business loan
Leading the team as Team Leader
Achievement of sales target
Documents verification
Customer Query solving
Omega Security Solution
05.2015 - 06.2016
Customer query handling
Inward/Outward Clearing, CMS
Tax Pay Entry, Monitoring and reversal of office accounts
Visual Group
03.2012 - 04.2015
Customer service
Cash Remittance
Education
B.A. -
Chaiduar College
Guwahati
01.2014
H.S. -
Jyoti Agarwala Higher Secondary School
Assam
01.2009
H.S.L.C. -
Jyoti Agarwala Higher Secondary School
Assam
01.2007
Skills
Windows Office
Tally
Extracurricular Activities
Actively participated and volunteered in annual college fest and annual sports. Successfully performed various roadside dramas. Related with different socio-cultural organizations.
Hobbies and Interests
Making friends
Listening to Music
Disclaimer
I do hereby declare that all the information cited above is true to the best of my knowledge.