Bhagaban Behera
Bhubaneswar
Summary
To deliver excellent results & to obtain a top management position in a reward driven industry by utilizing successful goal attainment strategies. To contribute for the growth of the organization, using my potential to the fullest measure and thereby fulfilling the needs of the organization in a challenging and demanding environment. To work sincerely while contributing to the immediate organizational objectives.
Having more than 20 years of experience in Banking Operations & Sales. Presently working in AXIS Bank Ltd, Janpath Branch, Bhubaneswar as Branch Head. Work Experience of more than 16 years in Axis Bank Ltd which includes the position of Branch Head, Operations Head and as FDO (Front Desk Officer), PBRM (Priority Banking Relationship Manager) & CSO (Cross Sales Officer). Work Experience of 3 years & 9 months in Allahabad Bank as an Officer/Asst Manager both in Branch Banking and Head Office, Kolkata.
Overview
20
20
years of professional experience
2006
2006
years of post-secondary education
Work History
Branch Head
Axis Bank Ltd
05.2024 - Current
- Efficiently leaded the team for achieving the targets in retail and govt deposits of Savings, Current and Term Deposits along with loan target.
- Leading the Branch to a new height of business, operations and branch ambience.
- Dealing with all government, retail and corporate transactions and business development avenues.
- Dealing with all types of loans including Personal Loans, Business Loans, Agri Loans, Gold Loans, and Auto Loans including Credit Cards.
- Achieved the business targets of Investment products like Life Insurance, General Insurance, Mutual Funds, Trading accounts and Forex Transactions.
- Very good team player, able to inspire, train and challenge staff, setting goals and targets with a good co-ordination to the top management of Cluster Office, Compliance Department and with all business & administrative units.
Branch Operations Head
Axis Bank Ltd
06.2014 - 06.2025
- Efficiently administered daily operations in the Service Branch Office which also includes Transaction Banking Centre (TBC).
- Good communication skills and excellent interpersonal relationships with staffs, mapped branches for clearing, customers and top management.
Branch Head
Axis Bank Ltd
06.2022 - 05.2024
Branch Head
Axis Bank Ltd
09.2013 - 05.2014
- Very successfully implemented the CTS clearing 1st time in Axis Bank, Odisha through Cuttack Service Branch.
- Efficiently administered daily operations in the Service Branch Office which also includes Transaction Banking Centre (TBC).
Branch Operations Head
Axis Bank Ltd
03.2012 - 09.2013
- Very successfully managed the MICR Clearing in the newly opened Cuttack Service Branch.
- Efficiently administered daily operations in the Service Branch Office which also includes Transaction Banking Centre (TBC).
- Managed the Clearing Operation job Finacle Platform along with my team of 4 Branch Officials and 4 outsourced staffs.
Front Desk Officer
Axis Bank Ltd
09.2008 - 03.2012
- Being designated FDO (Front Desk Officer), I have always over achieved the business targets and also accomplished the daily routine operational works efficiently at the branches of RB Avenue, Kolkata & Keonjhar & Cuttack.
- As the Priority Banking Relationship Manager (PBRM), I have provided Bank’s best service to the esteemed Priority Customers.
- As Cross Sales Officer (CSO) in the branch, I have driven Front Desk Operations Team to deliver results by achieving branch cross sell targets.
- Identifying and acquiring new business through on-roll sales teams for Retail Liability Products, Corporate Banking Products, Credit Card (Corporate Cards & Individual Liability), and Personal Investment Products like Life Insurance, General Insurance, Mutual Fund, Gold Coins, Demat & Online Trading Products.
- As FDO, I have performed the Teller, Clearing, CMS & Locker desk jobs efficiently.
- Ensured all operational and risk guidelines strictly while sourcing business and delivery of services.
Assistant Manager
Allahabad Bank
01.2005 - 09.2008
- Performed daily routine works like managing of clearing, transfer and cash counters.
- Participated in Deposit Mobilisation, New Business Acquisition and other Business Development works.
