Summary
Overview
Work History
Education
Skills
Timeline
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BHAVIKA RATHOD

Investment Banking & Operation
Mumbai,MH

Summary

Accomplished Treasury Analyst with a proven track record at VISTRA, adept in KYC Analysis and enhancing coordination and communication across teams. Spearheaded documentation standardization and bank mandate updates, achieving significant efficiency improvements. Skilled in financial systems like Kyriba, Finacle Reuter showcasing adaptability and a strong problem-solving aptitude.

Knowledgeable [Banking & Operation activities] with background in managing cash flow and liquidity. Proven track record in optimizing treasury operations and implementing effective financial strategies. Demonstrated ability in risk management and proficiency in utilizing financial software.

Overview

9
9
years of professional experience
1
1
Language

Work History

Treasury Analyst

VISTRA
08.2024 - Current
  • Documentation Standardization: Conducted a thorough review of existing documentation processes to identify inconsistencies.
    Established cross-geographical templates in collaboration with internal and external stakeholders.
    Ensured implementation of guidelines to standardize documentation, enhancing efficiency and reducing discrepancies.
  • Bank Mandate Update Management: Spearheaded the updating process for authorized signatories by liaising with banks and internal departments.
    Ensured timely gathering and preparation of all necessary documents for execution and verification.
  • Centralized Database Management: Leveraged the Kyriba Treasury Management System to centralize e-banking access and signatory records.
    Conducted regular audits and quarterly global reviews to ensure database accuracy and compliance.
  • E-Banking Portal Administration: Served as a lead administrator for Citidirect, S2B, and DBS platforms, managing all user creation and access updates.
    Delivered training sessions and on-demand support for users to optimize portal utility.
  • KYC Process Management: Coordinated with multidisciplinary teams for annual KYC renewals and ensured regulatory compliance.
    Acted as the central liaison for all KYC-related inquiries, ensuring swift issue resolution.
  • Banking RFP Support: Assisted in onboarding new banking relationships by coordinating KYC processes and managing documentation.
    Maintained meticulous records of onboarding activities to ensure transparency and traceability.
  • Strategic Project Support: Contributed to key projects by managing treasury back-office functions, including database setup and documentation.
    Collaborated across functions to support timely and efficient project execution.

Back Office Associate

Deutsche Bank Ag, Global Business Services
06.2021 - 09.2023
  • Reporting and Reconciliation: Generated and delivered CCIL OIS PVBP reports daily and updated EKUBER balances in the TDS application.
    Reconciled financial data between front-office systems and general ledger, identifying and addressing variances.
  • Trade and Settlement Operations: Managed end-to-end operations for derivatives transactions, ensuring timely trade verification, confirmation, and settlement.
    Oversaw events processing and collateral management, ensuring operational efficiency and compliance.
  • Financial Analysis and Variance Management: Conducted comprehensive variance analyses to reconcile discrepancies between P&L and general ledger records.
    Developed actionable insights to improve data accuracy and financial reporting processes.
  • Payment and Liquidity Management: Prepared and executed FX payments, IDL (Intra-Day Liquidity) payments, and CSA payments in adherence to deadlines.
    Managed daily cash flow by preparing RTGS payments and reconciling inflows and outflows using TDS and WSS systems.
  • Regulatory and Compliance Reporting: Compiled and submitted BLR 6 reports and NOSTRO OD reports monthly to the Reserve Bank of India (RBI).
    Ensured compliance with RBI guidelines by managing TDS challans and IDMS entries.
  • System Administration and UAT: Maintained focus on CCIL modules like NDS CALL, CROMS, FX OPTION, and FX SWAP for efficient operations.
    Conducted User Acceptance Testing (UAT) as required, supporting system upgrades and enhancements.
  • Collaboration and Communication: Coordinated with teams to resolve operational and system issues, maintaining adherence to TATs.
    Provided key insights for reports like GST, EXCO, and liquidity metrics to assist in decision-making.

Executive

Doha Bank
05.2016 - 08.2018
  • Nostro Reconciliation and Vostro Funding: Conducted daily Nostro account reconciliation to ensure timely processing of entries by respective departments.
    Managed Vostro funding as per daily deals, preparing A3 forms for regulatory submission.
  • Regulatory Reporting: Prepared daily returns such as FTD and GAP reports for submission on the RBI platform.
    Compiled and submitted weekly and monthly reports to the management and RBI, ensuring compliance with regulatory requirements.
  • CCIL Module Operations: Monitored and operated modules like CROMS, IRIS, and REPORT BROWSER to streamline daily financial operations.
    Coordinated with business users and CCIL support teams to resolve technical issues efficiently.
  • KYC Verification and Compliance: Verified client KYC documentation during account openings, performing WORLD CHECK and ensuring compliance with internal and regulatory standards.
    Addressed discrepancies in Account Opening Forms (AOF) promptly, maintaining adherence to turnaround times (TAT).
  • Account Management and Customer Onboarding: Managed end-to-end customer account setup, including profile creation, cheque book issuance, and welcome kit delivery.
    Ensured all processes adhered to laid-down guidelines and resolved queries promptly to enhance client satisfaction.
  • Reporting and Documentation: Compiled R-Returns and submitted CCIL reports through FRS and REPORT BROWSER.
    Maintained accuracy in reporting processes by performing quality checks and reconciling discrepancies regularly.
  • Operational Support and Collaboration: Prepared NEFT and RTGS transaction reports to monitor customer activity and ensure accuracy in reporting.
    Coordinated across departments to streamline operational processes and meet daily targets effectively.

Education

MBA - Banking And Finance

NMIMS COLLEGE
Mumbai
04.2001 -

B.COM - Commerce

KES College of Commerce And Economics
Mumbai
04.2001 -

Skills

  • Treasury Back Office Operations
  • KYC Analysis
  • Liquidity Management
  • Financial Reporting
  • Documentation and Quality Assurance
  • Coordination and Communication
  • Proficiency in Financial Systems (Kyriba, Citidirect, S2B)
  • Adaptability and Learning
  • Cash management
  • Variance analysis
  • Liquidity management
  • CITIDirect software
  • CITIDirect
  • Customer service
  • Problem-solving

Timeline

Treasury Analyst

VISTRA
08.2024 - Current

Back Office Associate

Deutsche Bank Ag, Global Business Services
06.2021 - 09.2023

Executive

Doha Bank
05.2016 - 08.2018

MBA - Banking And Finance

NMIMS COLLEGE
04.2001 -

B.COM - Commerce

KES College of Commerce And Economics
04.2001 -

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BHAVIKA RATHODInvestment Banking & Operation