- Performed the Credit appraisals of Agricultural Loans, Tractor Loans, Kissan Credit Cards and Housing Loans, personal Loans and Retail Credit Loans.
- Dealt with the NPA accounts and performed the recovery of NPA Loan dues by organizing camps in District Tehsil Offices, Village GPs.
- Formulation of Comprehensive Guidelines on Anywhere Banking, Internet Banking, Multi-City Cheque Facility, Bank’s Circular on Service Charges and Revision of Bank’s Instruction Manual.
- Formulation of strategies to curb frauds in branches in line with the KYC and RBI Guidelines.
- Preparing reports for top management on Business-Expenditure Analysis & Expenditure Control Measures.
- Conducting Cost-Effectiveness of daily services in branches and Cost Reduction Exercises with Management Information System (MIS) analysis.
- Total Quality Management (TQM) through systematic approach and ISO Certification for select Branches through Quality Service, Business Achievement and Branch Ambience parameters.
Education
MBA - Marketing Management
IGNOU
Bachelor in Law (LLB) - undefined
Sambalpur University
Burla, OrissaBachelor in Science (+3 Science) - Chemistry Honours
Sonepur College
Sonepur, Orissa 01.1997 - 01.1998
Intermediate in Science (ISc) - undefined
Nayagarh College
Nayagarh, OdishaMatriculation - undefined
NSSMP Shiksha Niketan
Nabaghanpur, NayagarhJunior Affiliated Indian Institute of Bankers (JAIIB) - undefined
Indian Institute of Banking & Finance (IIBF)
Certification Course in AML & KYC - undefined
Indian Institute of Banking & Finance (IIBF)
Certified Affiliated Indian Institute of Bankers (CAIIB) - undefined
Indian Institute of Banking & Finance (IIBF)
Depository Participant Operations (NCDO) - undefined
National Security Depository Ltd (NSDL)
AMFI – Mutual Fund (Advisor) Module - undefined
Associate Mutual Fund of India (AMFI)
Skills
- Market analysis
- Data analysis proficiency
Philosophy Of Life
- To believe in learning continuously
- To grow personally & professionally with the organization
- To improve the quality of life
Interests
Reading Inspiring Books & Novels
Writing Poems in Hindi & Oriya
Collecting Photographs & Quotations of Eminent Personalities
National Orientation
Very familiar to the language, culture and customs of Madhya Pradesh, Haryana, Delhi, West Bengal and domicile place Odisha by on job experience in these regions. Multilingual skills include fluency in English, Oriya, and Hindi.
Employment Profile
Branch Head, Janpath Branch, Bhubaneswar, Odisha, Assistant Vice President (AVP), 16 Years 7 Months, 09/30/08, Bhubaneswar, Odisha, Khordha, Odisha, Puri, Odisha, Kendrapara, Odisha, Cuttack, Odisha, Keonjhar, Odisha, Kolkata, West Bengal, Branch Head, Janpath Branch, 05/27/24, Present, Branch Head, Begunia, Khordha, 06/06/22, 05/24/24, Branch Operations Head (BOH), Puri Branch, Puri, 06/02/14, 06/03/25, Branch Head, Cuttack Service Branch, Cuttack, 09/21/13, 05/31/14, Branch Operations Head (BOH), Cuttack Service Branch, Cuttack, 03/29/12, 09/20/13, Front Desk Officer (FDO), RB Avenue, Kolkata, 09/30/08, 03/28/12, Officer, 3 Years 8 Months, 01/31/05, 09/29/08, Kolkata, West Bengal, Kharagpur, West Bengal, Midnapur, West Bengal, Jabalpur, Madhya Pradesh, Palwal, Haryana
Extracurricular Excellence
- Received various certificates & awards as best performer in Mutual Fund, Life Insurance in Axis Bank
- Excellent Project representation at Staff Training College, Allahabad Bank, Lucknow, on project 'Innovations in Bank Marketing' in April 2005
- Best Seminar Talk in Graduation in 1997
- Best GK & Quiz Performer in District Level in 1990 & 1992
- Best Debate performer in High School in 1991
Professional And Educational Qualifications
- AMFI – Mutual Fund (Advisor) Module, 07/01/14, Associate Mutual Fund of India (AMFI)
- Depository Participant Operations (NCDO), 09/01/14, National Security Depository Ltd (NSDL)
- Certified Affiliated Indian Institute of Bankers (CAIIB), 06/01/13, Indian Institute of Banking & Finance (IIBF)
- IRDA: Service Provider License Certificate from IRDA, 06/01/10, Indian Institute of Banking & Finance (IIBF)
- Junior Affiliated Indian Institute of Bankers (JAIIB), 06/01/06, Indian Institute of Banking & Finance (IIBF)
- Masters In Business Administration (MBA), 06/01/04, IGNOU, Bhubaneswar
- Bachelor in Law (LLB), 04/01/00, Sambalpur University, Jyotivihar, Burla, Orissa
- Bachelor in Science (+3 Science), 1997-98, Sonepur College, Sonepur, Sambalpur University, Jyotivihar, Burla, Orissa
- Intermediate in Science (+2 Science), 04/01/94, Nayagarh College, Nayagarh, CHSE, Bhubaneswar, Odisha
- Matriculation (10th), 04/01/92, NSSMP Shiksha Niketan, Nabaghanpur, Nayagarh, BSE, Odisha
Personal Information
- Date of Birth: 02/25/78
- Gender: Male
Immediate Value
- Results Driven Efforts
- Superior Organizational Skills
- Good Team Player & Team Leader
Timeline
Branch Head
Axis Bank Ltd
05.2024 - Current
Branch Head
Axis Bank Ltd
06.2022 - 05.2024
Branch Operations Head
Axis Bank Ltd
06.2014 - 06.2025
Branch Head
Axis Bank Ltd
09.2013 - 05.2014
Branch Operations Head
Axis Bank Ltd
03.2012 - 09.2013
Front Desk Officer
Axis Bank Ltd
09.2008 - 03.2012
Assistant Manager
Allahabad Bank
01.2005 - 09.2008
Bachelor in Science (+3 Science) - Chemistry Honours
Sonepur College
01.1997 - 01.1998
Bachelor in Law (LLB) - undefined
Sambalpur University
Intermediate in Science (ISc) - undefined
Nayagarh College
Matriculation - undefined
NSSMP Shiksha Niketan
Junior Affiliated Indian Institute of Bankers (JAIIB) - undefined
Indian Institute of Banking & Finance (IIBF)
Certification Course in AML & KYC - undefined
Indian Institute of Banking & Finance (IIBF)
Certified Affiliated Indian Institute of Bankers (CAIIB) - undefined
Indian Institute of Banking & Finance (IIBF)
Depository Participant Operations (NCDO) - undefined
National Security Depository Ltd (NSDL)
AMFI – Mutual Fund (Advisor) Module - undefined
Associate Mutual Fund of India (AMFI)
MBA - Marketing Management
IGNOU
Similar Profiles
Lakshay SharmaLakshay Sharma
Deputy Manager at Axis Bank (On Payroll Of Axis Bank)Deputy Manager at Axis Bank (On Payroll Of Axis Bank)
Preethi VPreethi V
Relationship Associate at Axis Bank - Axis Max Life InsuranceRelationship Associate at Axis Bank - Axis Max Life Insurance
Sumita ShirgaokarSumita Shirgaokar
Senior Manager – Campaigns at Axis Bank LtdSenior Manager – Campaigns at Axis Bank Ltd
Martina Dominic MastanMartina Dominic Mastan
Branch Relationship Manager (Assistant Manager) at Axis Bank LtdBranch Relationship Manager (Assistant Manager) at Axis Bank Ltd
Kartikey PandeyKartikey Pandey
Curriculum Developer - Logical Reasoning & Mathematics at Kidway Education Pvt. Ltd.Curriculum Developer - Logical Reasoning & Mathematics at Kidway Education Pvt. Ltd.